Household Contributions to Registered Savings Accounts (18) and Selected Household Characteristics (30) for Private Households of Canada, Provinces and Territories, Census Metropolitan Areas and Census Agglomerations, 2016 Census - 100% Data

This table details household contributions to registered savings accounts and selected household characteristics for private households in Duncan

Household contributions to registered savings accounts (18)	Selected household characteristics (30)
	Total - After-tax income of household^Footnote 1	Under $10,000	$10,000 to $19,999	$20,000 to $29,999	$30,000 to $39,999	$40,000 to $49,999	$50,000 to $59,999	$60,000 to $69,999	$70,000 to $79,999	$80,000 to $89,999	$90,000 to $99,999	$100,000 and over	$100,000 to $149,999	$150,000 to $199,999	$200,000 to $249,999	$250,000 and over	Total - Age of major income earner in the household^Footnote 2	15 to 24 years	25 to 34 years	35 to 44 years	45 to 54 years	55 to 70 years	71 years and over	Total - Households by household size	1 person	2 or more persons	2 persons	3 persons	4 persons	5 or more persons
Total - Household contributions to registered savings accounts^Footnote 3	18,740	550	1,600	2,180	2,245	1,965	1,775	1,635	1,400	1,175	930	3,290	2,415	580	180	115	18,745	445	1,940	2,520	3,275	6,635	3,935	18,740	5,535	13,205	7,510	2,435	2,000	1,260
No contributions to any registered savings accounts	7,960	455	1,340	1,500	1,335	935	720	530	365	225	160	400	310	60	10	20	7,955	265	900	1,000	1,105	2,585	2,110	7,960	3,145	4,810	2,865	850	585	515
Contributed to at least one type of registered savings account	10,785	90	260	685	910	1,035	1,060	1,100	1,035	955	770	2,890	2,105	515	165	100	10,785	180	1,040	1,520	2,175	4,055	1,825	10,785	2,390	8,395	4,650	1,580	1,415	745
Tax-free savings accounts (TFSAs)	6,520	80	230	575	660	685	680	635	555	500	370	1,540	1,100	275	90	75	6,520	125	590	615	940	2,515	1,735	6,525	1,660	4,865	3,060	825	605	375
Median contribution - TFSA ($)^Footnote 4	7,848	7,232	5,488	5,503	6,624	7,492	8,672	8,624	6,912	5,499	9,992	9,824	8,512	9,993	10,987	19,989	7,848	1,202	1,800	2,232	4,012	10,008	10,160	7,848	6,512	8,045	10,552	3,848	3,200	2,808
Registered retirement savings plans (RRSPs)	4,915	10	45	135	235	315	395	435	475	505	420	1,945	1,355	390	130	65	4,910	80	590	885	1,245	1,970	145	4,915	750	4,160	1,995	905	865	390
Median contribution - RRSP ($)^Footnote 5	3,311	0	590	1,206	1,301	1,504	2,007	2,400	2,660	2,995	2,712	6,800	5,568	8,966	18,240	24,882	3,311	1,201	1,980	2,414	3,800	4,640	927	3,311	2,503	3,501	3,812	3,120	3,064	3,608
Registered pension plans (RPPs)	4,285	10	15	45	190	255	310	405	470	480	430	1,680	1,255	325	85	20	4,285	50	480	815	1,260	1,625	55	4,285	610	3,675	1,635	845	790	405
Median contribution - RPP ($)^Footnote 6	4,267	0	0	762	1,972	2,552	2,992	3,522	3,880	4,492	4,731	5,907	5,728	6,896	6,320	5,784	4,267	1,820	3,616	4,568	4,720	4,059	1,738	4,267	3,764	4,375	4,037	4,259	4,912	5,008
Contributed to only one type of registered savings account	6,825	80	235	610	760	835	780	775	645	530	405	1,160	875	175	65	45	6,820	120	540	855	1,160	2,420	1,725	6,820	1,860	4,960	3,010	805	735	410
TFSA only	3,625	75	210	505	525	520	455	395	275	210	130	335	260	35	15	20	3,620	70	190	210	250	1,270	1,640	3,625	1,230	2,390	1,815	275	175	130
RRSP only	1,640	5	15	70	115	160	190	190	165	160	115	445	305	80	40	20	1,640	30	190	320	410	620	60	1,640	325	1,310	640	255	295	120
RPP only	1,565	5	5	25	120	155	140	190	205	170	165	385	315	55	10	5	1,565	15	160	335	495	535	25	1,560	300	1,260	565	270	260	165
Contributed to two types of registered savings accounts	2,990	5	25	70	125	175	225	275	310	315	280	1,185	855	220	65	40	2,990	50	360	525	755	1,205	90	2,990	430	2,560	1,225	565	520	245
TFSA and RRSP	1,235	5	20	60	75	100	105	115	125	110	100	430	290	75	30	35	1,240	30	175	175	245	540	70	1,235	225	1,015	560	205	155	95
RRSP and RPP	1,065	0	5	0	15	30	50	85	105	125	120	530	390	105	30	5	1,060	5	95	250	320	385	0	1,065	105	960	390	225	250	90
RPP and TFSA	690	0	0	10	35	45	70	80	80	75	60	225	180	35	5	5	690	10	90	100	185	280	20	690	105	585	275	135	110	65
Contributed to all three types of registered savings accounts (TFSA, RRSP and RPP)	970	0	0	5	20	25	50	50	80	110	85	545	370	125	35	10	975	10	135	135	260	425	10	975	100	870	405	210	160	90

