Household Contributions to Registered Savings Accounts (18) and Selected Household Characteristics (30) for Private Households of Canada, Provinces and Territories, Census Metropolitan Areas and Census Agglomerations, 2016 Census - 100% Data

This table details household contributions to registered savings accounts and selected household characteristics for private households in Fredericton

Household contributions to registered savings accounts (18)	Selected household characteristics (30)
	Total - After-tax income of household^Footnote 1	Under $10,000	$10,000 to $19,999	$20,000 to $29,999	$30,000 to $39,999	$40,000 to $49,999	$50,000 to $59,999	$60,000 to $69,999	$70,000 to $79,999	$80,000 to $89,999	$90,000 to $99,999	$100,000 and over	$100,000 to $149,999	$150,000 to $199,999	$200,000 to $249,999	$250,000 and over	Total - Age of major income earner in the household^Footnote 2	15 to 24 years	25 to 34 years	35 to 44 years	45 to 54 years	55 to 70 years	71 years and over	Total - Households by household size	1 person	2 or more persons	2 persons	3 persons	4 persons	5 or more persons
Total - Household contributions to registered savings accounts^Footnote 3	42,770	1,655	2,660	4,150	4,750	4,665	4,225	3,935	3,300	2,945	2,335	8,155	6,125	1,420	355	260	42,770	2,420	6,860	7,605	8,375	11,680	5,830	42,770	11,450	31,325	16,485	6,790	5,615	2,435
No contributions to any registered savings accounts	15,980	1,460	2,225	3,000	2,720	2,090	1,510	1,060	680	455	250	525	415	65	25	20	15,985	1,540	2,555	2,085	2,115	4,305	3,380	15,980	5,975	10,005	6,020	1,985	1,240	755
Contributed to at least one type of registered savings account	26,790	190	435	1,150	2,025	2,580	2,715	2,870	2,615	2,490	2,085	7,635	5,715	1,355	330	240	26,790	880	4,305	5,520	6,260	7,375	2,450	26,790	5,470	21,320	10,465	4,805	4,370	1,680
Tax-free savings accounts (TFSAs)	14,525	170	375	865	1,245	1,380	1,445	1,480	1,335	1,215	1,045	3,970	2,830	765	210	160	14,525	620	2,315	2,215	2,625	4,430	2,325	14,525	3,290	11,240	6,290	2,350	1,860	740
Median contribution - TFSA ($)^Footnote 4	5,092	5,013	3,608	4,995	3,494	3,968	3,891	4,993	4,560	5,005	5,056	7,296	5,497	10,006	16,832	20,007	5,092	1,345	2,008	2,426	3,900	8,235	10,037	5,092	5,480	5,009	5,992	3,610	3,067	3,704
Registered retirement savings plans (RRSPs)	13,045	25	65	250	505	915	1,075	1,215	1,235	1,305	1,200	5,250	3,790	1,015	260	190	13,045	235	2,185	3,160	3,625	3,635	210	13,045	2,070	10,975	4,930	2,560	2,590	895
Median contribution - RRSP ($)^Footnote 5	3,126	880	1,100	874	1,296	1,686	1,678	2,012	2,416	2,885	3,128	6,096	4,923	10,752	22,496	24,986	3,126	1,003	2,058	2,606	3,610	4,345	1,884	3,126	2,410	3,352	3,448	2,988	3,496	3,419
Registered pension plans (RPPs)	15,325	5	45	215	690	1,165	1,335	1,610	1,550	1,610	1,445	5,640	4,335	1,005	190	110	15,325	300	2,705	3,945	4,545	3,715	120	15,325	2,390	12,935	5,345	3,195	3,210	1,180
Median contribution - RPP ($)^Footnote 6	4,973	0	342	902	1,916	3,298	3,763	4,029	4,248	4,910	5,796	8,292	7,886	11,147	10,272	8,800	4,973	2,312	4,277	5,620	5,805	4,227	862	4,973	4,123	5,174	4,430	5,129	6,229	5,893
Contributed to only one type of registered savings account	14,480	175	395	985	1,665	1,825	1,785	1,725	1,410	1,205	880	2,430	1,895	355	90	85	14,480	640	2,125	2,605	2,835	4,005	2,265	14,485	3,670	10,810	5,840	2,305	1,870	805
TFSA only	5,930	155	335	720	945	830	725	635	465	345	250	530	390	80	30	35	5,930	410	650	405	430	1,885	2,155	5,935	1,965	3,970	2,850	630	330	155
RRSP only	3,080	15	30	130	250	350	395	365	325	290	210	720	500	135	45	35	3,080	85	525	730	805	865	70	3,080	650	2,430	1,155	570	510	195
RPP only	5,470	5	25	130	465	645	660	725	625	575	420	1,185	1,010	145	15	20	5,470	145	950	1,475	1,605	1,255	45	5,470	1,055	4,415	1,835	1,105	1,030	445
Contributed to two types of registered savings accounts	8,515	10	35	150	310	625	720	855	905	915	805	3,180	2,400	550	135	95	8,515	210	1,470	2,020	2,325	2,330	160	8,515	1,335	7,180	3,160	1,695	1,715	620
TFSA and RRSP	2,455	10	25	80	140	235	260	265	280	245	175	750	490	130	60	65	2,455	85	425	440	485	910	105	2,455	475	1,985	1,115	410	315	140
RRSP and RPP	3,715	0	0	20	60	200	215	305	330	410	410	1,760	1,375	305	50	25	3,720	30	520	1,100	1,235	830	10	3,715	480	3,235	1,190	780	970	295
RPP and TFSA	2,345	0	5	45	115	185	245	295	290	260	215	670	525	115	20	10	2,345	90	520	480	605	600	45	2,345	380	1,960	855	500	420	180
Contributed to all three types of registered savings accounts (TFSA, RRSP and RPP)	3,795	0	5	15	55	130	210	290	300	360	400	2,020	1,420	440	100	60	3,795	30	715	900	1,100	1,035	25	3,800	470	3,330	1,465	810	790	260

