Household Contributions to Registered Savings Accounts (18) and Selected Household Characteristics (30) for Private Households of Canada, Provinces and Territories, Census Metropolitan Areas and Census Agglomerations, 2016 Census - 100% Data

This table details household contributions to registered savings accounts and selected household characteristics for private households in Oshawa

Household contributions to registered savings accounts (18)	Selected household characteristics (30)
	Total - After-tax income of household^Footnote 1	Under $10,000	$10,000 to $19,999	$20,000 to $29,999	$30,000 to $39,999	$40,000 to $49,999	$50,000 to $59,999	$60,000 to $69,999	$70,000 to $79,999	$80,000 to $89,999	$90,000 to $99,999	$100,000 and over	$100,000 to $149,999	$150,000 to $199,999	$200,000 to $249,999	$250,000 and over	Total - Age of major income earner in the household^Footnote 2	15 to 24 years	25 to 34 years	35 to 44 years	45 to 54 years	55 to 70 years	71 years and over	Total - Households by household size	1 person	2 or more persons	2 persons	3 persons	4 persons	5 or more persons
Total - Household contributions to registered savings accounts^Footnote 3	138,965	2,410	6,430	9,410	10,970	11,895	12,255	11,505	11,235	10,410	8,950	43,490	29,045	10,190	2,555	1,700	138,960	2,855	18,930	27,470	33,165	37,855	18,685	138,960	29,660	109,305	43,795	25,055	25,885	14,570
No contributions to any registered savings accounts	41,155	1,920	5,095	6,380	6,215	5,290	4,430	3,370	2,560	1,870	1,170	2,850	2,305	375	90	80	41,160	1,460	5,235	6,360	7,055	11,505	9,540	41,160	14,310	26,845	13,775	5,625	4,405	3,040
Contributed to at least one type of registered savings account	97,805	490	1,335	3,035	4,755	6,605	7,830	8,140	8,670	8,535	7,775	40,640	26,735	9,820	2,465	1,620	97,805	1,395	13,700	21,105	26,110	26,345	9,145	97,805	15,350	82,455	30,015	19,430	21,480	11,525
Tax-free savings accounts (TFSAs)	60,675	425	1,205	2,600	3,665	4,570	5,130	5,035	5,130	5,000	4,295	23,620	14,910	5,870	1,645	1,185	60,675	1,175	8,825	10,145	14,150	17,590	8,800	60,680	10,375	50,305	20,415	11,700	11,480	6,710
Median contribution - TFSA ($)^Footnote 4	5,352	5,192	2,696	5,000	5,472	5,016	5,296	5,017	5,012	4,976	4,827	5,744	5,033	6,613	10,029	19,997	5,352	2,604	2,693	2,606	3,938	7,650	10,029	5,352	5,492	5,092	7,877	4,186	3,615	3,250
Registered retirement savings plans (RRSPs)	52,375	105	180	540	1,255	2,265	3,125	3,565	4,310	4,665	4,420	27,950	17,445	7,175	1,955	1,380	52,375	410	7,455	12,860	16,135	14,690	825	52,375	6,020	46,355	14,845	11,525	13,350	6,640
Median contribution - RRSP ($)^Footnote 5	3,204	1,202	1,099	1,016	1,204	1,429	1,882	2,006	2,201	2,540	2,799	5,012	3,840	6,835	12,907	24,888	3,204	1,956	2,059	2,646	3,767	4,406	1,360	3,204	2,536	3,315	3,396	3,258	3,429	3,114
Registered pension plans (RPPs)	48,585	25	65	250	765	1,720	2,530	3,165	3,925	4,240	4,390	27,505	17,590	7,275	1,735	905	48,585	355	7,455	13,230	15,960	11,305	275	48,580	5,140	43,445	12,085	10,740	13,680	6,945
Median contribution - RPP ($)^Footnote 6	5,381	355	515	536	1,248	2,130	3,007	3,498	4,076	4,316	4,717	7,222	6,558	9,750	10,120	8,144	5,381	1,644	4,505	6,081	6,145	4,673	1,736	5,381	4,993	5,416	4,684	5,148	6,382	5,744
Contributed to only one type of registered savings account	49,065	430	1,225	2,695	3,915	4,925	5,325	5,125	4,835	4,280	3,610	12,700	9,450	2,405	500	345	49,065	935	6,065	9,510	10,910	13,165	8,485	49,065	10,405	38,660	16,660	8,445	8,670	4,880
TFSA only	23,160	370	1,100	2,290	2,935	3,155	3,095	2,610	2,075	1,600	1,105	2,830	2,275	375	105	80	23,160	745	2,540	2,140	2,750	6,820	8,165	23,160	6,485	16,675	9,725	3,080	2,230	1,645
RRSP only	12,495	50	95	255	575	940	1,170	1,255	1,350	1,320	1,120	4,375	3,085	870	215	210	12,500	85	1,550	3,265	3,745	3,600	250	12,495	1,995	10,505	3,710	2,615	2,795	1,390
RPP only	13,410	10	35	150	405	835	1,060	1,265	1,415	1,360	1,390	5,495	4,095	1,160	180	60	13,405	100	1,970	4,110	4,410	2,745	70	13,405	1,930	11,475	3,235	2,755	3,645	1,845
Contributed to two types of registered savings accounts	33,655	60	105	310	740	1,425	2,045	2,400	2,970	3,155	3,000	17,445	11,365	4,315	1,060	705	33,655	370	5,245	8,070	10,260	9,130	575	33,650	3,710	29,945	9,390	7,425	8,610	4,520
TFSA and RRSP	13,565	45	80	235	470	800	1,030	1,110	1,320	1,380	1,165	5,925	3,790	1,295	410	430	13,565	210	2,155	2,475	3,655	4,620	455	13,565	1,735	11,830	4,505	2,995	2,775	1,550
RRSP and RPP	11,225	5	5	25	110	265	460	585	780	860	975	7,155	4,650	1,915	420	170	11,225	30	1,360	3,590	3,800	2,415	30	11,220	1,050	10,170	2,665	2,360	3,565	1,580
RPP and TFSA	8,870	5	20	50	160	360	550	700	870	915	865	4,365	2,925	1,110	230	105	8,865	140	1,730	2,000	2,815	2,095	90	8,870	920	7,945	2,220	2,065	2,265	1,395
Contributed to all three types of registered savings accounts (TFSA, RRSP and RPP)	15,090	5	5	25	100	260	460	615	860	1,105	1,165	10,495	5,920	3,095	905	570	15,090	85	2,395	3,530	4,940	4,050	85	15,090	1,235	13,850	3,965	3,555	4,210	2,120

