Household Contributions to Registered Savings Accounts (18) and Selected Household Characteristics (30) for Private Households of Canada, Provinces and Territories, Census Metropolitan Areas and Census Agglomerations, 2016 Census - 100% Data

This table details household contributions to registered savings accounts and selected household characteristics for private households in Halifax

Household contributions to registered savings accounts (18)	Selected household characteristics (30)
	Total - After-tax income of household^Footnote 1	Under $10,000	$10,000 to $19,999	$20,000 to $29,999	$30,000 to $39,999	$40,000 to $49,999	$50,000 to $59,999	$60,000 to $69,999	$70,000 to $79,999	$80,000 to $89,999	$90,000 to $99,999	$100,000 and over	$100,000 to $149,999	$150,000 to $199,999	$200,000 to $249,999	$250,000 and over	Total - Age of major income earner in the household^Footnote 2	15 to 24 years	25 to 34 years	35 to 44 years	45 to 54 years	55 to 70 years	71 years and over	Total - Households by household size	1 person	2 or more persons	2 persons	3 persons	4 persons	5 or more persons
Total - Household contributions to registered savings accounts^Footnote 3	173,460	7,040	11,780	16,095	18,510	17,810	16,745	15,685	13,385	11,365	9,490	35,555	25,520	6,575	1,835	1,630	173,460	9,600	29,430	29,770	35,065	47,715	21,880	173,460	51,180	122,280	64,425	27,260	21,020	9,575
No contributions to any registered savings accounts	59,720	6,135	9,740	10,945	9,520	7,105	5,185	3,760	2,475	1,550	1,010	2,295	1,670	340	125	165	59,720	5,680	9,780	7,470	8,395	16,285	12,115	59,725	25,885	33,835	20,795	6,745	3,925	2,375
Contributed to at least one type of registered savings account	113,740	905	2,040	5,150	8,990	10,705	11,555	11,930	10,905	9,815	8,480	33,260	23,850	6,235	1,705	1,470	113,735	3,920	19,650	22,300	26,675	31,430	9,765	113,740	25,295	88,440	43,635	20,515	17,095	7,200
Tax-free savings accounts (TFSAs)	64,310	775	1,710	3,890	5,475	6,200	6,565	6,535	5,815	5,095	4,335	17,925	12,405	3,580	995	945	64,310	2,985	11,655	9,525	11,790	19,200	9,155	64,310	15,415	48,895	26,940	10,700	7,805	3,450
Median contribution - TFSA ($)^Footnote 4	4,997	3,613	2,904	3,016	3,272	4,015	4,315	4,302	4,352	4,490	4,564	6,338	5,209	9,986	11,328	18,720	4,997	1,475	2,012	2,254	3,496	8,001	10,028	4,997	5,475	4,686	5,499	3,218	2,972	2,678
Registered retirement savings plans (RRSPs)	56,930	135	330	1,160	2,800	4,010	4,690	5,245	5,380	5,390	4,965	22,815	15,635	4,710	1,335	1,135	56,930	1,065	10,080	13,175	15,685	16,040	885	56,930	10,000	46,925	21,225	11,515	10,310	3,875
Median contribution - RRSP ($)^Footnote 5	3,305	1,003	802	1,001	1,371	1,872	2,060	2,245	2,595	3,032	3,486	6,184	4,921	9,795	17,728	24,877	3,305	1,298	2,279	2,899	3,862	4,503	2,243	3,305	2,602	3,499	3,489	3,311	3,663	3,764
Registered pension plans (RPPs)	62,530	70	210	935	3,130	4,500	5,450	6,450	6,205	6,120	5,640	23,820	17,610	4,475	1,050	680	62,525	1,380	11,415	15,180	18,220	15,555	775	62,530	10,795	51,730	21,940	13,135	11,860	4,795
Median contribution - RPP ($)^Footnote 6	4,782	288	646	956	2,102	2,807	3,535	4,004	4,088	4,687	5,380	7,507	7,164	8,913	8,992	8,480	4,782	2,472	4,055	5,502	5,689	4,185	1,436	4,782	3,976	4,990	4,313	4,953	6,126	5,786
Contributed to only one type of registered savings account	59,895	835	1,845	4,380	6,890	7,330	7,305	6,845	5,740	4,590	3,550	10,585	7,950	1,615	510	510	59,895	2,695	9,370	10,315	12,150	16,540	8,835	59,895	16,540	43,355	23,425	9,270	7,265	3,395
TFSA only	24,870	710	1,530	3,200	3,735	3,460	3,205	2,625	1,990	1,340	895	2,180	1,610	315	115	140	24,870	1,870	3,360	1,710	2,000	7,650	8,275	24,865	8,630	16,240	11,390	2,605	1,450	795
RRSP only	13,845	75	175	570	1,265	1,525	1,585	1,545	1,395	1,235	1,005	3,455	2,295	650	250	265	13,840	255	2,235	3,235	3,890	3,980	255	13,845	3,215	10,625	5,075	2,470	2,165	915
RPP only	21,180	50	140	600	1,885	2,345	2,510	2,675	2,355	2,020	1,650	4,950	4,045	655	150	100	21,185	570	3,780	5,370	6,255	4,910	300	21,185	4,700	16,485	6,960	4,195	3,645	1,685
Contributed to two types of registered savings accounts	37,650	60	180	710	1,775	2,750	3,350	3,860	3,845	3,665	3,405	14,055	10,000	2,705	720	630	37,650	945	7,050	8,380	10,040	10,425	820	37,650	6,590	31,060	13,945	7,645	6,780	2,690
TFSA and RRSP	12,500	50	125	435	855	1,215	1,315	1,305	1,315	1,130	945	3,805	2,335	800	295	380	12,500	415	2,645	2,175	2,565	4,250	455	12,500	2,660	9,840	5,225	2,300	1,620	695
RRSP and RPP	14,395	5	10	90	355	640	890	1,170	1,345	1,470	1,490	6,930	5,105	1,350	310	160	14,400	120	1,975	4,165	4,745	3,340	55	14,400	1,970	12,430	4,660	3,145	3,475	1,150
RPP and TFSA	10,760	5	40	185	565	890	1,150	1,380	1,185	1,070	975	3,315	2,560	555	115	90	10,755	415	2,425	2,040	2,735	2,835	305	10,755	1,970	8,790	4,060	2,195	1,685	845
Contributed to all three types of registered savings accounts (TFSA, RRSP and RPP)	16,190	5	15	60	325	625	900	1,225	1,325	1,560	1,525	8,625	5,900	1,915	475	330	16,190	280	3,235	3,600	4,490	4,470	115	16,190	2,160	14,030	6,265	3,595	3,050	1,115