Symbol(s)

Symbol ..

not available for a specific reference period

Symbol ...

not applicable

Symbol x

suppressed to meet the confidentiality requirements of the Statistics Act

Symbol F

too unreliable to be published

Footnote(s)

Footnote 1

After-tax income

'After-tax income' refers to total income less income taxes of the statistical unit during a specified reference period. Income taxes refers to the sum of federal income taxes, provincial and territorial income taxes, less abatement where applicable. Provincial and territorial income taxes include health care premiums in certain jurisdictions. Abatement reduces the federal income taxes payable by persons residing in Quebec or in certain self-governing Yukon First Nation settlement lands.

For the 2016 Census, the reference period is the calendar year 2015 for all income variables.

Footnote 2

Major income earner in the household - The person with the highest total income in the household.

Footnote 3

Registered savings accounts - A collective term for three types of savings accounts: tax-free savings accounts (TFSAs), registered retirement savings plans (RRSPs) and registered pension plans (RPPs).

Contributions to tax-free savings accounts (TFSAs) - Total dollar amount of contributions made by a person to tax-free savings accounts (TFSAs) during the reference period. Individuals can make contributions to their TFSAs up to a limit, known as the TFSA contribution room, in each calendar year.

The TFSA contribution room is made up of:
- the TFSA dollar limit for the calendar year;
- any unused TFSA contribution room from the previous year;
- any withdrawals made from the TFSA in the previous year.

Contributions to registered retirement savings plans (RRSPs) - Total registered retirement savings plan (RRSP) contributions a person deducted against his or her income for a given tax year. Contributions eligible for deductions include deposits made to his or her own registered retirement savings plans (RRSPs) and pooled registered pension plans (PRPPs) as well as his or her spouse's or common-law partner's registered retirement savings plans.

Individuals can make contributions to these plans up to a specified limit, known as the RRSP deduction limit for each tax year. The RRSP deduction limit is set at 18% of the contributor's prior year earned income up to an annual maximum, plus any unused RRSP deduction room carried forward from previous years, less any pension adjustments that are associated with registered pension plans (RPPs) from prior year and any employer's pooled registered pension plan (PRPP) contributions for the given tax year.

Contributions to registered pension plans (RPPs) - Total dollar amount of contributions made by an employee to registered pension plans (RPPs) during the reference year. A registered pension plan is an employer-sponsored plan registered with the Canada Revenue Agency. The purpose of such plans is to provide employees with a regular income at retirement.

Household contributions refer to the total amount of contribution from all household members.

For the 2016 Census, the reference period is the calendar year 2015 for these contributions variables.

Footnote 4

Median contribution - The median contribution of a specified group is the amount that divides the contribution distribution of that group into two halves, i.e., the contributions of half of the units in that group are below the median, while those of the other half are above the median. Median contributions of households are calculated for those with contributions only.

Footnote 5

Median contribution - The median contribution of a specified group is the amount that divides the contribution distribution of that group into two halves, i.e., the contributions of half of the units in that group are below the median, while those of the other half are above the median. Median contributions of households are calculated for those with contributions only.

Footnote 6

Median contribution - The median contribution of a specified group is the amount that divides the contribution distribution of that group into two halves, i.e., the contributions of half of the units in that group are below the median, while those of the other half are above the median. Median contributions of households are calculated for those with contributions only.

Data quality note(s) – Fredericton

• Incomplete enumeration flag
  Default. Not applicable.
• Short-form data quality flag
  Global non-response rate (GNR), short-form census questionnaire: 3.5%.
• Short-form income data quality flag
  Default. Data quality index showing a short-form income non-response rate lower than 10%.

Source: Statistics Canada, 2016 Census of Population, Statistics Canada Catalogue no. 98-400-X2016103.