Household Contributions to Registered Savings Accounts (18) and Selected Household Characteristics (30) for Private Households of Canada, Provinces and Territories, Census Metropolitan Areas and Census Agglomerations, 2016 Census - 100% Data

This table details household contributions to registered savings accounts and selected household characteristics for private households in Lachute

Household contributions to registered savings accounts (18)	Selected household characteristics (30)
	Total - After-tax income of household^Footnote 1	Under $10,000	$10,000 to $19,999	$20,000 to $29,999	$30,000 to $39,999	$40,000 to $49,999	$50,000 to $59,999	$60,000 to $69,999	$70,000 to $79,999	$80,000 to $89,999	$90,000 to $99,999	$100,000 and over	$100,000 to $149,999	$150,000 to $199,999	$200,000 to $249,999	$250,000 and over	Total - Age of major income earner in the household^Footnote 2	15 to 24 years	25 to 34 years	35 to 44 years	45 to 54 years	55 to 70 years	71 years and over	Total - Households by household size	1 person	2 or more persons	2 persons	3 persons	4 persons	5 or more persons
Total - Household contributions to registered savings accounts^Footnote 3	5,980	210	865	965	915	690	565	510	355	260	195	465	380	60	15	10	5,985	210	720	805	1,080	1,955	1,210	5,980	2,240	3,745	2,200	800	490	255
No contributions to any registered savings accounts	2,945	185	770	680	515	335	200	115	60	35	15	30	15	5	0	0	2,945	135	340	325	405	1,000	740	2,940	1,435	1,505	1,005	275	135	100
Contributed to at least one type of registered savings account	3,040	20	95	285	405	355	360	390	295	220	180	435	360	55	10	15	3,040	75	385	480	680	955	470	3,040	805	2,235	1,195	530	360	150
Tax-free savings accounts (TFSAs)	1,650	15	75	215	260	190	165	185	130	110	80	225	175	25	10	10	1,650	35	165	160	265	570	455	1,650	525	1,130	680	230	155	70
Median contribution - TFSA ($)^Footnote 4	5,501	0	9,184	6,448	5,501	5,904	5,104	6,992	4,072	5,208	4,072	7,056	6,008	10,016	0	0	5,501	1,956	1,326	2,064	3,604	9,024	10,025	5,501	6,960	5,484	8,800	3,048	2,408	2,152
Registered retirement savings plans (RRSPs)	1,375	5	15	45	100	140	160	185	150	135	120	330	265	45	5	5	1,380	25	175	250	430	475	25	1,380	260	1,115	545	290	205	80
Median contribution - RRSP ($)^Footnote 5	2,604	0	0	660	1,250	1,640	1,660	2,501	2,864	2,552	3,227	5,560	5,083	10,944	0	0	2,604	1,050	2,024	2,376	3,144	3,004	1,240	2,604	1,940	2,840	3,004	2,380	3,492	2,456
Registered pension plans (RPPs)	1,500	5	10	45	125	140	175	210	205	135	140	310	260	45	10	5	1,505	40	260	355	435	400	10	1,500	260	1,245	540	340	260	105
Median contribution - RPP ($)^Footnote 6	2,548	0	0	638	1,386	1,501	1,996	2,536	2,699	3,380	3,824	5,072	5,072	5,296	0	0	2,548	1,212	2,123	2,836	3,086	2,358	0	2,548	2,268	2,640	2,389	2,704	2,972	2,552
Contributed to only one type of registered savings account	1,865	20	90	260	325	270	230	230	150	100	60	125	115	10	0	5	1,865	55	210	250	345	555	445	1,860	610	1,250	740	280	155	75
TFSA only	910	15	70	195	205	130	85	85	45	35	10	45	35	0	0	5	915	25	50	40	65	290	430	910	395	515	385	70	40	20
RRSP only	380	0	10	30	45	65	50	55	30	25	15	40	35	5	0	5	380	10	45	60	130	130	10	380	100	280	160	70	35	15
RPP only	570	5	5	35	80	80	90	85	80	35	35	40	40	0	5	0	570	20	115	150	150	130	5	570	115	455	195	135	80	40
Contributed to two types of registered savings accounts	865	5	0	20	65	60	115	135	100	85	90	190	150	25	5	5	865	15	125	175	230	305	20	870	150	720	340	175	140	60
TFSA and RRSP	250	5	5	15	25	25	45	40	20	20	15	45	30	10	5	5	250	5	25	20	55	125	15	250	50	200	110	45	25	15
RRSP and RPP	440	0	0	5	20	25	50	60	55	45	55	130	105	20	0	0	440	5	60	110	140	125	0	440	65	375	160	100	90	30
RPP and TFSA	180	0	5	10	20	15	20	35	25	15	20	20	20	0	0	0	180	5	40	45	35	55	5	180	30	150	70	30	30	20
Contributed to all three types of registered savings accounts (TFSA, RRSP and RPP)	310	0	0	0	10	25	20	30	40	40	30	115	90	15	0	0	310	5	50	55	110	90	0	310	45	265	110	75	60	20

