Dictionary, Census of Population, 2016
'Shelter-cost-to-income ratio' refers to the proportion of average total income of household which is spent on shelter costs.
Shelter cost to income ratio
2016 (25% sample); 2011Note 1 (30% sample); 2006, 2001, 1996, 1991, 1986 and 1981 (20% sample).
Owner and renter households with household total income greater than zero non-farm private dwellings
Derived variable: F8a), b), c), F9a), F10a), c) and e)
In the standard products, the most detailed classification is as follows:
- Spending less than 30% of income on shelter costs
- Less than 15%
- 15% to less than 30%
- Spending 30% or more of income on shelter costs
- 30% to less than 50%
- 50% or more
- 50% to less than 100%
The shelter-cost-to-income ratio is calculated by dividing the average monthly shelter costs by the average monthly total household income and multiplying the result by 100.
Prior to 2011, the term 'shelter-cost-to-income ratio' was referred to as 'owner's major payments or gross rent as a percentage of household income'.
For more information on household total income, see total income.
See also the 'Remarks' under shelter cost.