Household Contributions to Registered Savings Accounts (18) and Selected Household Characteristics (30) for Private Households of Canada, Provinces and Territories, Census Metropolitan Areas and Census Agglomerations, 2016 Census - 100% Data

This table details household contributions to registered savings accounts and selected household characteristics for private households in Ingersoll

Household contributions to registered savings accounts (18)	Selected household characteristics (30)
	Total - After-tax income of household^Footnote 1	Under $10,000	$10,000 to $19,999	$20,000 to $29,999	$30,000 to $39,999	$40,000 to $49,999	$50,000 to $59,999	$60,000 to $69,999	$70,000 to $79,999	$80,000 to $89,999	$90,000 to $99,999	$100,000 and over	$100,000 to $149,999	$150,000 to $199,999	$200,000 to $249,999	$250,000 and over	Total - Age of major income earner in the household^Footnote 2	15 to 24 years	25 to 34 years	35 to 44 years	45 to 54 years	55 to 70 years	71 years and over	Total - Households by household size	1 person	2 or more persons	2 persons	3 persons	4 persons	5 or more persons
Total - Household contributions to registered savings accounts^Footnote 3	5,085	90	245	410	500	570	500	465	445	425	350	1,090	855	170	40	25	5,090	145	775	905	1,105	1,430	725	5,085	1,275	3,815	1,855	800	755	405
No contributions to any registered savings accounts	1,630	80	200	280	255	235	170	120	100	75	50	75	65	5	0	0	1,630	75	215	250	250	470	370	1,630	610	1,020	565	205	160	85
Contributed to at least one type of registered savings account	3,460	10	45	130	245	330	325	345	350	355	305	1,010	790	165	40	20	3,460	75	565	655	850	965	350	3,460	665	2,795	1,285	595	600	315
Tax-free savings accounts (TFSAs)	2,125	10	40	115	180	220	205	205	200	180	170	590	450	100	25	15	2,120	55	350	290	470	625	340	2,120	440	1,685	840	375	320	155
Median contribution - TFSA ($)^Footnote 4	4,347	0	2,096	5,344	4,384	4,768	5,486	3,376	3,744	3,744	4,812	4,688	3,704	5,480	8,016	0	4,347	2,408	1,652	2,344	2,920	5,994	10,028	4,347	5,488	4,001	5,996	2,376	3,024	2,672
Registered retirement savings plans (RRSPs)	1,985	5	10	25	80	140	150	190	210	230	205	750	575	125	35	15	1,985	30	360	450	565	555	25	1,985	305	1,680	695	355	420	210
Median contribution - RRSP ($)^Footnote 5	2,597	0	0	1,002	1,188	1,396	1,348	1,636	1,992	2,544	3,000	4,584	3,708	9,520	11,168	0	2,597	1,152	1,801	2,344	2,836	4,013	1,102	2,597	2,198	2,607	2,832	2,412	2,607	2,411
Registered pension plans (RPPs)	1,440	0	0	5	40	85	100	110	125	165	150	655	495	130	25	10	1,440	25	260	345	455	345	5	1,440	170	1,270	460	300	335	175
Median contribution - RPP ($)^Footnote 6	3,293	0	0	0	1,064	2,080	1,996	2,168	2,280	2,584	2,976	5,008	4,688	6,640	5,488	0	3,293	1,052	2,489	3,592	3,811	3,436	0	3,293	2,472	3,400	3,038	3,328	3,768	3,800
Contributed to only one type of registered savings account	1,800	10	40	115	200	230	220	205	190	180	125	280	235	35	5	0	1,800	45	240	305	360	510	335	1,795	445	1,350	720	250	230	145
TFSA only	860	10	40	100	140	135	120	90	75	45	45	60	55	5	0	0	860	30	90	60	100	260	325	860	255	600	405	105	65	30
RRSP only	590	5	5	10	45	65	60	75	80	80	50	125	105	10	5	0	595	10	90	145	155	175	10	590	135	460	205	75	110	70
RPP only	350	0	5	5	20	35	40	40	35	50	35	95	75	15	5	0	345	10	60	95	105	75	5	350	60	290	110	75	60	45
Contributed to two types of registered savings accounts	1,230	0	5	15	40	85	90	110	130	130	130	485	380	80	20	10	1,235	20	235	265	355	335	15	1,230	185	1,050	420	255	265	115
TFSA and RRSP	565	5	0	15	30	45	50	65	70	55	60	175	135	20	10	10	570	10	125	100	140	180	15	570	105	465	215	120	85	45
RRSP and RPP	400	0	0	0	0	20	25	20	30	45	55	200	160	40	5	0	400	0	60	125	125	90	0	400	35	365	130	75	115	50
RPP and TFSA	270	0	0	0	10	25	25	25	30	30	20	110	80	20	0	5	265	10	55	45	85	70	0	265	45	225	75	60	65	25
Contributed to all three types of registered savings accounts (TFSA, RRSP and RPP)	425	0	0	0	5	15	15	25	25	45	45	250	180	55	10	5	430	10	85	80	140	115	0	430	35	395	145	90	105	55

