Household Contributions to Registered Savings Accounts (18) and Selected Household Characteristics (30) for Private Households of Canada, Provinces and Territories, Census Metropolitan Areas and Census Agglomerations, 2016 Census - 100% Data

This table details household contributions to registered savings accounts and selected household characteristics for private households in Canmore

Household contributions to registered savings accounts (18)	Selected household characteristics (30)
	Total - After-tax income of household^Footnote 1	Under $10,000	$10,000 to $19,999	$20,000 to $29,999	$30,000 to $39,999	$40,000 to $49,999	$50,000 to $59,999	$60,000 to $69,999	$70,000 to $79,999	$80,000 to $89,999	$90,000 to $99,999	$100,000 and over	$100,000 to $149,999	$150,000 to $199,999	$200,000 to $249,999	$250,000 and over	Total - Age of major income earner in the household^Footnote 2	15 to 24 years	25 to 34 years	35 to 44 years	45 to 54 years	55 to 70 years	71 years and over	Total - Households by household size	1 person	2 or more persons	2 persons	3 persons	4 persons	5 or more persons
Total - Household contributions to registered savings accounts^Footnote 3	5,740	125	150	295	355	430	445	455	440	425	335	2,290	1,290	510	195	300	5,735	140	940	1,210	1,205	1,750	500	5,740	1,390	4,350	2,370	880	790	315
No contributions to any registered savings accounts	1,470	90	95	165	150	160	145	120	120	85	50	300	180	55	25	45	1,470	65	245	270	250	450	190	1,470	480	990	585	195	140	75
Contributed to at least one type of registered savings account	4,270	35	55	130	205	265	305	335	325	335	290	1,985	1,105	455	165	255	4,265	75	695	940	955	1,295	315	4,270	910	3,355	1,790	685	655	235
Tax-free savings accounts (TFSAs)	3,010	30	50	110	165	195	220	245	220	225	195	1,360	730	310	125	185	3,015	65	525	590	590	955	300	3,010	655	2,355	1,340	460	390	165
Median contribution - TFSA ($)^Footnote 4	9,987	8,016	5,264	8,976	5,490	5,014	7,808	5,495	6,000	8,928	7,040	10,555	9,997	11,040	13,312	19,978	9,987	2,856	3,448	5,302	8,469	10,977	15,536	9,987	8,027	10,002	10,946	5,904	6,288	5,616
Registered retirement savings plans (RRSPs)	2,655	10	10	30	70	115	150	195	210	220	175	1,465	795	350	140	185	2,650	25	430	670	680	800	45	2,655	465	2,190	1,075	455	490	165
Median contribution - RRSP ($)^Footnote 5	5,018	0	0	3,656	1,996	2,352	2,696	3,048	3,000	4,008	4,176	7,483	5,200	9,120	19,520	23,360	5,018	1,700	2,972	4,296	5,999	7,216	1,500	5,018	4,752	5,168	5,387	4,288	5,384	6,000
Registered pension plans (RPPs)	1,345	0	0	5	30	65	70	80	100	100	95	800	455	215	75	65	1,345	10	245	380	370	335	10	1,345	210	1,135	510	250	280	95
Median contribution - RPP ($)^Footnote 6	5,691	0	0	0	1,508	1,696	3,264	3,088	3,564	4,240	4,448	7,836	6,984	10,152	8,880	8,448	5,691	0	4,336	6,624	6,288	5,712	0	5,691	5,392	5,760	5,168	6,000	6,704	7,088
Contributed to only one type of registered savings account	2,075	30	55	110	150	180	175	175	160	160	145	735	430	155	40	110	2,070	50	295	395	420	645	270	2,075	555	1,515	875	295	250	95
TFSA only	1,130	25	45	95	110	115	115	95	80	80	75	305	180	55	15	55	1,135	45	170	140	145	380	255	1,130	355	775	520	130	80	45
RRSP only	670	5	10	20	25	40	50	55	60	60	45	305	175	70	20	45	675	5	75	180	195	205	10	670	150	525	255	110	120	35
RPP only	270	0	0	5	15	20	15	25	20	20	25	125	80	25	10	10	270	0	50	75	80	60	5	270	55	220	100	55	50	15
Contributed to two types of registered savings accounts	1,650	10	5	10	50	80	110	135	130	135	110	870	480	190	85	110	1,645	20	295	380	395	510	40	1,650	285	1,360	690	285	295	90
TFSA and RRSP	1,120	5	0	15	40	55	75	105	85	95	70	575	305	115	60	90	1,120	15	200	235	250	375	35	1,120	195	925	505	190	175	60
RRSP and RPP	315	0	0	0	0	10	15	10	25	25	20	200	125	45	15	15	315	5	40	95	95	75	0	315	60	260	95	55	90	20
RPP and TFSA	215	0	5	0	10	15	20	15	20	20	15	95	55	30	10	5	210	0	45	50	50	60	5	210	40	180	95	40	35	10
Contributed to all three types of registered savings accounts (TFSA, RRSP and RPP)	545	0	0	0	5	10	15	25	40	35	30	385	195	110	45	30	545	0	105	155	140	140	5	545	70	475	220	100	105	50