Symbol(s)

Symbol ..

not available for a specific reference period

Symbol ...

not applicable

Symbol x

suppressed to meet the confidentiality requirements of the Statistics Act

Symbol F

too unreliable to be published

Footnote(s)

Footnote 1

After-tax income

'After-tax income' refers to total income less income taxes of the statistical unit during a specified reference period. Income taxes refers to the sum of federal income taxes, provincial and territorial income taxes, less abatement where applicable. Provincial and territorial income taxes include health care premiums in certain jurisdictions. Abatement reduces the federal income taxes payable by persons residing in Quebec or in certain self-governing Yukon First Nation settlement lands.

For the 2016 Census, the reference period is the calendar year 2015 for all income variables.

Footnote 2

Major income earner in the household - The person with the highest total income in the household.

Footnote 3

Registered savings accounts - A collective term for three types of savings accounts: tax-free savings accounts (TFSAs), registered retirement savings plans (RRSPs) and registered pension plans (RPPs).

Contributions to tax-free savings accounts (TFSAs) - Total dollar amount of contributions made by a person to tax-free savings accounts (TFSAs) during the reference period. Individuals can make contributions to their TFSAs up to a limit, known as the TFSA contribution room, in each calendar year.

The TFSA contribution room is made up of:
- the TFSA dollar limit for the calendar year;
- any unused TFSA contribution room from the previous year;
- any withdrawals made from the TFSA in the previous year.

Contributions to registered retirement savings plans (RRSPs) - Total registered retirement savings plan (RRSP) contributions a person deducted against his or her income for a given tax year. Contributions eligible for deductions include deposits made to his or her own registered retirement savings plans (RRSPs) and pooled registered pension plans (PRPPs) as well as his or her spouse's or common-law partner's registered retirement savings plans.

Individuals can make contributions to these plans up to a specified limit, known as the RRSP deduction limit for each tax year. The RRSP deduction limit is set at 18% of the contributor's prior year earned income up to an annual maximum, plus any unused RRSP deduction room carried forward from previous years, less any pension adjustments that are associated with registered pension plans (RPPs) from prior year and any employer's pooled registered pension plan (PRPP) contributions for the given tax year.

Contributions to registered pension plans (RPPs) - Total dollar amount of contributions made by an employee to registered pension plans (RPPs) during the reference year. A registered pension plan is an employer-sponsored plan registered with the Canada Revenue Agency. The purpose of such plans is to provide employees with a regular income at retirement.

Household contributions refer to the total amount of contribution from all household members.

For the 2016 Census, the reference period is the calendar year 2015 for these contributions variables.

Footnote 4

Median contribution - The median contribution of a specified group is the amount that divides the contribution distribution of that group into two halves, i.e., the contributions of half of the units in that group are below the median, while those of the other half are above the median. Median contributions of households are calculated for those with contributions only.

Footnote 5

Median contribution - The median contribution of a specified group is the amount that divides the contribution distribution of that group into two halves, i.e., the contributions of half of the units in that group are below the median, while those of the other half are above the median. Median contributions of households are calculated for those with contributions only.

Footnote 6

Median contribution - The median contribution of a specified group is the amount that divides the contribution distribution of that group into two halves, i.e., the contributions of half of the units in that group are below the median, while those of the other half are above the median. Median contributions of households are calculated for those with contributions only.

Data quality note(s) – Halifax

• Incomplete enumeration flag
  Default. Not applicable.
• Short-form data quality flag
  Global non-response rate (GNR), short-form census questionnaire: 3.7%.
• Short-form income data quality flag
  Default. Data quality index showing a short-form income non-response rate lower than 10%.

Source: Statistics Canada, 2016 Census of Population, Statistics Canada Catalogue no. 98-400-X2016103.