Symbol(s)

Symbol ..

not available for a specific reference period

Symbol ...

not applicable

Symbol x

suppressed to meet the confidentiality requirements of the Statistics Act

Symbol F

too unreliable to be published

Footnote(s)

Footnote 1

After-tax income

'After-tax income' refers to total income less income taxes of the statistical unit during a specified reference period. Income taxes refers to the sum of federal income taxes, provincial and territorial income taxes, less abatement where applicable. Provincial and territorial income taxes include health care premiums in certain jurisdictions. Abatement reduces the federal income taxes payable by persons residing in Quebec or in certain self-governing Yukon First Nation settlement lands.

For the 2016 Census, the reference period is the calendar year 2015 for all income variables.

Footnote 2

Major income earner in the household - The person with the highest total income in the household.

Footnote 3

Registered savings accounts - A collective term for three types of savings accounts: tax-free savings accounts (TFSAs), registered retirement savings plans (RRSPs) and registered pension plans (RPPs).

Contributions to tax-free savings accounts (TFSAs) - Total dollar amount of contributions made by a person to tax-free savings accounts (TFSAs) during the reference period. Individuals can make contributions to their TFSAs up to a limit, known as the TFSA contribution room, in each calendar year.

The TFSA contribution room is made up of:
- the TFSA dollar limit for the calendar year;
- any unused TFSA contribution room from the previous year;
- any withdrawals made from the TFSA in the previous year.

Contributions to registered retirement savings plans (RRSPs) - Total registered retirement savings plan (RRSP) contributions a person deducted against his or her income for a given tax year. Contributions eligible for deductions include deposits made to his or her own registered retirement savings plans (RRSPs) and pooled registered pension plans (PRPPs) as well as his or her spouse's or common-law partner's registered retirement savings plans.

Individuals can make contributions to these plans up to a specified limit, known as the RRSP deduction limit for each tax year. The RRSP deduction limit is set at 18% of the contributor's prior year earned income up to an annual maximum, plus any unused RRSP deduction room carried forward from previous years, less any pension adjustments that are associated with registered pension plans (RPPs) from prior year and any employer's pooled registered pension plan (PRPP) contributions for the given tax year.

Contributions to registered pension plans (RPPs) - Total dollar amount of contributions made by an employee to registered pension plans (RPPs) during the reference year. A registered pension plan is an employer-sponsored plan registered with the Canada Revenue Agency. The purpose of such plans is to provide employees with a regular income at retirement.

Household contributions refer to the total amount of contribution from all household members.

For the 2016 Census, the reference period is the calendar year 2015 for these contributions variables.

Footnote 4

Median contribution - The median contribution of a specified group is the amount that divides the contribution distribution of that group into two halves, i.e., the contributions of half of the units in that group are below the median, while those of the other half are above the median. Median contributions of households are calculated for those with contributions only.

Footnote 5

Median contribution - The median contribution of a specified group is the amount that divides the contribution distribution of that group into two halves, i.e., the contributions of half of the units in that group are below the median, while those of the other half are above the median. Median contributions of households are calculated for those with contributions only.

Footnote 6

Median contribution - The median contribution of a specified group is the amount that divides the contribution distribution of that group into two halves, i.e., the contributions of half of the units in that group are below the median, while those of the other half are above the median. Median contributions of households are calculated for those with contributions only.

Data quality note(s) – Lachute

• Incomplete enumeration flag
  Default. Not applicable.
• Short-form data quality flag
  Global non-response rate (GNR), short-form census questionnaire: 4.5%.
• Short-form income data quality flag
  Default. Data quality index showing a short-form income non-response rate lower than 10%.

Source: Statistics Canada, 2016 Census of Population, Statistics Canada Catalogue no. 98-400-X2016103.