Household Contributions to Registered Savings Accounts (18) and Selected Household Characteristics (30) for Private Households of Canada, Provinces and Territories, Census Metropolitan Areas and Census Agglomerations, 2016 Census - 100% Data

This table details household contributions to registered savings accounts and selected household characteristics for private households in Saskatchewan

Household contributions to registered savings accounts (18)	Selected household characteristics (30)
	Total - After-tax income of household^Footnote 1	Under $10,000	$10,000 to $19,999	$20,000 to $29,999	$30,000 to $39,999	$40,000 to $49,999	$50,000 to $59,999	$60,000 to $69,999	$70,000 to $79,999	$80,000 to $89,999	$90,000 to $99,999	$100,000 and over	$100,000 to $149,999	$150,000 to $199,999	$200,000 to $249,999	$250,000 and over	Total - Age of major income earner in the household^Footnote 2	15 to 24 years	25 to 34 years	35 to 44 years	45 to 54 years	55 to 70 years	71 years and over	Total - Households by household size	1 person	2 or more persons	2 persons	3 persons	4 persons	5 or more persons
Total - Household contributions to registered savings accounts^Footnote 3	432,620	12,035	26,490	37,600	41,690	40,185	37,680	35,255	32,575	28,995	25,545	114,570	77,575	25,010	6,735	5,250	432,620	20,320	76,900	75,650	77,550	117,630	64,565	432,620	121,175	311,445	153,605	60,245	56,075	41,520
No contributions to any registered savings accounts	146,910	10,225	21,605	25,945	23,165	17,320	13,300	9,945	7,500	5,245	3,620	9,040	6,805	1,330	400	500	146,910	10,240	23,595	20,665	19,000	37,215	36,195	146,910	59,405	87,510	46,545	15,400	11,880	13,685
Contributed to at least one type of registered savings account	285,710	1,810	4,880	11,650	18,525	22,865	24,380	25,305	25,085	23,750	21,930	105,530	70,770	23,680	6,335	4,750	285,710	10,085	53,305	54,985	58,550	80,420	28,370	285,710	61,770	223,935	107,065	44,840	44,200	27,835
Tax-free savings accounts (TFSAs)	161,210	1,425	3,945	8,740	11,990	13,165	13,725	13,785	13,345	12,190	11,105	57,795	36,660	13,605	4,170	3,365	161,210	6,325	29,135	24,290	27,195	47,280	26,980	161,205	37,645	123,565	64,800	23,550	21,030	14,185
Median contribution - TFSA ($)^Footnote 4	5,500	5,497	5,489	5,498	5,496	5,488	5,488	5,483	5,478	5,396	5,096	6,628	5,484	7,800	10,948	19,226	5,500	2,002	2,505	2,597	4,966	10,014	10,039	5,500	5,504	5,496	10,000	4,003	3,298	2,554
Registered retirement savings plans (RRSPs)	154,115	345	710	2,230	5,190	8,135	9,855	11,595	12,875	13,185	13,390	76,605	49,135	18,615	5,125	3,730	154,115	4,210	30,770	33,755	36,880	45,755	2,735	154,110	25,915	128,195	57,025	26,840	28,425	15,905
Median contribution - RRSP ($)^Footnote 5	3,614	2,006	1,004	1,052	1,206	1,638	2,002	2,210	2,499	2,947	3,308	5,986	4,823	8,068	12,553	23,856	3,614	1,842	2,592	3,163	4,274	4,994	2,094	3,614	2,736	3,884	4,105	3,604	3,936	3,337
Registered pension plans (RPPs)	156,240	290	665	2,250	5,985	9,430	11,005	12,550	13,460	13,775	13,670	73,160	49,100	17,530	4,240	2,285	156,235	4,625	32,025	36,500	40,670	41,325	1,085	156,240	24,585	131,650	53,925	29,375	30,655	17,700
Median contribution - RPP ($)^Footnote 6	4,078	519	578	1,011	1,691	2,429	2,901	3,193	3,456	3,738	4,165	6,369	5,794	8,096	9,015	8,075	4,078	1,850	3,691	4,594	4,834	3,756	1,509	4,078	3,604	4,230	3,890	4,131	5,055	4,201
Contributed to only one type of registered savings account	144,465	1,580	4,460	10,220	14,455	16,225	15,920	15,045	13,445	11,670	9,445	31,995	23,575	5,570	1,430	1,425	144,460	5,970	24,110	24,595	24,185	39,405	26,200	144,460	40,695	103,770	54,930	18,775	17,415	12,655
TFSA only	60,590	1,225	3,555	7,520	8,720	8,045	7,230	6,075	4,855	3,655	2,520	7,185	5,135	1,110	395	555	60,585	2,805	6,945	4,760	4,460	16,690	24,925	60,590	21,895	38,690	26,300	5,110	3,620	3,660
RRSP only	35,920	175	410	1,180	2,250	3,150	3,465	3,635	3,635	3,405	2,980	11,640	8,155	2,190	645	655	35,920	1,225	7,240	8,045	7,575	10,955	870	35,920	8,725	27,195	13,065	5,205	5,440	3,485
RPP only	47,955	185	500	1,515	3,480	5,030	5,230	5,335	4,955	4,615	3,940	13,170	10,280	2,275	395	220	47,955	1,945	9,920	11,790	12,150	11,755	400	47,955	10,070	37,885	15,565	8,460	8,355	5,510
Contributed to two types of registered savings accounts	96,640	200	400	1,300	3,500	5,420	6,710	7,905	8,670	8,755	8,735	45,045	30,265	10,155	2,610	2,010	96,645	3,145	19,770	21,215	22,530	28,070	1,915	96,645	15,790	80,855	35,585	17,200	17,655	10,405
TFSA and RRSP	32,960	115	250	695	1,565	2,245	2,680	3,050	3,130	2,925	2,760	13,550	8,375	2,855	1,060	1,255	32,965	1,430	7,090	5,680	5,840	11,435	1,485	32,965	6,565	26,395	13,775	5,150	4,485	2,995
RRSP and RPP	40,625	30	30	215	805	1,520	1,960	2,555	3,140	3,540	3,900	22,925	15,675	5,620	1,125	510	40,625	590	7,010	10,860	11,625	10,420	120	40,630	5,330	35,295	13,635	7,630	9,375	4,655
RPP and TFSA	23,050	55	120	385	1,135	1,660	2,065	2,300	2,395	2,295	2,075	8,570	6,215	1,685	420	250	23,055	1,120	5,670	4,675	5,060	6,210	310	23,055	3,890	19,160	8,175	4,425	3,795	2,760
Contributed to all three types of registered savings accounts (TFSA, RRSP and RPP)	44,605	30	20	135	570	1,220	1,745	2,360	2,965	3,320	3,750	28,495	16,930	7,960	2,295	1,310	44,605	970	9,430	9,170	11,835	12,940	255	44,605	5,290	39,315	16,555	8,860	9,130	4,770

