Data tables, 2016 Census

Household Contributions to Registered Savings Accounts (18) and Selected Household Characteristics (30) for Private Households of Canada, Provinces and Territories, Census Metropolitan Areas and Census Agglomerations, 2016 Census - 100% Data

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This table details household contributions to registered savings accounts and selected household characteristics for private households in Canada
Data quality
Household contributions to registered savings accounts (18) Selected household characteristics (30)
Total - After-tax income of householdFootnote 1 Under $10,000 $10,000 to $19,999 $20,000 to $29,999 $30,000 to $39,999 $40,000 to $49,999 $50,000 to $59,999 $60,000 to $69,999 $70,000 to $79,999 $80,000 to $89,999 $90,000 to $99,999 $100,000 and over $100,000 to $149,999 $150,000 to $199,999 $200,000 to $249,999 $250,000 and over Total - Age of major income earner in the householdFootnote 2 15 to 24 years 25 to 34 years 35 to 44 years 45 to 54 years 55 to 70 years 71 years and over Total - Households by household size 1 person 2 or more persons 2 persons 3 persons 4 persons 5 or more persons
Total - Household contributions to registered savings accountsFootnote 3 14,072,080 447,640 972,345 1,301,965 1,445,505 1,402,870 1,299,680 1,169,520 1,041,635 900,050 757,295 3,333,580 2,181,490 704,340 225,210 222,540 14,072,080 517,520 2,199,865 2,537,485 2,840,980 3,981,420 1,994,805 14,072,080 3,969,790 10,102,285 4,834,600 2,140,640 1,946,275 1,180,770
No contributions to any registered savings accounts 4,895,795 371,710 782,590 873,330 780,565 591,440 441,410 314,540 220,850 150,735 101,725 266,910 192,945 40,455 13,980 19,525 4,895,790 284,740 707,010 706,295 733,840 1,377,915 1,086,000 4,895,795 2,010,225 2,885,565 1,632,100 552,050 397,580 303,835
Contributed to at least one type of registered savings account 9,176,285 75,930 189,760 428,635 664,935 811,435 858,270 854,985 820,780 749,320 655,575 3,066,675 1,988,540 663,890 211,230 203,015 9,176,285 232,780 1,492,855 1,831,195 2,107,140 2,603,505 908,805 9,176,285 1,959,565 7,216,715 3,202,500 1,588,585 1,548,695 876,935
Tax-free savings accounts (TFSAs) 5,684,945 66,595 164,815 346,530 468,540 520,860 525,390 504,840 471,830 421,775 365,555 1,828,215 1,134,780 410,540 140,205 142,680 5,684,945 173,615 924,140 911,330 1,102,925 1,701,270 871,665 5,684,945 1,269,755 4,415,190 2,124,095 938,015 830,385 522,695
Median contribution - TFSA ($)Footnote 4 5,765 5,492 4,993 5,483 5,483 5,480 5,482 5,485 5,487 5,491 5,495 8,998 6,365 9,998 11,006 19,549 5,765 2,507 3,163 3,378 5,145 9,993 10,034 5,765 5,501 5,949 9,492 5,021 4,820 4,208
Registered retirement savings plans (RRSPs) 4,922,955 11,530 24,720 82,645 191,990 301,220 365,715 411,270 436,365 434,340 407,695 2,255,465 1,391,645 521,415 174,925 167,475 4,922,955 73,755 820,360 1,142,880 1,351,165 1,455,170 79,630 4,922,955 827,265 4,095,685 1,628,860 953,995 998,395 514,435
Median contribution - RRSP ($)Footnote 5 3,815 2,005 1,002 1,095 1,302 1,807 2,097 2,414 2,692 3,094 3,606 6,936 5,020 9,638 16,009 24,866 3,815 1,697 2,607 3,302 4,346 4,993 2,096 3,815 2,997 4,009 4,014 3,850 4,207 3,923
Registered pension plans (RPPs) 4,233,620 5,125 15,590 55,230 160,605 265,130 329,100 370,615 396,290 393,200 368,130 1,874,595 1,238,695 428,170 122,000 85,730 4,233,615 78,335 764,595 1,051,345 1,220,990 1,085,935 32,425 4,233,620 667,100 3,566,515 1,305,875 861,115 925,845 473,685
Median contribution - RPP ($)Footnote 6 4,170 296 331 714 1,547 2,261 2,739 3,081 3,493 3,904 4,445 6,586 6,007 8,102 8,571 8,295 4,170 1,583 3,428 4,685 4,859 3,914 1,454 4,170 3,642 4,300 3,895 4,163 5,047 4,488
Contributed to only one type of registered savings account 4,816,440 69,145 175,040 376,605 526,665 576,085 556,350 501,770 433,800 357,025 281,260 962,690 675,960 172,705 53,265 60,770 4,816,440 155,955 711,635 845,800 916,450 1,345,095 841,500 4,816,440 1,308,870 3,507,570 1,768,900 707,135 637,320 394,215
TFSA only 2,373,670 60,215 150,855 299,395 352,905 331,565 286,570 230,860 177,735 129,990 92,570 261,015 187,020 40,525 13,720 19,745 2,373,670 104,750 293,455 226,905 244,430 696,890 807,240 2,373,670 765,785 1,607,885 1,000,680 266,270 187,705 153,235
RRSP only 1,238,125 5,760 13,245 41,980 85,730 117,640 128,290 129,480 122,955 110,215 92,540 390,290 249,450 78,425 28,575 33,840 1,238,120 19,665 189,525 300,045 332,810 372,265 23,820 1,238,120 284,945 953,175 411,035 212,185 216,290 113,670
RPP only 1,204,650 3,175 10,940 35,230 88,030 126,885 141,485 141,430 133,110 116,820 96,155 311,390 239,485 53,755 10,965 7,180 1,204,650 31,535 228,655 318,855 339,215 275,945 10,440 1,204,650 258,140 946,505 357,185 228,675 233,330 127,315
Contributed to two types of registered savings accounts 3,054,460 6,250 14,080 48,285 120,350 194,925 241,890 274,690 290,255 284,580 262,805 1,316,360 848,575 286,125 90,035 91,625 3,054,460 60,720 546,205 696,440 813,450 877,945 59,705 3,054,460 496,840 2,557,625 1,010,875 598,365 616,820 331,565
TFSA and RRSP 1,330,875 4,835 10,075 32,020 65,695 97,105 114,300 124,030 123,800 115,905 102,335 540,770 313,370 116,770 46,930 63,695 1,330,875 30,025 245,285 252,905 308,915 448,415 45,325 1,330,875 241,735 1,089,135 484,910 249,020 218,855 136,350
RRSP and RPP 1,048,570 400 765 4,895 22,635 46,045 63,100 79,235 92,880 100,505 101,320 536,780 364,820 121,165 31,485 19,315 1,048,575 7,960 150,540 300,975 332,195 254,025 2,880 1,048,575 146,725 901,845 310,190 209,705 268,690 113,255
RPP and TFSA 675,015 1,010 3,245 11,365 32,015 51,765 64,490 71,425 73,575 68,170 59,150 238,805 170,385 48,190 11,615 8,615 675,010 22,735 150,385 142,560 172,340 175,500 11,495 675,010 108,375 566,640 215,775 139,645 129,265 81,955
Contributed to all three types of registered savings accounts (TFSA, RRSP and RPP) 1,305,385 530 640 3,750 17,930 40,430 60,025 78,525 96,720 107,710 111,505 787,620 464,000 205,060 67,935 50,620 1,305,385 16,105 235,020 288,950 377,245 380,460 7,600 1,305,385 153,860 1,151,520 422,730 283,090 294,555 151,155

