Focus on Geography Series, 2021 Census of Population

Waterloo, City

61.3%

In 2021, there were 47,040 households in Waterloo (City) with a homeownership rate of 61.3%.

-7.5

This rate changed by -7.5 percentage points from 2016.

Housing tenure for all households Waterloo (City), Waterloo (RM), Ontario [PR], Canada, 2021

Housing tenure for all households Waterloo (City), Waterloo (RM), Ontario [PR], Canada, 2021
Housing Tenure	Waterloo (City)		Waterloo (RM)	Ontario [PR]	Canada
Housing Tenure	Number	Percentage (%)	Percentage (%)	Percentage (%)	Percentage (%)
Total households	47,040	100.0	100.0	100.0	100.0
Owner	28,835	61.3	65.0	68.4	66.5
Renter	18,205	38.7	35.0	31.4	33.1
Dwelling provided by the local governement, First Nation or Indian band	0	0.0	0.0	0.2	0.5

Housing affordability

Households that spent 30% or more of income on shelter costs, Waterloo (City), 2016 to 2021 ^{Footnote 1}^{Footnote 2}

Housing suitability

Percent of households in unsuitable housing, Waterloo (City), 2016 to 2021 ^{Footnote 3}

Housing adequacy

Percent of households in inadequate housing, Waterloo (City), 2016 to 2021 ^{Footnote 4}

Core housing need

Percent of households in core housing need, Waterloo (City), 2016 to 2021 ^{Footnote 5}

Average monthly shelter cost, Waterloo (City), 2016 to 2021 ^{Footnote 6}^{Footnote 7}^{Footnote 10}

Homeownership rate by age of primary household maintainer, Waterloo (City), 2016 to 2021 ^{Footnote 8}

Average value (owner-estimated) of dwelling by structural type, Waterloo (City), 2016 to 2021 ^{Footnote 9}

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Footnotes:

Footnote 1

The classification related to housing affordability is whether the occupants of the dwelling paid 30% or more of household total income towards shelter costs. In 1986, CMHC and the provinces agreed to use the 30% threshold to measure affordability for the purposes of defining need for social housing.

Return to footnote 1 referrer

Footnote 2

Owner and tenant households with household total income greater than zero in non-farm, off reserve private dwellings.

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Footnote 3

Suitable housing has enough bedrooms for the size and composition of private households according to the National Occupancy Standard.

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Footnote 4

Adequate housing refers to housing where the dwelling does not require major repairs.

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Footnote 5

Core housing need refers to whether a private household's housing falls below at least one of the indicator thresholds for housing adequacy, affordability or suitability, and would have to spend 30% or more of its total before‑tax income to pay the median rent of alternative local housing that is acceptable (attains all three housing indicator thresholds).

Return to footnote 5 referrer

Footnote 6

2021 is the first Census year in which shelter costs were derived for households living in dwellings provided by the local government, First Nation or Indian band.

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Footnote 7

Shelter cost refers to the average monthly total of all shelter expenses paid by households.
Shelter costs for owner households include, where applicable, mortgage payments, property taxes and condominium fees, along with the costs of electricity, heat, water and other municipal services. For renter households, shelter costs include, where applicable, the rent and the costs of electricity, heat, water and other municipal services. For households living in a dwelling provided by the local government, First Nation or Indian band, shelter costs include, where applicable, the monthly use or occupancy payment and the costs of electricity, heat, water and other municipal services.

Return to footnote 7 referrer

Footnote 8

Primary household maintainer refers to the first person in the household identified as someone who pays the rent or the mortgage, or the taxes, or the electricity bill, and so on, for the dwelling.

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Footnote 9

Owner households in non-farm, non-reserve private dwellings.

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Footnote 10

Owner and renter households, and households living in a dwelling provided by the local government, First Nation or Indian band, in non-farm private dwellings.

Return to footnote 10 referrer

Symbols:

Footnote ...

not applicable

...

Footnote ..

not available for a specific reference period

Footnote r

revised

Footnote E

use with caution

Footnote x

suppressed to meet the confidentiality requirements of the Statistics Act

Source:

Statistics Canada. 2021 Census of Population.

Date modified:: 2022-12-16

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Focus on Geography Series, 2021 Census of Population

Waterloo, City

Housing tenure for all households Waterloo (City), Waterloo (RM), Ontario [PR], Canada, 2021

Households that spent 30% or more of income on shelter costs, Waterloo (City), 2016 to 2021 ^{Footnote 1}^{Footnote 2}

Percent of households in unsuitable housing, Waterloo (City), 2016 to 2021 ^{Footnote 3}

Percent of households in inadequate housing, Waterloo (City), 2016 to 2021 ^{Footnote 4}

Percent of households in core housing need, Waterloo (City), 2016 to 2021 ^{Footnote 5}

Average monthly shelter cost, Waterloo (City), 2016 to 2021 ^{Footnote 6}^{Footnote 7}^{Footnote 10}

Homeownership rate by age of primary household maintainer, Waterloo (City), 2016 to 2021 ^{Footnote 8}

Average value (owner-estimated) of dwelling by structural type, Waterloo (City), 2016 to 2021 ^{Footnote 9}

Housing tenure for all households Waterloo (City), Waterloo (RM), Ontario [PR], Canada, 2021

Households that spent 30% or more of income on shelter costs, Waterloo (City), 2016 to 2021 Footnote 1Footnote 2

Percent of households in unsuitable housing, Waterloo (City), 2016 to 2021 Footnote 3

Percent of households in inadequate housing, Waterloo (City), 2016 to 2021 Footnote 4

Percent of households in core housing need, Waterloo (City), 2016 to 2021 Footnote 5

Average monthly shelter cost, Waterloo (City), 2016 to 2021 Footnote 6Footnote 7Footnote 10

Homeownership rate by age of primary household maintainer, Waterloo (City), 2016 to 2021 Footnote 8

Average value (owner-estimated) of dwelling by structural type, Waterloo (City), 2016 to 2021 Footnote 9

Households that spent 30% or more of income on shelter costs, Waterloo (City), 2016 to 2021 ^{Footnote 1}^{Footnote 2}

Percent of households in unsuitable housing, Waterloo (City), 2016 to 2021 ^{Footnote 3}

Percent of households in inadequate housing, Waterloo (City), 2016 to 2021 ^{Footnote 4}

Percent of households in core housing need, Waterloo (City), 2016 to 2021 ^{Footnote 5}

Average monthly shelter cost, Waterloo (City), 2016 to 2021 ^{Footnote 6}^{Footnote 7}^{Footnote 10}

Homeownership rate by age of primary household maintainer, Waterloo (City), 2016 to 2021 ^{Footnote 8}

Average value (owner-estimated) of dwelling by structural type, Waterloo (City), 2016 to 2021 ^{Footnote 9}