Household Contributions to Registered Savings Accounts (18) and Selected Household Characteristics (30) for Private Households of Canada, Provinces and Territories, Census Metropolitan Areas and Census Agglomerations, 2016 Census - 100% Data

This table details household contributions to registered savings accounts and selected household characteristics for private households in St. John's

Household contributions to registered savings accounts (18)	Selected household characteristics (30)
	Total - After-tax income of household^Footnote 1	Under $10,000	$10,000 to $19,999	$20,000 to $29,999	$30,000 to $39,999	$40,000 to $49,999	$50,000 to $59,999	$60,000 to $69,999	$70,000 to $79,999	$80,000 to $89,999	$90,000 to $99,999	$100,000 and over	$100,000 to $149,999	$150,000 to $199,999	$200,000 to $249,999	$250,000 and over	Total - Age of major income earner in the household^Footnote 2	15 to 24 years	25 to 34 years	35 to 44 years	45 to 54 years	55 to 70 years	71 years and over	Total - Households by household size	1 person	2 or more persons	2 persons	3 persons	4 persons	5 or more persons
Total - Household contributions to registered savings accounts^Footnote 3	85,015	2,260	5,330	7,245	8,100	7,115	6,950	6,690	6,170	5,460	4,995	24,690	15,935	5,455	1,690	1,610	85,015	3,595	14,835	16,465	17,620	23,010	9,490	85,015	21,770	63,245	30,920	15,395	12,570	4,365
No contributions to any registered savings accounts	29,245	1,965	4,665	5,590	4,905	3,280	2,605	1,905	1,315	915	615	1,485	1,070	220	70	125	29,245	2,165	4,705	4,135	3,790	8,380	6,070	29,245	11,755	17,490	10,785	3,740	2,040	925
Contributed to at least one type of registered savings account	55,765	295	665	1,660	3,195	3,835	4,345	4,780	4,860	4,545	4,380	23,200	14,865	5,230	1,625	1,480	55,770	1,425	10,125	12,325	13,830	14,630	3,425	55,770	10,010	45,755	20,135	11,650	10,530	3,435
Tax-free savings accounts (TFSAs)	28,205	220	525	1,160	1,990	2,040	2,195	2,345	2,330	2,050	1,955	11,395	6,870	2,665	925	930	28,205	915	5,150	4,780	5,655	8,535	3,165	28,200	5,590	22,615	11,255	5,440	4,385	1,530
Median contribution - TFSA ($)^Footnote 4	5,022	2,352	2,412	3,467	4,214	4,072	4,432	4,693	4,597	4,309	4,816	5,995	4,944	7,184	10,954	15,520	5,022	1,632	2,400	2,602	4,344	9,139	10,017	5,022	5,475	5,011	6,016	3,662	3,480	3,240
Registered retirement savings plans (RRSPs)	30,230	60	95	335	850	1,255	1,695	2,105	2,330	2,405	2,590	16,505	9,755	4,115	1,360	1,270	30,225	460	5,860	7,770	8,270	7,490	385	30,225	4,270	25,955	10,345	6,815	6,770	2,025
Median contribution - RRSP ($)^Footnote 5	4,214	1,472	1,003	986	1,236	1,634	2,004	2,063	2,413	3,004	3,382	7,533	5,020	10,331	19,184	24,937	4,214	1,836	3,177	4,014	4,688	5,185	2,077	4,214	3,003	4,506	4,182	4,031	5,195	5,341
Registered pension plans (RPPs)	32,825	60	105	355	1,100	1,710	2,145	2,600	2,795	2,795	2,840	16,320	10,755	3,795	1,040	725	32,830	625	6,045	8,255	10,055	7,595	255	32,825	4,400	28,425	10,720	7,865	7,485	2,360
Median contribution - RPP ($)^Footnote 6	4,854	315	541	814	1,640	2,888	3,317	3,689	3,836	4,192	4,816	7,580	6,993	8,698	9,009	8,571	4,854	1,596	3,818	5,368	6,003	4,495	1,886	4,854	4,092	5,054	4,458	4,913	6,365	5,629
Contributed to only one type of registered savings account	28,320	265	615	1,480	2,540	2,845	2,925	2,930	2,730	2,380	1,990	7,615	5,380	1,380	420	440	28,325	960	4,780	5,705	6,030	7,750	3,095	28,325	6,590	21,735	10,695	5,175	4,315	1,550
TFSA only	9,265	190	470	1,000	1,450	1,270	1,145	975	795	555	385	1,025	750	135	60	85	9,265	505	1,170	705	695	3,320	2,860	9,265	2,980	6,280	4,420	1,060	545	255
RRSP only	7,760	35	65	210	400	555	675	735	750	715	630	2,990	1,800	685	235	275	7,760	150	1,570	2,125	1,855	1,930	140	7,760	1,550	6,210	2,690	1,515	1,495	505
RPP only	11,300	45	80	265	690	1,020	1,105	1,225	1,185	1,110	970	3,590	2,830	555	125	80	11,300	305	2,035	2,880	3,485	2,500	95	11,300	2,060	9,240	3,580	2,590	2,275	790
Contributed to two types of registered savings accounts	19,400	25	50	165	570	820	1,145	1,435	1,650	1,625	1,765	10,150	6,450	2,360	695	645	19,400	360	3,775	4,765	5,455	4,770	285	19,400	2,595	16,810	6,695	4,495	4,320	1,300
TFSA and RRSP	5,920	15	25	90	250	310	385	475	520	475	520	2,860	1,560	615	285	395	5,920	150	1,340	1,250	1,220	1,785	170	5,915	1,080	4,835	2,300	1,210	1,005	315
RRSP and RPP	8,505	5	5	20	110	225	370	485	585	670	820	5,220	3,365	1,320	340	200	8,505	60	1,370	2,545	2,840	1,665	25	8,505	815	7,690	2,605	2,095	2,380	615
RPP and TFSA	4,975	10	20	55	205	290	395	480	550	475	425	2,070	1,525	425	80	50	4,975	150	1,060	970	1,385	1,320	85	4,980	695	4,280	1,790	1,185	940	370
Contributed to all three types of registered savings accounts (TFSA, RRSP and RPP)	8,045	5	5	10	90	175	275	415	470	540	615	5,435	3,035	1,490	505	405	8,045	110	1,580	1,855	2,345	2,105	45	8,045	830	7,210	2,745	1,985	1,895	585