Symbol(s)

Symbol ..

not available for a specific reference period

Symbol ...

not applicable

Symbol x

suppressed to meet the confidentiality requirements of the Statistics Act

Symbol F

too unreliable to be published

Footnote(s)

Footnote 1

After-tax income

'After-tax income' refers to total income less income taxes of the statistical unit during a specified reference period. Income taxes refers to the sum of federal income taxes, provincial and territorial income taxes, less abatement where applicable. Provincial and territorial income taxes include health care premiums in certain jurisdictions. Abatement reduces the federal income taxes payable by persons residing in Quebec or in certain self-governing Yukon First Nation settlement lands.

For the 2016 Census, the reference period is the calendar year 2015 for all income variables.

Footnote 2

Major income earner in the household - The person with the highest total income in the household.

Footnote 3

Registered savings accounts - A collective term for three types of savings accounts: tax-free savings accounts (TFSAs), registered retirement savings plans (RRSPs) and registered pension plans (RPPs).

Contributions to tax-free savings accounts (TFSAs) - Total dollar amount of contributions made by a person to tax-free savings accounts (TFSAs) during the reference period. Individuals can make contributions to their TFSAs up to a limit, known as the TFSA contribution room, in each calendar year.

The TFSA contribution room is made up of:
- the TFSA dollar limit for the calendar year;
- any unused TFSA contribution room from the previous year;
- any withdrawals made from the TFSA in the previous year.

Contributions to registered retirement savings plans (RRSPs) - Total registered retirement savings plan (RRSP) contributions a person deducted against his or her income for a given tax year. Contributions eligible for deductions include deposits made to his or her own registered retirement savings plans (RRSPs) and pooled registered pension plans (PRPPs) as well as his or her spouse's or common-law partner's registered retirement savings plans.

Individuals can make contributions to these plans up to a specified limit, known as the RRSP deduction limit for each tax year. The RRSP deduction limit is set at 18% of the contributor's prior year earned income up to an annual maximum, plus any unused RRSP deduction room carried forward from previous years, less any pension adjustments that are associated with registered pension plans (RPPs) from prior year and any employer's pooled registered pension plan (PRPP) contributions for the given tax year.

Contributions to registered pension plans (RPPs) - Total dollar amount of contributions made by an employee to registered pension plans (RPPs) during the reference year. A registered pension plan is an employer-sponsored plan registered with the Canada Revenue Agency. The purpose of such plans is to provide employees with a regular income at retirement.

Household contributions refer to the total amount of contribution from all household members.

For the 2016 Census, the reference period is the calendar year 2015 for these contributions variables.

Footnote 4

Median contribution - The median contribution of a specified group is the amount that divides the contribution distribution of that group into two halves, i.e., the contributions of half of the units in that group are below the median, while those of the other half are above the median. Median contributions of households are calculated for those with contributions only.

Footnote 5

Median contribution - The median contribution of a specified group is the amount that divides the contribution distribution of that group into two halves, i.e., the contributions of half of the units in that group are below the median, while those of the other half are above the median. Median contributions of households are calculated for those with contributions only.

Footnote 6

Median contribution - The median contribution of a specified group is the amount that divides the contribution distribution of that group into two halves, i.e., the contributions of half of the units in that group are below the median, while those of the other half are above the median. Median contributions of households are calculated for those with contributions only.

Data quality note(s) – Ingersoll

• Incomplete enumeration flag
  Default. Not applicable.
• Short-form data quality flag
  Global non-response rate (GNR), short-form census questionnaire: 2.9%.
• Short-form income data quality flag
  Default. Data quality index showing a short-form income non-response rate lower than 10%.

Source: Statistics Canada, 2016 Census of Population, Statistics Canada Catalogue no. 98-400-X2016103.