Household Contributions to Registered Savings Accounts (18) and Selected Household Characteristics (30) for Private Households of Canada, Provinces and Territories, Census Metropolitan Areas and Census Agglomerations, 2016 Census - 100% Data

This table details household contributions to registered savings accounts and selected household characteristics for private households in Ottawa - Gatineau (Ontario part / partie de l'Ontario)

Household contributions to registered savings accounts (18)	Selected household characteristics (30)
	Total - After-tax income of household^Footnote 1	Under $10,000	$10,000 to $19,999	$20,000 to $29,999	$30,000 to $39,999	$40,000 to $49,999	$50,000 to $59,999	$60,000 to $69,999	$70,000 to $79,999	$80,000 to $89,999	$90,000 to $99,999	$100,000 and over	$100,000 to $149,999	$150,000 to $199,999	$200,000 to $249,999	$250,000 and over	Total - Age of major income earner in the household^Footnote 2	15 to 24 years	25 to 34 years	35 to 44 years	45 to 54 years	55 to 70 years	71 years and over	Total - Households by household size	1 person	2 or more persons	2 persons	3 persons	4 persons	5 or more persons
Total - Household contributions to registered savings accounts^Footnote 3	395,400	11,845	21,835	25,140	29,415	32,660	33,040	31,180	30,120	27,595	24,185	128,385	79,720	32,010	9,740	6,915	395,400	17,060	63,115	72,915	85,475	106,690	50,140	395,400	109,780	285,620	132,710	61,685	58,910	32,315
No contributions to any registered savings accounts	109,410	10,040	17,465	16,705	15,595	12,990	9,870	7,365	5,540	4,005	2,795	7,040	5,235	1,030	345	435	109,410	9,710	18,025	15,370	16,285	28,345	21,680	109,410	45,570	63,840	34,940	12,645	8,875	7,390
Contributed to at least one type of registered savings account	285,985	1,805	4,375	8,430	13,820	19,670	23,170	23,815	24,580	23,585	21,385	121,345	74,485	30,985	9,395	6,480	285,985	7,355	45,090	57,550	69,190	78,340	28,460	285,990	64,210	221,775	97,770	49,040	50,035	24,930
Tax-free savings accounts (TFSAs)	181,620	1,605	3,845	6,810	10,225	13,230	14,785	14,855	14,850	14,235	12,855	74,330	44,335	19,085	6,345	4,565	181,620	6,005	29,145	29,010	37,080	53,370	27,015	181,620	42,345	139,275	68,190	29,835	27,005	14,250
Median contribution - TFSA ($)^Footnote 4	7,510	5,485	3,064	5,004	5,448	5,479	5,489	5,964	6,501	7,239	7,782	10,018	8,963	10,045	13,707	19,984	7,510	2,828	3,823	4,393	6,007	10,020	10,047	7,510	6,409	7,876	10,017	5,870	5,517	5,016
Registered retirement savings plans (RRSPs)	149,995	260	595	1,705	3,745	6,740	8,775	10,145	11,545	11,775	11,595	83,120	47,225	22,990	7,570	5,335	149,995	1,720	23,335	35,775	44,495	42,155	2,520	149,995	26,220	123,775	47,510	29,500	32,315	14,450
Median contribution - RRSP ($)^Footnote 5	4,050	2,001	1,184	1,180	1,296	1,849	2,066	2,417	2,659	3,092	3,425	6,757	4,805	8,931	16,363	24,888	4,050	1,340	2,601	3,534	5,006	5,064	2,413	4,050	3,119	4,487	4,266	4,229	4,993	4,569
Registered pension plans (RPPs)	161,650	150	365	1,205	3,185	6,945	10,420	11,820	13,730	13,895	13,275	86,660	52,395	24,075	6,755	3,435	161,650	2,240	27,335	41,245	48,425	39,955	2,440	161,650	29,055	132,595	48,250	31,750	35,900	16,695
Median contribution - RPP ($)^Footnote 6	6,526	417	496	706	1,293	2,800	4,075	4,898	5,403	5,862	6,044	9,193	8,015	11,566	12,188	11,001	6,526	1,605	4,981	7,536	7,804	5,646	1,531	6,526	5,491	6,791	5,840	6,610	8,300	7,389
Contributed to only one type of registered savings account	133,380	1,630	3,965	7,240	10,850	13,540	14,435	13,470	12,625	11,150	9,205	35,270	24,755	7,015	1,860	1,640	133,385	5,150	19,420	21,975	25,120	36,320	25,400	133,385	38,565	94,815	48,960	18,665	17,310	9,875
TFSA only	64,270	1,435	3,455	5,720	7,620	8,030	7,645	6,620	5,525	4,585	3,560	10,080	7,665	1,485	425	505	64,270	3,940	7,660	4,360	5,120	19,115	24,075	64,270	22,180	42,085	28,765	6,345	3,945	3,030
RRSP only	27,010	115	295	810	1,570	2,345	2,485	2,540	2,520	2,305	2,030	10,000	6,195	2,140	800	860	27,010	395	4,105	6,305	7,680	7,940	580	27,010	6,385	20,625	8,530	4,740	4,960	2,390
RPP only	42,105	80	225	710	1,665	3,170	4,300	4,310	4,575	4,260	3,620	15,190	10,895	3,385	640	270	42,105	810	7,655	11,315	12,320	9,265	735	42,105	10,005	32,100	11,660	7,575	8,405	4,455
Contributed to two types of registered savings accounts	97,930	155	380	1,095	2,610	5,005	6,665	7,690	8,370	8,545	8,030	49,385	29,995	12,775	3,800	2,815	97,930	1,795	16,625	22,665	27,330	26,905	2,610	97,930	17,880	80,050	31,430	18,715	20,260	9,645
TFSA and RRSP	33,055	105	265	695	1,450	2,350	2,615	2,840	2,800	2,800	2,535	14,605	8,235	3,280	1,420	1,670	33,060	775	5,995	5,640	7,960	11,335	1,360	33,055	6,590	26,470	12,220	6,210	5,230	2,815
RRSP and RPP	35,255	5	15	105	365	925	1,600	2,115	2,630	2,785	2,885	21,825	13,060	6,370	1,620	780	35,250	145	4,190	10,920	12,110	7,760	120	35,255	5,480	29,770	9,385	6,895	9,665	3,835
RPP and TFSA	29,620	40	100	300	795	1,730	2,450	2,740	2,935	2,965	2,620	12,955	8,700	3,125	765	365	29,620	880	6,440	6,100	7,260	7,810	1,125	29,615	5,810	23,810	9,830	5,620	5,370	2,990
Contributed to all three types of registered savings accounts (TFSA, RRSP and RPP)	54,675	25	25	95	360	1,125	2,075	2,655	3,590	3,890	4,150	36,690	19,735	11,195	3,735	2,020	54,675	405	9,050	12,910	16,740	15,115	455	54,675	7,760	46,915	17,375	11,665	12,460	5,410

