Household Contributions to Registered Savings Accounts (18) and Selected Household Characteristics (30) for Private Households of Canada, Provinces and Territories, Census Metropolitan Areas and Census Agglomerations, 2016 Census - 100% Data

This table details household contributions to registered savings accounts and selected household characteristics for private households in Québec

Household contributions to registered savings accounts (18)	Selected household characteristics (30)
	Total - After-tax income of household^Footnote 1	Under $10,000	$10,000 to $19,999	$20,000 to $29,999	$30,000 to $39,999	$40,000 to $49,999	$50,000 to $59,999	$60,000 to $69,999	$70,000 to $79,999	$80,000 to $89,999	$90,000 to $99,999	$100,000 and over	$100,000 to $149,999	$150,000 to $199,999	$200,000 to $249,999	$250,000 and over	Total - Age of major income earner in the household^Footnote 2	15 to 24 years	25 to 34 years	35 to 44 years	45 to 54 years	55 to 70 years	71 years and over	Total - Households by household size	1 person	2 or more persons	2 persons	3 persons	4 persons	5 or more persons
Total - Household contributions to registered savings accounts^Footnote 3	361,890	7,435	26,820	36,340	45,990	42,185	36,880	32,155	27,775	23,345	19,515	63,465	47,325	10,440	2,885	2,810	361,890	14,895	57,345	62,550	65,270	109,050	52,775	361,895	127,550	234,335	130,555	46,540	41,020	16,220
No contributions to any registered savings accounts	108,675	6,200	22,080	22,760	20,490	13,730	9,265	5,695	3,470	1,910	1,025	2,050	1,515	260	115	160	108,675	7,365	14,045	11,925	12,760	35,570	27,005	108,675	58,620	50,055	35,725	7,880	4,155	2,300
Contributed to at least one type of registered savings account	253,215	1,235	4,740	13,575	25,505	28,455	27,615	26,455	24,305	21,430	18,485	61,410	45,810	10,185	2,770	2,650	253,215	7,535	43,300	50,625	52,515	73,475	25,765	253,215	68,935	184,280	94,830	38,665	36,870	13,915
Tax-free savings accounts (TFSAs)	137,590	985	3,785	9,670	14,935	15,690	14,695	13,800	12,460	10,510	8,875	32,175	22,685	5,940	1,750	1,805	137,590	4,380	20,670	18,760	22,365	46,410	24,995	137,590	39,690	97,905	58,630	18,700	15,055	5,525
Median contribution - TFSA ($)^Footnote 4	6,997	8,019	5,492	5,502	5,502	5,986	6,374	6,684	6,797	6,581	6,712	9,997	8,115	10,259	12,536	15,551	6,997	3,007	3,302	4,014	5,581	10,002	10,028	6,997	6,013	7,362	9,989	5,483	5,151	4,953
Registered retirement savings plans (RRSPs)	144,285	205	560	3,130	8,655	12,090	13,125	14,275	14,590	14,155	13,210	50,290	36,580	8,895	2,470	2,340	144,285	2,335	25,030	34,640	37,415	43,145	1,725	144,285	30,285	113,995	51,410	26,010	27,045	9,535
Median contribution - RRSP ($)^Footnote 5	3,360	2,092	1,002	1,047	1,432	2,001	2,179	2,514	2,843	3,087	3,573	6,500	5,151	10,726	19,712	24,898	3,360	1,748	2,339	2,718	3,894	4,345	2,498	3,360	2,542	3,674	3,832	3,495	3,672	3,362
Registered pension plans (RPPs)	147,800	215	810	2,980	9,680	13,135	14,375	15,040	15,095	14,725	13,805	47,930	36,985	7,780	1,805	1,355	147,795	4,495	31,090	37,925	38,845	34,660	795	147,795	30,505	117,290	48,680	28,135	29,590	10,875
Median contribution - RPP ($)^Footnote 6	4,144	195	302	666	1,878	2,686	3,197	3,322	3,575	4,256	5,149	7,377	7,047	10,377	8,864	7,187	4,144	1,539	3,328	4,904	5,036	3,824	1,180	4,144	3,282	4,459	3,685	4,406	5,601	5,543
Contributed to only one type of registered savings account	121,490	1,085	4,340	11,575	18,885	18,330	16,035	13,500	10,765	8,050	5,785	13,145	10,160	1,790	550	650	121,495	4,655	18,410	19,585	18,640	36,000	24,200	121,490	44,090	77,405	47,505	13,820	11,250	4,830
TFSA only	52,825	840	3,420	7,960	10,140	8,655	6,825	5,160	3,710	2,245	1,330	2,535	1,890	355	110	175	52,825	1,990	3,695	2,155	2,320	19,160	23,505	52,825	23,065	29,765	25,115	2,845	1,175	630
RRSP only	28,690	95	310	1,700	3,605	3,905	3,680	3,405	2,925	2,340	1,740	4,980	3,360	865	340	410	28,695	545	4,730	6,785	6,820	9,375	440	28,690	9,205	19,485	10,210	4,160	3,675	1,440
RPP only	39,975	145	610	1,915	5,140	5,765	5,525	4,940	4,130	3,455	2,720	5,625	4,905	570	100	60	39,975	2,120	9,990	10,650	9,505	7,465	255	39,975	11,820	28,155	12,175	6,815	6,400	2,765
Contributed to two types of registered savings accounts	86,990	135	380	1,790	5,460	7,800	8,585	9,255	9,245	8,810	7,980	27,555	20,865	4,360	1,180	1,155	86,995	2,080	16,280	21,390	21,635	24,225	1,385	86,995	18,140	68,850	30,770	15,510	16,425	6,155
TFSA and RRSP	23,905	80	190	935	2,075	2,765	2,735	2,855	2,575	2,120	1,610	5,965	3,570	1,180	515	705	23,905	505	3,790	3,765	4,530	10,285	1,025	23,905	6,155	17,745	10,825	3,520	2,425	975
RRSP and RPP	46,960	10	35	285	1,825	3,095	3,710	4,315	4,790	5,120	5,150	18,630	14,860	2,810	580	380	46,960	490	7,905	14,435	13,820	10,230	80	46,960	8,220	38,740	13,815	8,990	11,740	4,190
RPP and TFSA	16,135	40	150	570	1,560	1,945	2,145	2,085	1,880	1,565	1,225	2,960	2,430	365	85	75	16,135	1,085	4,585	3,195	3,280	3,715	280	16,135	3,765	12,370	6,130	3,000	2,250	985
Contributed to all three types of registered savings accounts (TFSA, RRSP and RPP)	44,730	20	20	215	1,155	2,325	2,995	3,700	4,290	4,580	4,715	20,710	14,790	4,035	1,040	845	44,735	795	8,605	9,650	12,240	13,255	180	44,730	6,705	38,025	16,560	9,340	9,195	2,930

