Household Contributions to Registered Savings Accounts (18) and Selected Household Characteristics (30) for Private Households of Canada, Provinces and Territories, Census Metropolitan Areas and Census Agglomerations, 2016 Census - 100% Data

This table details household contributions to registered savings accounts and selected household characteristics for private households in Cape Breton

Household contributions to registered savings accounts (18)	Selected household characteristics (30)
	Total - After-tax income of household^Footnote 1	Under $10,000	$10,000 to $19,999	$20,000 to $29,999	$30,000 to $39,999	$40,000 to $49,999	$50,000 to $59,999	$60,000 to $69,999	$70,000 to $79,999	$80,000 to $89,999	$90,000 to $99,999	$100,000 and over	$100,000 to $149,999	$150,000 to $199,999	$200,000 to $249,999	$250,000 and over	Total - Age of major income earner in the household^Footnote 2	15 to 24 years	25 to 34 years	35 to 44 years	45 to 54 years	55 to 70 years	71 years and over	Total - Households by household size	1 person	2 or more persons	2 persons	3 persons	4 persons	5 or more persons
Total - Household contributions to registered savings accounts^Footnote 3	43,080	1,865	4,635	5,720	5,665	4,675	4,130	3,490	2,820	2,315	1,805	5,965	4,630	980	215	145	43,085	1,300	4,625	5,965	8,020	15,015	8,160	43,080	13,400	29,685	15,900	6,870	4,520	2,400
No contributions to any registered savings accounts	22,510	1,775	4,255	4,640	3,875	2,605	1,855	1,220	820	530	285	650	515	85	25	30	22,510	965	2,420	2,570	3,065	7,445	6,045	22,510	9,400	13,110	7,840	2,840	1,465	965
Contributed to at least one type of registered savings account	20,575	90	380	1,085	1,785	2,070	2,275	2,265	2,000	1,790	1,510	5,310	4,115	895	190	115	20,570	335	2,205	3,395	4,955	7,570	2,110	20,570	3,995	16,575	8,060	4,030	3,055	1,435
Tax-free savings accounts (TFSAs)	9,755	75	315	780	980	1,025	1,055	975	865	740	605	2,345	1,720	450	105	65	9,755	190	990	1,085	1,660	3,895	1,940	9,760	2,305	7,455	4,215	1,640	1,035	560
Median contribution - TFSA ($)^Footnote 4	4,572	5,475	4,208	5,008	5,014	5,009	4,704	4,336	3,612	3,605	2,776	5,005	4,015	5,936	10,963	13,024	4,572	1,148	1,303	1,304	2,192	5,489	9,991	4,572	5,483	3,888	5,475	2,607	1,805	1,806
Registered retirement savings plans (RRSPs)	8,425	10	50	190	425	595	715	845	835	805	750	3,210	2,355	615	140	100	8,420	105	940	1,480	2,330	3,390	180	8,425	1,265	7,160	3,245	1,815	1,485	605
Median contribution - RRSP ($)^Footnote 5	2,652	0	954	1,102	1,116	1,540	1,820	2,003	2,344	2,524	2,878	5,088	4,112	9,120	13,376	24,889	2,652	1,212	1,700	2,096	2,640	3,605	1,164	2,652	2,404	2,801	2,993	2,600	2,607	2,811
Registered pension plans (RPPs)	12,005	10	40	235	725	960	1,235	1,370	1,270	1,200	1,040	3,935	3,120	645	125	40	12,010	170	1,475	2,470	3,620	4,130	140	12,010	1,625	10,385	4,315	2,755	2,275	1,040
Median contribution - RPP ($)^Footnote 6	3,622	0	383	996	1,771	2,442	2,711	3,048	3,290	3,988	4,720	6,518	6,418	7,216	7,600	7,024	3,622	2,352	3,408	3,954	3,953	3,437	1,260	3,622	3,229	3,701	3,455	3,620	4,440	4,160
Contributed to only one type of registered savings account	12,830	85	360	985	1,480	1,615	1,655	1,500	1,210	1,015	820	2,110	1,720	295	55	45	12,830	230	1,255	2,055	2,805	4,510	1,980	12,830	2,995	9,835	5,080	2,295	1,645	815
TFSA only	4,555	70	295	695	750	675	580	455	330	220	165	320	255	50	5	5	4,555	110	295	285	350	1,700	1,820	4,555	1,590	2,970	2,085	505	220	155
RRSP only	2,455	5	30	120	215	290	305	270	235	240	195	550	385	105	30	30	2,450	35	255	425	665	985	90	2,450	510	1,945	955	465	370	150
RPP only	5,825	10	35	170	510	655	765	775	650	560	455	1,245	1,075	135	25	10	5,820	85	705	1,345	1,785	1,825	75	5,820	900	4,925	2,040	1,325	1,050	505
Contributed to two types of registered savings accounts	5,865	5	20	95	265	395	520	615	615	595	510	2,230	1,705	390	75	55	5,865	75	710	1,035	1,640	2,280	125	5,865	805	5,055	2,240	1,280	1,075	460
TFSA and RRSP	1,555	5	15	40	90	150	155	170	170	135	115	515	350	90	30	40	1,555	15	185	210	315	755	70	1,555	275	1,280	700	305	190	85
RRSP and RPP	2,540	0	5	20	75	100	155	245	260	255	250	1,175	925	210	30	10	2,540	20	260	545	840	865	10	2,540	285	2,250	850	595	595	210
RPP and TFSA	1,770	0	0	35	95	145	210	195	185	210	140	545	430	95	15	5	1,770	35	265	285	485	660	40	1,770	245	1,525	690	375	295	160
Contributed to all three types of registered savings accounts (TFSA, RRSP and RPP)	1,875	0	0	10	40	60	100	150	180	180	180	970	690	210	55	20	1,875	25	240	305	510	780	10	1,875	195	1,680	735	450	335	160