Symbol(s)

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not available for a specific reference period

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not applicable

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suppressed to meet the confidentiality requirements of the Statistics Act

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too unreliable to be published

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Footnote(s)

Footnote 1

After-tax income

'After-tax income' refers to total income less income taxes of the statistical unit during a specified reference period. Income taxes refers to the sum of federal income taxes, provincial and territorial income taxes, less abatement where applicable. Provincial and territorial income taxes include health care premiums in certain jurisdictions. Abatement reduces the federal income taxes payable by persons residing in Quebec or in certain self-governing Yukon First Nation settlement lands.

For the 2016 Census, the reference period is the calendar year 2015 for all income variables.

Return to footnote 1 referrer

Footnote 2

Major income earner in the household - The person with the highest total income in the household.

Return to footnote 2 referrer

Footnote 3

Registered savings accounts - A collective term for three types of savings accounts: tax-free savings accounts (TFSAs), registered retirement savings plans (RRSPs) and registered pension plans (RPPs).

Contributions to tax-free savings accounts (TFSAs) - Total dollar amount of contributions made by a person to tax-free savings accounts (TFSAs) during the reference period. Individuals can make contributions to their TFSAs up to a limit, known as the TFSA contribution room, in each calendar year.

The TFSA contribution room is made up of:
- the TFSA dollar limit for the calendar year;
- any unused TFSA contribution room from the previous year;
- any withdrawals made from the TFSA in the previous year.

Contributions to registered retirement savings plans (RRSPs) - Total registered retirement savings plan (RRSP) contributions a person deducted against his or her income for a given tax year. Contributions eligible for deductions include deposits made to his or her own registered retirement savings plans (RRSPs) and pooled registered pension plans (PRPPs) as well as his or her spouse's or common-law partner's registered retirement savings plans.

Individuals can make contributions to these plans up to a specified limit, known as the RRSP deduction limit for each tax year. The RRSP deduction limit is set at 18% of the contributor's prior year earned income up to an annual maximum, plus any unused RRSP deduction room carried forward from previous years, less any pension adjustments that are associated with registered pension plans (RPPs) from prior year and any employer's pooled registered pension plan (PRPP) contributions for the given tax year.

Contributions to registered pension plans (RPPs) - Total dollar amount of contributions made by an employee to registered pension plans (RPPs) during the reference year. A registered pension plan is an employer-sponsored plan registered with the Canada Revenue Agency. The purpose of such plans is to provide employees with a regular income at retirement.

Household contributions refer to the total amount of contribution from all household members.

For the 2016 Census, the reference period is the calendar year 2015 for these contributions variables.

Return to footnote 3 referrer

Footnote 4

Median contribution - The median contribution of a specified group is the amount that divides the contribution distribution of that group into two halves, i.e., the contributions of half of the units in that group are below the median, while those of the other half are above the median. Median contributions of households are calculated for those with contributions only.

Return to footnote 4 referrer

Footnote 5

Median contribution - The median contribution of a specified group is the amount that divides the contribution distribution of that group into two halves, i.e., the contributions of half of the units in that group are below the median, while those of the other half are above the median. Median contributions of households are calculated for those with contributions only.

Return to footnote 5 referrer

Footnote 6

Median contribution - The median contribution of a specified group is the amount that divides the contribution distribution of that group into two halves, i.e., the contributions of half of the units in that group are below the median, while those of the other half are above the median. Median contributions of households are calculated for those with contributions only.

Return to footnote 6 referrer

Source: Statistics Canada, 2016 Census of Population, Statistics Canada Catalogue no. 98-400-X2016103.

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