Focus on Geography Series, 2016 Census

Cambridge, City (CSD) - Ontario

Median income of households

In 2015, the median total income of households in Cambridge was $77,757, a change of 0.7% from $77,215 in 2005¹.

Figure 1.1 Distribution of households by household total income, Cambridge and higher level geographies, 2015

Figure 1.1 description Long description for Figure 1.1 Distribution of households by household total income, Cambridge and higher level geographies, 2015

Number and median total income of households, Cambridge and its neighbouring census subdivisions, 2005 and 2015

Geography	Number of households			Median total income of households
Geography	2006	2016	% change	2005	2015	% change
Puslinch (Township)	2,340	2,705	15.6	107,310	111,808	4.2
Guelph/Eramosa (Township)	4,065	4,485	10.3	98,703	110,165	11.6
North Dumfries (Township)	3,045	3,530	15.9	99,507	111,078	11.6
Cambridge (City)	43,290	48,240	11.4	77,215	77,757	0.7
Kitchener (City)	79,485	92,215	16.0	69,726	70,774	1.5
Woolwich (Township)	6,575	8,615	31.0	91,231	97,113	6.4

Figure 1.2 Median total income of households by household type, Cambridge, 2005 and 2015

Figure 1.2 description Long description for Figure 1.2 Median total income of households by household type, Cambridge, 2005 and 2015

Low income

In 2015, 13,850 persons or 10.8% were in low income, while in 2005, 9.2% of the persons in Cambridge lived in low income².
The low-income rate for persons under 18 years of age was 14.5% compared to 9.5% for persons aged 18 to 64 and 11.1% for persons 65 and over in 2015.
Persons living in lone-parent families had a higher rate of low income at 25.7%, while those living in couple families without children had a lower rate of 4.4%.

Figure 1.3 Percentage of persons in low income by five-year age groups, Cambridge, 2015

Figure 1.3 description Long description for FigureFigure 1.3 Percentage of persons in low income by five-year age groups, Cambridge, 2015

Figure 1.4 Percentage of persons in low income, Canada, Ontario, Cambridge and its neighbouring census subdivisions, 2015

Figure 1.4 description Long description for Figure 1.4 Percentage of persons in low income, Canada, Ontario, Cambridge and its neighbouring census subdivisions, 2015

Figure 1.5 Percentage of persons in low income by census family type, #qCSD.OFFNAME# and higher level geographies, 2015

Figure 1.5 description Long description for Figure 1.5 Percentage of persons in low income by census family type, Cambridge and higher level geographies, 2015

Savings

In 2015, 67.8% of households in Cambridge contributed to Registered Retirement Savings Plans (RRSPs), Registered Pension Plans (RPPs), or Tax-free Savings Accounts (TFSAs). In Ontario, 67.2% of households contributed to an account while 65.2% of households contributed nationally.

Percentage of households contributing to RRSPs, RPPs or TFSAs, RRSPs, RPPs and TFSAs, Cambridge, 2015

Figure 1.6 description Long description for Figure 1.6 Percentage of households contributing to RRSPs, RPPs or TFSAs, RRSPs, RPPs and TFSAs

Median contribution amount

$ 6,573

$ 3,470

$ 3,194

$ 5,012

Income of couples

In 31.2% of couples in Cambridge, each partner had fairly equal incomes³ in 2015 while men had higher income in 53.9% of couples and women had higher income in the remaining 14.8% of couples.
For Canada overall, each partner had fairly equal incomes in 32.0% of couples with men having the higher income in 50.7% of couples and women having higher income in 17.3% of couples.

Figure 1.7 Characteristics of couples' total income, Cambridge and its neighbouring census subdivisions, 2015

Figure 1.7 description Long description for Figure 1.7 Characteristics of couples' total income, Cambridge and its neighbouring census subdivisions, 2015

In 2015, the median total income of couples in Cambridge was $90,401 compared to $87,688 for all couples in Canada.
The median income of higher-income partners in 2015 was $60,697 and the median income of lower-income partners was $26,201.

Symbols:

···: not applicable
··: incompletely enumerated Indian reserve or Indian settlement
r: revised
E: use with caution

Note(s):

Footnote 1

Dollar amounts have been inflated where necessary to 2015 constant dollars using the consumer price index (CPI).

Footnote 2

Low-income status is determined based on low-income measure, after-tax (LIM-AT). For a one-person household, the after-tax low-income measure (LIM-AT) was $22,460 in 2015. For larger households, this amount was adjusted upward by multiplying it by the square root of household size. Persons in a private household with after-tax income below this threshold were considered to be in low income.

Footnote 3

Fairly equal income where no spouse or partner receives more than 60% of the couple’s total income.

Couples with a negative or zero combined income are considered to have no income, and they are excluded from the calculations of statistics.

Source:

Statistics Canada. 2017. Focus on Geography Series, 2016 Census. Statistics Canada Catalogue no. 98-404-X2016001. Ottawa, Ontario. Data products, 2016 Census.

Date modified:: 2019-06-19

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