Symbol(s)

Symbol ..

not available for a specific reference period

Symbol ...

not applicable

Symbol x

suppressed to meet the confidentiality requirements of the Statistics Act

Symbol F

too unreliable to be published

Footnote(s)

Footnote 1

After-tax income

'After-tax income' refers to total income less income taxes of the statistical unit during a specified reference period. Income taxes refers to the sum of federal income taxes, provincial and territorial income taxes, less abatement where applicable. Provincial and territorial income taxes include health care premiums in certain jurisdictions. Abatement reduces the federal income taxes payable by persons residing in Quebec or in certain self-governing Yukon First Nation settlement lands.

For the 2016 Census, the reference period is the calendar year 2015 for all income variables.

Footnote 2

Major income earner in the household - The person with the highest total income in the household.

Footnote 3

Registered savings accounts - A collective term for three types of savings accounts: tax-free savings accounts (TFSAs), registered retirement savings plans (RRSPs) and registered pension plans (RPPs).

Contributions to tax-free savings accounts (TFSAs) - Total dollar amount of contributions made by a person to tax-free savings accounts (TFSAs) during the reference period. Individuals can make contributions to their TFSAs up to a limit, known as the TFSA contribution room, in each calendar year.

The TFSA contribution room is made up of:
- the TFSA dollar limit for the calendar year;
- any unused TFSA contribution room from the previous year;
- any withdrawals made from the TFSA in the previous year.

Contributions to registered retirement savings plans (RRSPs) - Total registered retirement savings plan (RRSP) contributions a person deducted against his or her income for a given tax year. Contributions eligible for deductions include deposits made to his or her own registered retirement savings plans (RRSPs) and pooled registered pension plans (PRPPs) as well as his or her spouse's or common-law partner's registered retirement savings plans.

Individuals can make contributions to these plans up to a specified limit, known as the RRSP deduction limit for each tax year. The RRSP deduction limit is set at 18% of the contributor's prior year earned income up to an annual maximum, plus any unused RRSP deduction room carried forward from previous years, less any pension adjustments that are associated with registered pension plans (RPPs) from prior year and any employer's pooled registered pension plan (PRPP) contributions for the given tax year.

Contributions to registered pension plans (RPPs) - Total dollar amount of contributions made by an employee to registered pension plans (RPPs) during the reference year. A registered pension plan is an employer-sponsored plan registered with the Canada Revenue Agency. The purpose of such plans is to provide employees with a regular income at retirement.

Household contributions refer to the total amount of contribution from all household members.

For the 2016 Census, the reference period is the calendar year 2015 for these contributions variables.

Footnote 4

Median contribution - The median contribution of a specified group is the amount that divides the contribution distribution of that group into two halves, i.e., the contributions of half of the units in that group are below the median, while those of the other half are above the median. Median contributions of households are calculated for those with contributions only.

Footnote 5

Median contribution - The median contribution of a specified group is the amount that divides the contribution distribution of that group into two halves, i.e., the contributions of half of the units in that group are below the median, while those of the other half are above the median. Median contributions of households are calculated for those with contributions only.

Footnote 6

Median contribution - The median contribution of a specified group is the amount that divides the contribution distribution of that group into two halves, i.e., the contributions of half of the units in that group are below the median, while those of the other half are above the median. Median contributions of households are calculated for those with contributions only.

Data quality note(s) – Ottawa - Gatineau (Ontario part / partie de l'Ontario)

• Incomplete enumeration flag
  Default. Not applicable.
• Short-form data quality flag
  Global non-response rate (GNR), short-form census questionnaire: 3.5%.
• Short-form income data quality flag
  Default. Data quality index showing a short-form income non-response rate lower than 10%.

Source: Statistics Canada, 2016 Census of Population, Statistics Canada Catalogue no. 98-400-X2016103.