Household Contributions to Registered Savings Accounts (18) and Selected Household Characteristics (30) for Private Households of Canada, Provinces and Territories, Census Metropolitan Areas and Census Agglomerations, 2016 Census - 100% Data

This table details household contributions to registered savings accounts and selected household characteristics for private households in Centre Wellington

Household contributions to registered savings accounts (18)	Selected household characteristics (30)
	Total - After-tax income of household^Footnote 1	Under $10,000	$10,000 to $19,999	$20,000 to $29,999	$30,000 to $39,999	$40,000 to $49,999	$50,000 to $59,999	$60,000 to $69,999	$70,000 to $79,999	$80,000 to $89,999	$90,000 to $99,999	$100,000 and over	$100,000 to $149,999	$150,000 to $199,999	$200,000 to $249,999	$250,000 and over	Total - Age of major income earner in the household^Footnote 2	15 to 24 years	25 to 34 years	35 to 44 years	45 to 54 years	55 to 70 years	71 years and over	Total - Households by household size	1 person	2 or more persons	2 persons	3 persons	4 persons	5 or more persons
Total - Household contributions to registered savings accounts^Footnote 3	10,820	160	415	680	935	1,000	975	900	925	865	765	3,210	2,205	695	180	135	10,825	215	1,300	1,740	2,225	3,390	1,965	10,820	2,425	8,400	4,175	1,565	1,695	965
No contributions to any registered savings accounts	2,985	120	305	415	475	395	350	250	210	125	100	240	170	40	20	15	2,985	90	310	370	435	910	865	2,985	1,080	1,905	1,160	320	245	180
Contributed to at least one type of registered savings account	7,840	40	110	265	455	605	625	650	715	745	660	2,970	2,035	660	160	120	7,840	125	985	1,365	1,790	2,480	1,095	7,840	1,345	6,500	3,015	1,245	1,450	785
Tax-free savings accounts (TFSAs)	4,965	35	105	230	375	440	410	440	440	445	365	1,680	1,100	400	105	75	4,965	100	615	580	905	1,705	1,060	4,965	975	3,990	2,125	720	755	395
Median contribution - TFSA ($)^Footnote 4	6,630	5,856	5,000	5,872	7,664	8,096	8,160	8,016	5,808	4,997	6,368	7,002	5,800	6,792	11,968	20,023	6,630	4,288	2,992	2,900	4,960	9,996	10,044	6,630	7,792	6,416	10,027	4,488	4,824	3,832
Registered retirement savings plans (RRSPs)	4,305	10	10	50	100	220	250	300	385	430	395	2,160	1,450	495	125	90	4,310	60	610	930	1,225	1,405	85	4,310	500	3,810	1,540	785	980	510
Median contribution - RRSP ($)^Footnote 5	3,552	0	0	1,244	1,564	1,388	2,028	2,411	2,376	3,208	3,140	5,546	4,504	8,704	13,984	26,688	3,552	2,424	2,376	2,960	4,211	4,768	2,005	3,552	2,704	3,613	4,003	3,005	3,773	3,605
Registered pension plans (RPPs)	3,175	5	5	15	55	120	160	200	260	325	315	1,720	1,160	410	95	55	3,170	30	480	740	990	910	25	3,175	295	2,875	990	630	840	415
Median contribution - RPP ($)^Footnote 6	4,657	0	0	0	1,278	2,408	3,184	2,992	3,368	3,608	4,240	6,749	6,216	10,048	8,768	7,936	4,657	1,836	3,648	5,890	5,120	4,216	1,090	4,657	4,004	4,768	4,432	4,491	5,528	5,184
Contributed to only one type of registered savings account	4,210	35	105	240	380	450	455	405	395	375	330	1,040	740	200	50	50	4,205	60	430	655	770	1,270	1,020	4,205	975	3,225	1,705	565	595	360
TFSA only	2,210	30	95	210	310	300	270	240	190	145	130	285	210	50	15	15	2,210	45	170	125	165	715	990	2,210	680	1,530	1,105	205	130	90
RRSP only	1,225	5	5	25	40	95	115	100	125	125	120	460	320	85	20	30	1,225	15	150	315	360	360	20	1,225	200	1,025	400	220	260	155
RPP only	775	5	5	5	30	50	70	65	75	100	75	295	210	65	10	5	775	5	110	215	250	195	5	775	100	670	205	145	205	115
Contributed to two types of registered savings accounts	2,665	0	10	25	70	130	145	205	260	285	255	1,280	905	270	60	40	2,665	50	400	545	715	885	70	2,665	300	2,365	970	490	595	310
TFSA and RRSP	1,235	5	5	15	45	85	80	115	135	140	100	505	345	110	30	30	1,235	30	185	185	280	495	55	1,235	170	1,070	520	200	225	120
RRSP and RPP	880	0	0	5	10	20	30	45	70	70	100	540	400	110	25	10	880	0	110	260	280	215	5	880	65	810	290	165	240	120
RPP and TFSA	550	0	0	0	15	30	30	50	60	70	55	235	165	50	10	10	550	10	100	100	155	175	10	550	65	490	165	120	140	65
Contributed to all three types of registered savings accounts (TFSA, RRSP and RPP)	970	0	0	0	5	20	25	40	55	85	85	655	385	185	55	30	970	15	155	170	305	325	5	970	65	905	335	195	265	115