Symbol(s)

Symbol ..

not available for a specific reference period

Symbol ...

not applicable

Symbol x

suppressed to meet the confidentiality requirements of the Statistics Act

Symbol F

too unreliable to be published

Footnote(s)

Footnote 1

After-tax income

'After-tax income' refers to total income less income taxes of the statistical unit during a specified reference period. Income taxes refers to the sum of federal income taxes, provincial and territorial income taxes, less abatement where applicable. Provincial and territorial income taxes include health care premiums in certain jurisdictions. Abatement reduces the federal income taxes payable by persons residing in Quebec or in certain self-governing Yukon First Nation settlement lands.

For the 2016 Census, the reference period is the calendar year 2015 for all income variables.

Footnote 2

Major income earner in the household - The person with the highest total income in the household.

Footnote 3

Registered savings accounts - A collective term for three types of savings accounts: tax-free savings accounts (TFSAs), registered retirement savings plans (RRSPs) and registered pension plans (RPPs).

Contributions to tax-free savings accounts (TFSAs) - Total dollar amount of contributions made by a person to tax-free savings accounts (TFSAs) during the reference period. Individuals can make contributions to their TFSAs up to a limit, known as the TFSA contribution room, in each calendar year.

The TFSA contribution room is made up of:
- the TFSA dollar limit for the calendar year;
- any unused TFSA contribution room from the previous year;
- any withdrawals made from the TFSA in the previous year.

Contributions to registered retirement savings plans (RRSPs) - Total registered retirement savings plan (RRSP) contributions a person deducted against his or her income for a given tax year. Contributions eligible for deductions include deposits made to his or her own registered retirement savings plans (RRSPs) and pooled registered pension plans (PRPPs) as well as his or her spouse's or common-law partner's registered retirement savings plans.

Individuals can make contributions to these plans up to a specified limit, known as the RRSP deduction limit for each tax year. The RRSP deduction limit is set at 18% of the contributor's prior year earned income up to an annual maximum, plus any unused RRSP deduction room carried forward from previous years, less any pension adjustments that are associated with registered pension plans (RPPs) from prior year and any employer's pooled registered pension plan (PRPP) contributions for the given tax year.

Contributions to registered pension plans (RPPs) - Total dollar amount of contributions made by an employee to registered pension plans (RPPs) during the reference year. A registered pension plan is an employer-sponsored plan registered with the Canada Revenue Agency. The purpose of such plans is to provide employees with a regular income at retirement.

Household contributions refer to the total amount of contribution from all household members.

For the 2016 Census, the reference period is the calendar year 2015 for these contributions variables.

Footnote 4

Median contribution - The median contribution of a specified group is the amount that divides the contribution distribution of that group into two halves, i.e., the contributions of half of the units in that group are below the median, while those of the other half are above the median. Median contributions of households are calculated for those with contributions only.

Footnote 5

Median contribution - The median contribution of a specified group is the amount that divides the contribution distribution of that group into two halves, i.e., the contributions of half of the units in that group are below the median, while those of the other half are above the median. Median contributions of households are calculated for those with contributions only.

Footnote 6

Median contribution - The median contribution of a specified group is the amount that divides the contribution distribution of that group into two halves, i.e., the contributions of half of the units in that group are below the median, while those of the other half are above the median. Median contributions of households are calculated for those with contributions only.

Data quality note(s) – Saskatchewan

• Incomplete enumeration flag
  Default. Not applicable.
• Short-form data quality flag
  Global non-response rate (GNR), short-form census questionnaire: 4.8%.
• Short-form income data quality flag
  Default. Data quality index showing a short-form income non-response rate lower than 10%.

Source: Statistics Canada, 2016 Census of Population, Statistics Canada Catalogue no. 98-400-X2016103.