Symbol(s)

Symbol ..

not available for a specific reference period

Symbol ...

not applicable

Symbol x

suppressed to meet the confidentiality requirements of the Statistics Act

Symbol F

too unreliable to be published

Footnote(s)

Footnote 1

After-tax income

'After-tax income' refers to total income less income taxes of the statistical unit during a specified reference period. Income taxes refers to the sum of federal income taxes, provincial and territorial income taxes, less abatement where applicable. Provincial and territorial income taxes include health care premiums in certain jurisdictions. Abatement reduces the federal income taxes payable by persons residing in Quebec or in certain self-governing Yukon First Nation settlement lands.

For the 2016 Census, the reference period is the calendar year 2015 for all income variables.

Footnote 2

Major income earner in the household - The person with the highest total income in the household.

Footnote 3

Registered savings accounts - A collective term for three types of savings accounts: tax-free savings accounts (TFSAs), registered retirement savings plans (RRSPs) and registered pension plans (RPPs).

Contributions to tax-free savings accounts (TFSAs) - Total dollar amount of contributions made by a person to tax-free savings accounts (TFSAs) during the reference period. Individuals can make contributions to their TFSAs up to a limit, known as the TFSA contribution room, in each calendar year.

The TFSA contribution room is made up of:
- the TFSA dollar limit for the calendar year;
- any unused TFSA contribution room from the previous year;
- any withdrawals made from the TFSA in the previous year.

Contributions to registered retirement savings plans (RRSPs) - Total registered retirement savings plan (RRSP) contributions a person deducted against his or her income for a given tax year. Contributions eligible for deductions include deposits made to his or her own registered retirement savings plans (RRSPs) and pooled registered pension plans (PRPPs) as well as his or her spouse's or common-law partner's registered retirement savings plans.

Individuals can make contributions to these plans up to a specified limit, known as the RRSP deduction limit for each tax year. The RRSP deduction limit is set at 18% of the contributor's prior year earned income up to an annual maximum, plus any unused RRSP deduction room carried forward from previous years, less any pension adjustments that are associated with registered pension plans (RPPs) from prior year and any employer's pooled registered pension plan (PRPP) contributions for the given tax year.

Contributions to registered pension plans (RPPs) - Total dollar amount of contributions made by an employee to registered pension plans (RPPs) during the reference year. A registered pension plan is an employer-sponsored plan registered with the Canada Revenue Agency. The purpose of such plans is to provide employees with a regular income at retirement.

Household contributions refer to the total amount of contribution from all household members.

For the 2016 Census, the reference period is the calendar year 2015 for these contributions variables.

Footnote 4

Median contribution - The median contribution of a specified group is the amount that divides the contribution distribution of that group into two halves, i.e., the contributions of half of the units in that group are below the median, while those of the other half are above the median. Median contributions of households are calculated for those with contributions only.

Footnote 5

Median contribution - The median contribution of a specified group is the amount that divides the contribution distribution of that group into two halves, i.e., the contributions of half of the units in that group are below the median, while those of the other half are above the median. Median contributions of households are calculated for those with contributions only.

Footnote 6

Median contribution - The median contribution of a specified group is the amount that divides the contribution distribution of that group into two halves, i.e., the contributions of half of the units in that group are below the median, while those of the other half are above the median. Median contributions of households are calculated for those with contributions only.

Data quality note(s) – Québec

• Incomplete enumeration flag
  Default. Not applicable.
• Short-form data quality flag
  Global non-response rate (GNR), short-form census questionnaire: 4.0%.
• Short-form income data quality flag
  Default. Data quality index showing a short-form income non-response rate lower than 10%.

Source: Statistics Canada, 2016 Census of Population, Statistics Canada Catalogue no. 98-400-X2016103.