Household Contributions to Registered Savings Accounts (18) and Selected Household Characteristics (30) for Private Households of Canada, Provinces and Territories, Census Metropolitan Areas and Census Agglomerations, 2016 Census - 100% Data

This table details household contributions to registered savings accounts and selected household characteristics for private households in Rivière-du-Loup

Household contributions to registered savings accounts (18)	Selected household characteristics (30)
	Total - After-tax income of household^Footnote 1	Under $10,000	$10,000 to $19,999	$20,000 to $29,999	$30,000 to $39,999	$40,000 to $49,999	$50,000 to $59,999	$60,000 to $69,999	$70,000 to $79,999	$80,000 to $89,999	$90,000 to $99,999	$100,000 and over	$100,000 to $149,999	$150,000 to $199,999	$200,000 to $249,999	$250,000 and over	Total - Age of major income earner in the household^Footnote 2	15 to 24 years	25 to 34 years	35 to 44 years	45 to 54 years	55 to 70 years	71 years and over	Total - Households by household size	1 person	2 or more persons	2 persons	3 persons	4 persons	5 or more persons
Total - Household contributions to registered savings accounts^Footnote 3	12,910	195	1,270	1,515	1,880	1,550	1,340	1,205	1,015	795	640	1,505	1,180	185	65	75	12,910	525	1,830	2,070	2,205	4,255	2,020	12,905	4,380	8,525	4,985	1,585	1,375	585
No contributions to any registered savings accounts	4,665	170	1,055	980	935	575	380	265	135	85	40	55	35	5	5	5	4,665	285	510	450	570	1,695	1,155	4,665	2,335	2,325	1,715	340	175	100
Contributed to at least one type of registered savings account	8,240	30	215	535	945	975	960	940	885	715	595	1,455	1,145	180	65	70	8,245	240	1,320	1,620	1,630	2,565	870	8,245	2,045	6,195	3,270	1,245	1,200	485
Tax-free savings accounts (TFSAs)	4,105	20	190	360	550	510	455	420	350	300	230	715	525	105	35	50	4,105	110	465	465	605	1,620	840	4,105	1,195	2,915	1,910	470	380	155
Median contribution - TFSA ($)^Footnote 4	8,971	10,003	6,984	8,984	8,016	7,952	8,688	8,016	6,928	9,936	5,936	10,016	9,696	10,971	10,528	15,520	8,971	2,752	2,995	4,994	6,272	10,011	10,038	8,971	7,536	9,576	10,029	5,304	5,022	5,392
Registered retirement savings plans (RRSPs)	4,875	5	30	145	365	445	525	570	600	500	475	1,235	960	165	55	60	4,880	90	840	1,215	1,220	1,455	55	4,875	905	3,975	1,805	860	935	375
Median contribution - RRSP ($)^Footnote 5	2,737	0	702	1,000	1,564	1,748	2,001	2,172	2,408	2,984	3,204	6,506	5,020	15,840	20,736	25,408	2,737	1,503	1,808	2,330	2,997	4,008	2,528	2,737	2,056	2,956	3,495	2,584	2,503	2,844
Registered pension plans (RPPs)	4,090	5	25	110	305	350	400	495	520	460	420	1,015	845	115	35	25	4,085	140	870	1,020	1,055	990	20	4,085	705	3,380	1,415	795	850	325
Median contribution - RPP ($)^Footnote 6	2,939	0	78	590	1,295	2,000	2,001	2,390	2,552	3,389	4,784	6,375	6,299	6,640	5,472	6,472	2,939	1,464	2,484	3,832	3,750	2,509	0	2,939	2,211	3,124	2,642	2,884	4,128	4,304
Contributed to only one type of registered savings account	4,440	25	190	465	715	690	610	495	410	295	195	350	270	40	15	20	4,440	155	650	740	660	1,410	825	4,440	1,415	3,025	1,830	555	445	195
TFSA only	1,835	20	165	305	375	320	230	155	105	80	20	60	40	5	5	10	1,835	40	80	55	80	780	800	1,835	760	1,080	945	90	30	10
RRSP only	1,435	0	15	85	175	200	215	185	165	110	95	185	135	30	15	5	1,440	35	255	390	325	405	20	1,435	365	1,075	515	230	235	95
RPP only	1,165	5	15	70	160	170	165	160	140	105	75	100	95	10	0	0	1,165	70	320	290	260	220	5	1,165	290	875	370	235	180	90
Contributed to two types of registered savings accounts	2,780	5	25	55	190	235	285	345	365	295	280	695	560	75	25	35	2,780	70	490	680	690	805	35	2,780	505	2,275	1,015	500	550	210
TFSA and RRSP	885	5	15	35	90	105	115	115	90	70	60	190	120	35	15	30	880	20	120	155	170	385	30	885	220	665	400	130	90	50
RRSP and RPP	1,535	0	5	15	55	90	125	175	225	200	195	450	390	40	10	15	1,535	20	285	465	445	310	0	1,535	200	1,340	470	310	410	145
RPP and TFSA	360	0	5	15	45	35	45	55	45	30	25	60	50	10	0	0	360	30	85	60	75	105	5	360	90	275	150	60	55	10
Contributed to all three types of registered savings accounts (TFSA, RRSP and RPP)	1,025	0	5	10	40	50	65	100	110	120	125	405	310	60	20	15	1,025	10	180	200	275	350	5	1,025	125	900	420	195	205	80