Symbol(s)

Symbol ..

not available for a specific reference period

Symbol ...

not applicable

Symbol x

suppressed to meet the confidentiality requirements of the Statistics Act

Symbol F

too unreliable to be published

Footnote(s)

Footnote 1

After-tax income

'After-tax income' refers to total income less income taxes of the statistical unit during a specified reference period. Income taxes refers to the sum of federal income taxes, provincial and territorial income taxes, less abatement where applicable. Provincial and territorial income taxes include health care premiums in certain jurisdictions. Abatement reduces the federal income taxes payable by persons residing in Quebec or in certain self-governing Yukon First Nation settlement lands.

For the 2016 Census, the reference period is the calendar year 2015 for all income variables.

Footnote 2

Major income earner in the household - The person with the highest total income in the household.

Footnote 3

Registered savings accounts - A collective term for three types of savings accounts: tax-free savings accounts (TFSAs), registered retirement savings plans (RRSPs) and registered pension plans (RPPs).

Contributions to tax-free savings accounts (TFSAs) - Total dollar amount of contributions made by a person to tax-free savings accounts (TFSAs) during the reference period. Individuals can make contributions to their TFSAs up to a limit, known as the TFSA contribution room, in each calendar year.

The TFSA contribution room is made up of:
- the TFSA dollar limit for the calendar year;
- any unused TFSA contribution room from the previous year;
- any withdrawals made from the TFSA in the previous year.

Contributions to registered retirement savings plans (RRSPs) - Total registered retirement savings plan (RRSP) contributions a person deducted against his or her income for a given tax year. Contributions eligible for deductions include deposits made to his or her own registered retirement savings plans (RRSPs) and pooled registered pension plans (PRPPs) as well as his or her spouse's or common-law partner's registered retirement savings plans.

Individuals can make contributions to these plans up to a specified limit, known as the RRSP deduction limit for each tax year. The RRSP deduction limit is set at 18% of the contributor's prior year earned income up to an annual maximum, plus any unused RRSP deduction room carried forward from previous years, less any pension adjustments that are associated with registered pension plans (RPPs) from prior year and any employer's pooled registered pension plan (PRPP) contributions for the given tax year.

Contributions to registered pension plans (RPPs) - Total dollar amount of contributions made by an employee to registered pension plans (RPPs) during the reference year. A registered pension plan is an employer-sponsored plan registered with the Canada Revenue Agency. The purpose of such plans is to provide employees with a regular income at retirement.

Household contributions refer to the total amount of contribution from all household members.

For the 2016 Census, the reference period is the calendar year 2015 for these contributions variables.

Footnote 4

Median contribution - The median contribution of a specified group is the amount that divides the contribution distribution of that group into two halves, i.e., the contributions of half of the units in that group are below the median, while those of the other half are above the median. Median contributions of households are calculated for those with contributions only.

Footnote 5

Median contribution - The median contribution of a specified group is the amount that divides the contribution distribution of that group into two halves, i.e., the contributions of half of the units in that group are below the median, while those of the other half are above the median. Median contributions of households are calculated for those with contributions only.

Footnote 6

Median contribution - The median contribution of a specified group is the amount that divides the contribution distribution of that group into two halves, i.e., the contributions of half of the units in that group are below the median, while those of the other half are above the median. Median contributions of households are calculated for those with contributions only.

Data quality note(s) – Canmore

• Incomplete enumeration flag
  Default. Not applicable.
• Short-form data quality flag
  Global non-response rate (GNR), short-form census questionnaire: 6.3%.
• Short-form income data quality flag
  Data quality index showing a short-form income non-response rate higher than or equal to 10%, but lower than 20%.

Source: Statistics Canada, 2016 Census of Population, Statistics Canada Catalogue no. 98-400-X2016103.