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Disposable income for the MBM

Part A - Short definition:

Refers to the disposable income available to an economic family or a person not in an economic family as defined for the Human Resources and Skills Development Canada's (HRSDC) Market Basket Measure (MBM).

Part B - Detailed definition:

The disposable income for the MBM is an income concept developed by Human Resources and Skills Development Canada (HRSDC) for comparing against the Market Basket Measure (MBM) thresholds.

The disposable income for the MBM is the amount of income available to purchase goods and services. It is derived by deducting income taxes and non-discretionary spending for the MBM from total income.

For units in households that own a dwelling without a mortgage, the mortgage-free homeowner's advantage for the MBM is added to the disposable family income. This amount represents typical savings compared to rent or ownership with a mortgage.

Reported in:


Reported for:

Economic families and persons not in economic families aged 15 years and over in private households

Question number(s):

Derived statistic


Not applicable


Like the MBM thresholds, the mortgage-free homeowner's advantage for the MBM is defined for each of the 49 MBM geographies. These amounts are presented in Table 3.6 Mortgage-free homeowner's advantage for the Market Basket Measure (MBM), 2010.

For the LICO-AT and the LIM-AT, only income taxes paid are deducted from total family income before comparison to the associated low-income thresholds.

See also Non-discretionary spending for the MBM and Market Basket Measure (MBM).

For information on various low-income concepts and disposable income, see also Low income lines, 2011-2012, Income Research Paper Series (Catalogue no. 75F0002M – No. 002).

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