Symbol(s)

Symbol ..

not available for a specific reference period

Symbol ...

not applicable

Symbol x

suppressed to meet the confidentiality requirements of the Statistics Act

Symbol F

too unreliable to be published

Footnote(s)

Footnote 1

After-tax income

'After-tax income' refers to total income less income taxes of the statistical unit during a specified reference period. Income taxes refers to the sum of federal income taxes, provincial and territorial income taxes, less abatement where applicable. Provincial and territorial income taxes include health care premiums in certain jurisdictions. Abatement reduces the federal income taxes payable by persons residing in Quebec or in certain self-governing Yukon First Nation settlement lands.

For the 2016 Census, the reference period is the calendar year 2015 for all income variables.

Footnote 2

Major income earner in the household - The person with the highest total income in the household.

Footnote 3

Registered savings accounts - A collective term for three types of savings accounts: tax-free savings accounts (TFSAs), registered retirement savings plans (RRSPs) and registered pension plans (RPPs).

Contributions to tax-free savings accounts (TFSAs) - Total dollar amount of contributions made by a person to tax-free savings accounts (TFSAs) during the reference period. Individuals can make contributions to their TFSAs up to a limit, known as the TFSA contribution room, in each calendar year.

The TFSA contribution room is made up of:
- the TFSA dollar limit for the calendar year;
- any unused TFSA contribution room from the previous year;
- any withdrawals made from the TFSA in the previous year.

Contributions to registered retirement savings plans (RRSPs) - Total registered retirement savings plan (RRSP) contributions a person deducted against his or her income for a given tax year. Contributions eligible for deductions include deposits made to his or her own registered retirement savings plans (RRSPs) and pooled registered pension plans (PRPPs) as well as his or her spouse's or common-law partner's registered retirement savings plans.

Individuals can make contributions to these plans up to a specified limit, known as the RRSP deduction limit for each tax year. The RRSP deduction limit is set at 18% of the contributor's prior year earned income up to an annual maximum, plus any unused RRSP deduction room carried forward from previous years, less any pension adjustments that are associated with registered pension plans (RPPs) from prior year and any employer's pooled registered pension plan (PRPP) contributions for the given tax year.

Contributions to registered pension plans (RPPs) - Total dollar amount of contributions made by an employee to registered pension plans (RPPs) during the reference year. A registered pension plan is an employer-sponsored plan registered with the Canada Revenue Agency. The purpose of such plans is to provide employees with a regular income at retirement.

Household contributions refer to the total amount of contribution from all household members.

For the 2016 Census, the reference period is the calendar year 2015 for these contributions variables.

Footnote 4

Median contribution - The median contribution of a specified group is the amount that divides the contribution distribution of that group into two halves, i.e., the contributions of half of the units in that group are below the median, while those of the other half are above the median. Median contributions of households are calculated for those with contributions only.

Footnote 5

Median contribution - The median contribution of a specified group is the amount that divides the contribution distribution of that group into two halves, i.e., the contributions of half of the units in that group are below the median, while those of the other half are above the median. Median contributions of households are calculated for those with contributions only.

Footnote 6

Median contribution - The median contribution of a specified group is the amount that divides the contribution distribution of that group into two halves, i.e., the contributions of half of the units in that group are below the median, while those of the other half are above the median. Median contributions of households are calculated for those with contributions only.

Data quality note(s) – Oshawa

• Incomplete enumeration flag
  Default. Not applicable.
• Short-form data quality flag
  Global non-response rate (GNR), short-form census questionnaire: 3.2%.
• Short-form income data quality flag
  Default. Data quality index showing a short-form income non-response rate lower than 10%.

Source: Statistics Canada, 2016 Census of Population, Statistics Canada Catalogue no. 98-400-X2016103.