Symbol(s)

Symbol ..

not available for a specific reference period

Symbol ...

not applicable

Symbol x

suppressed to meet the confidentiality requirements of the Statistics Act

Symbol F

too unreliable to be published

Footnote(s)

Footnote 1

After-tax income

'After-tax income' refers to total income less income taxes of the statistical unit during a specified reference period. Income taxes refers to the sum of federal income taxes, provincial and territorial income taxes, less abatement where applicable. Provincial and territorial income taxes include health care premiums in certain jurisdictions. Abatement reduces the federal income taxes payable by persons residing in Quebec or in certain self-governing Yukon First Nation settlement lands.

For the 2016 Census, the reference period is the calendar year 2015 for all income variables.

Footnote 2

Major income earner in the household - The person with the highest total income in the household.

Footnote 3

Registered savings accounts - A collective term for three types of savings accounts: tax-free savings accounts (TFSAs), registered retirement savings plans (RRSPs) and registered pension plans (RPPs).

Contributions to tax-free savings accounts (TFSAs) - Total dollar amount of contributions made by a person to tax-free savings accounts (TFSAs) during the reference period. Individuals can make contributions to their TFSAs up to a limit, known as the TFSA contribution room, in each calendar year.

The TFSA contribution room is made up of:
- the TFSA dollar limit for the calendar year;
- any unused TFSA contribution room from the previous year;
- any withdrawals made from the TFSA in the previous year.

Contributions to registered retirement savings plans (RRSPs) - Total registered retirement savings plan (RRSP) contributions a person deducted against his or her income for a given tax year. Contributions eligible for deductions include deposits made to his or her own registered retirement savings plans (RRSPs) and pooled registered pension plans (PRPPs) as well as his or her spouse's or common-law partner's registered retirement savings plans.

Individuals can make contributions to these plans up to a specified limit, known as the RRSP deduction limit for each tax year. The RRSP deduction limit is set at 18% of the contributor's prior year earned income up to an annual maximum, plus any unused RRSP deduction room carried forward from previous years, less any pension adjustments that are associated with registered pension plans (RPPs) from prior year and any employer's pooled registered pension plan (PRPP) contributions for the given tax year.

Contributions to registered pension plans (RPPs) - Total dollar amount of contributions made by an employee to registered pension plans (RPPs) during the reference year. A registered pension plan is an employer-sponsored plan registered with the Canada Revenue Agency. The purpose of such plans is to provide employees with a regular income at retirement.

Household contributions refer to the total amount of contribution from all household members.

For the 2016 Census, the reference period is the calendar year 2015 for these contributions variables.

Footnote 4

Median contribution - The median contribution of a specified group is the amount that divides the contribution distribution of that group into two halves, i.e., the contributions of half of the units in that group are below the median, while those of the other half are above the median. Median contributions of households are calculated for those with contributions only.

Footnote 5

Median contribution - The median contribution of a specified group is the amount that divides the contribution distribution of that group into two halves, i.e., the contributions of half of the units in that group are below the median, while those of the other half are above the median. Median contributions of households are calculated for those with contributions only.

Footnote 6

Median contribution - The median contribution of a specified group is the amount that divides the contribution distribution of that group into two halves, i.e., the contributions of half of the units in that group are below the median, while those of the other half are above the median. Median contributions of households are calculated for those with contributions only.

Data quality note(s) – Centre Wellington

• Incomplete enumeration flag
  Default. Not applicable.
• Short-form data quality flag
  Global non-response rate (GNR), short-form census questionnaire: 4.2%.
• Short-form income data quality flag
  Default. Data quality index showing a short-form income non-response rate lower than 10%.

Source: Statistics Canada, 2016 Census of Population, Statistics Canada Catalogue no. 98-400-X2016103.