Symbol(s)

Symbol ..

not available for a specific reference period

Symbol ...

not applicable

Symbol x

suppressed to meet the confidentiality requirements of the Statistics Act

Symbol F

too unreliable to be published

Footnote(s)

Footnote 1

After-tax income

'After-tax income' refers to total income less income taxes of the statistical unit during a specified reference period. Income taxes refers to the sum of federal income taxes, provincial and territorial income taxes, less abatement where applicable. Provincial and territorial income taxes include health care premiums in certain jurisdictions. Abatement reduces the federal income taxes payable by persons residing in Quebec or in certain self-governing Yukon First Nation settlement lands.

For the 2016 Census, the reference period is the calendar year 2015 for all income variables.

Footnote 2

Major income earner in the household - The person with the highest total income in the household.

Footnote 3

Registered savings accounts - A collective term for three types of savings accounts: tax-free savings accounts (TFSAs), registered retirement savings plans (RRSPs) and registered pension plans (RPPs).

Contributions to tax-free savings accounts (TFSAs) - Total dollar amount of contributions made by a person to tax-free savings accounts (TFSAs) during the reference period. Individuals can make contributions to their TFSAs up to a limit, known as the TFSA contribution room, in each calendar year.

The TFSA contribution room is made up of:
- the TFSA dollar limit for the calendar year;
- any unused TFSA contribution room from the previous year;
- any withdrawals made from the TFSA in the previous year.

Contributions to registered retirement savings plans (RRSPs) - Total registered retirement savings plan (RRSP) contributions a person deducted against his or her income for a given tax year. Contributions eligible for deductions include deposits made to his or her own registered retirement savings plans (RRSPs) and pooled registered pension plans (PRPPs) as well as his or her spouse's or common-law partner's registered retirement savings plans.

Individuals can make contributions to these plans up to a specified limit, known as the RRSP deduction limit for each tax year. The RRSP deduction limit is set at 18% of the contributor's prior year earned income up to an annual maximum, plus any unused RRSP deduction room carried forward from previous years, less any pension adjustments that are associated with registered pension plans (RPPs) from prior year and any employer's pooled registered pension plan (PRPP) contributions for the given tax year.

Contributions to registered pension plans (RPPs) - Total dollar amount of contributions made by an employee to registered pension plans (RPPs) during the reference year. A registered pension plan is an employer-sponsored plan registered with the Canada Revenue Agency. The purpose of such plans is to provide employees with a regular income at retirement.

Household contributions refer to the total amount of contribution from all household members.

For the 2016 Census, the reference period is the calendar year 2015 for these contributions variables.

Footnote 4

Median contribution - The median contribution of a specified group is the amount that divides the contribution distribution of that group into two halves, i.e., the contributions of half of the units in that group are below the median, while those of the other half are above the median. Median contributions of households are calculated for those with contributions only.

Footnote 5

Median contribution - The median contribution of a specified group is the amount that divides the contribution distribution of that group into two halves, i.e., the contributions of half of the units in that group are below the median, while those of the other half are above the median. Median contributions of households are calculated for those with contributions only.

Footnote 6

Median contribution - The median contribution of a specified group is the amount that divides the contribution distribution of that group into two halves, i.e., the contributions of half of the units in that group are below the median, while those of the other half are above the median. Median contributions of households are calculated for those with contributions only.

Data quality note(s) – Duncan

• Incomplete enumeration flag
  Default. Not applicable.
• Short-form data quality flag
  Global non-response rate (GNR), short-form census questionnaire: 5.6%.
• Short-form income data quality flag
  Default. Data quality index showing a short-form income non-response rate lower than 10%.

Source: Statistics Canada, 2016 Census of Population, Statistics Canada Catalogue no. 98-400-X2016103.