Symbol(s)

Symbol ..

not available for a specific reference period

Symbol ...

not applicable

Symbol x

suppressed to meet the confidentiality requirements of the Statistics Act

Symbol F

too unreliable to be published

Footnote(s)

Footnote 1

After-tax income

'After-tax income' refers to total income less income taxes of the statistical unit during a specified reference period. Income taxes refers to the sum of federal income taxes, provincial and territorial income taxes, less abatement where applicable. Provincial and territorial income taxes include health care premiums in certain jurisdictions. Abatement reduces the federal income taxes payable by persons residing in Quebec or in certain self-governing Yukon First Nation settlement lands.

For the 2016 Census, the reference period is the calendar year 2015 for all income variables.

Footnote 2

Major income earner in the household - The person with the highest total income in the household.

Footnote 3

Registered savings accounts - A collective term for three types of savings accounts: tax-free savings accounts (TFSAs), registered retirement savings plans (RRSPs) and registered pension plans (RPPs).

Contributions to tax-free savings accounts (TFSAs) - Total dollar amount of contributions made by a person to tax-free savings accounts (TFSAs) during the reference period. Individuals can make contributions to their TFSAs up to a limit, known as the TFSA contribution room, in each calendar year.

The TFSA contribution room is made up of:
- the TFSA dollar limit for the calendar year;
- any unused TFSA contribution room from the previous year;
- any withdrawals made from the TFSA in the previous year.

Contributions to registered retirement savings plans (RRSPs) - Total registered retirement savings plan (RRSP) contributions a person deducted against his or her income for a given tax year. Contributions eligible for deductions include deposits made to his or her own registered retirement savings plans (RRSPs) and pooled registered pension plans (PRPPs) as well as his or her spouse's or common-law partner's registered retirement savings plans.

Individuals can make contributions to these plans up to a specified limit, known as the RRSP deduction limit for each tax year. The RRSP deduction limit is set at 18% of the contributor's prior year earned income up to an annual maximum, plus any unused RRSP deduction room carried forward from previous years, less any pension adjustments that are associated with registered pension plans (RPPs) from prior year and any employer's pooled registered pension plan (PRPP) contributions for the given tax year.

Contributions to registered pension plans (RPPs) - Total dollar amount of contributions made by an employee to registered pension plans (RPPs) during the reference year. A registered pension plan is an employer-sponsored plan registered with the Canada Revenue Agency. The purpose of such plans is to provide employees with a regular income at retirement.

Household contributions refer to the total amount of contribution from all household members.

For the 2016 Census, the reference period is the calendar year 2015 for these contributions variables.

Footnote 4

Median contribution - The median contribution of a specified group is the amount that divides the contribution distribution of that group into two halves, i.e., the contributions of half of the units in that group are below the median, while those of the other half are above the median. Median contributions of households are calculated for those with contributions only.

Footnote 5

Median contribution - The median contribution of a specified group is the amount that divides the contribution distribution of that group into two halves, i.e., the contributions of half of the units in that group are below the median, while those of the other half are above the median. Median contributions of households are calculated for those with contributions only.

Footnote 6

Median contribution - The median contribution of a specified group is the amount that divides the contribution distribution of that group into two halves, i.e., the contributions of half of the units in that group are below the median, while those of the other half are above the median. Median contributions of households are calculated for those with contributions only.

Data quality note(s) – St. John's

• Incomplete enumeration flag
  Default. Not applicable.
• Short-form data quality flag
  Global non-response rate (GNR), short-form census questionnaire: 3.5%.
• Short-form income data quality flag
  Default. Data quality index showing a short-form income non-response rate lower than 10%.

Source: Statistics Canada, 2016 Census of Population, Statistics Canada Catalogue no. 98-400-X2016103.