Symbol(s)

Symbol ..

not available for a specific reference period

Symbol ...

not applicable

Symbol x

suppressed to meet the confidentiality requirements of the Statistics Act

Symbol F

too unreliable to be published

Footnote(s)

Footnote 1

After-tax income

'After-tax income' refers to total income less income taxes of the statistical unit during a specified reference period. Income taxes refers to the sum of federal income taxes, provincial and territorial income taxes, less abatement where applicable. Provincial and territorial income taxes include health care premiums in certain jurisdictions. Abatement reduces the federal income taxes payable by persons residing in Quebec or in certain self-governing Yukon First Nation settlement lands.

For the 2016 Census, the reference period is the calendar year 2015 for all income variables.

Footnote 2

Major income earner in the household - The person with the highest total income in the household.

Footnote 3

Registered savings accounts - A collective term for three types of savings accounts: tax-free savings accounts (TFSAs), registered retirement savings plans (RRSPs) and registered pension plans (RPPs).

Contributions to tax-free savings accounts (TFSAs) - Total dollar amount of contributions made by a person to tax-free savings accounts (TFSAs) during the reference period. Individuals can make contributions to their TFSAs up to a limit, known as the TFSA contribution room, in each calendar year.

The TFSA contribution room is made up of:
- the TFSA dollar limit for the calendar year;
- any unused TFSA contribution room from the previous year;
- any withdrawals made from the TFSA in the previous year.

Contributions to registered retirement savings plans (RRSPs) - Total registered retirement savings plan (RRSP) contributions a person deducted against his or her income for a given tax year. Contributions eligible for deductions include deposits made to his or her own registered retirement savings plans (RRSPs) and pooled registered pension plans (PRPPs) as well as his or her spouse's or common-law partner's registered retirement savings plans.

Individuals can make contributions to these plans up to a specified limit, known as the RRSP deduction limit for each tax year. The RRSP deduction limit is set at 18% of the contributor's prior year earned income up to an annual maximum, plus any unused RRSP deduction room carried forward from previous years, less any pension adjustments that are associated with registered pension plans (RPPs) from prior year and any employer's pooled registered pension plan (PRPP) contributions for the given tax year.

Contributions to registered pension plans (RPPs) - Total dollar amount of contributions made by an employee to registered pension plans (RPPs) during the reference year. A registered pension plan is an employer-sponsored plan registered with the Canada Revenue Agency. The purpose of such plans is to provide employees with a regular income at retirement.

Household contributions refer to the total amount of contribution from all household members.

For the 2016 Census, the reference period is the calendar year 2015 for these contributions variables.

Footnote 4

Median contribution - The median contribution of a specified group is the amount that divides the contribution distribution of that group into two halves, i.e., the contributions of half of the units in that group are below the median, while those of the other half are above the median. Median contributions of households are calculated for those with contributions only.

Footnote 5

Median contribution - The median contribution of a specified group is the amount that divides the contribution distribution of that group into two halves, i.e., the contributions of half of the units in that group are below the median, while those of the other half are above the median. Median contributions of households are calculated for those with contributions only.

Footnote 6

Median contribution - The median contribution of a specified group is the amount that divides the contribution distribution of that group into two halves, i.e., the contributions of half of the units in that group are below the median, while those of the other half are above the median. Median contributions of households are calculated for those with contributions only.

Data quality note(s) – Rivière-du-Loup

• Incomplete enumeration flag
  Default. Not applicable.
• Short-form data quality flag
  Global non-response rate (GNR), short-form census questionnaire: 3.9%.
• Short-form income data quality flag
  Default. Data quality index showing a short-form income non-response rate lower than 10%.

Source: Statistics Canada, 2016 Census of Population, Statistics Canada Catalogue no. 98-400-X2016103.