Symbol(s)

Symbol ..

not available for a specific reference period

Symbol ...

not applicable

Symbol x

suppressed to meet the confidentiality requirements of the Statistics Act

Symbol F

too unreliable to be published

Footnote(s)

Footnote 1

After-tax income

'After-tax income' refers to total income less income taxes of the statistical unit during a specified reference period. Income taxes refers to the sum of federal income taxes, provincial and territorial income taxes, less abatement where applicable. Provincial and territorial income taxes include health care premiums in certain jurisdictions. Abatement reduces the federal income taxes payable by persons residing in Quebec or in certain self-governing Yukon First Nation settlement lands.

For the 2016 Census, the reference period is the calendar year 2015 for all income variables.

Footnote 2

Major income earner in the household - The person with the highest total income in the household.

Footnote 3

Registered savings accounts - A collective term for three types of savings accounts: tax-free savings accounts (TFSAs), registered retirement savings plans (RRSPs) and registered pension plans (RPPs).

Contributions to tax-free savings accounts (TFSAs) - Total dollar amount of contributions made by a person to tax-free savings accounts (TFSAs) during the reference period. Individuals can make contributions to their TFSAs up to a limit, known as the TFSA contribution room, in each calendar year.

The TFSA contribution room is made up of:
- the TFSA dollar limit for the calendar year;
- any unused TFSA contribution room from the previous year;
- any withdrawals made from the TFSA in the previous year.

Contributions to registered retirement savings plans (RRSPs) - Total registered retirement savings plan (RRSP) contributions a person deducted against his or her income for a given tax year. Contributions eligible for deductions include deposits made to his or her own registered retirement savings plans (RRSPs) and pooled registered pension plans (PRPPs) as well as his or her spouse's or common-law partner's registered retirement savings plans.

Individuals can make contributions to these plans up to a specified limit, known as the RRSP deduction limit for each tax year. The RRSP deduction limit is set at 18% of the contributor's prior year earned income up to an annual maximum, plus any unused RRSP deduction room carried forward from previous years, less any pension adjustments that are associated with registered pension plans (RPPs) from prior year and any employer's pooled registered pension plan (PRPP) contributions for the given tax year.

Contributions to registered pension plans (RPPs) - Total dollar amount of contributions made by an employee to registered pension plans (RPPs) during the reference year. A registered pension plan is an employer-sponsored plan registered with the Canada Revenue Agency. The purpose of such plans is to provide employees with a regular income at retirement.

Household contributions refer to the total amount of contribution from all household members.

For the 2016 Census, the reference period is the calendar year 2015 for these contributions variables.

Footnote 4

Median contribution - The median contribution of a specified group is the amount that divides the contribution distribution of that group into two halves, i.e., the contributions of half of the units in that group are below the median, while those of the other half are above the median. Median contributions of households are calculated for those with contributions only.

Footnote 5

Median contribution - The median contribution of a specified group is the amount that divides the contribution distribution of that group into two halves, i.e., the contributions of half of the units in that group are below the median, while those of the other half are above the median. Median contributions of households are calculated for those with contributions only.

Footnote 6

Median contribution - The median contribution of a specified group is the amount that divides the contribution distribution of that group into two halves, i.e., the contributions of half of the units in that group are below the median, while those of the other half are above the median. Median contributions of households are calculated for those with contributions only.

Data quality note(s) – Cape Breton

• Incomplete enumeration flag
  Default. Not applicable.
• Short-form data quality flag
  Global non-response rate (GNR), short-form census questionnaire: 3.9%.
• Short-form income data quality flag
  Default. Data quality index showing a short-form income non-response rate lower than 10%.

Source: Statistics Canada, 2016 Census of Population, Statistics Canada Catalogue no. 98-400-X2016103.