Household Contributions to Registered Savings Accounts (18) and Selected Household Characteristics (30) for Private Households of Canada, Provinces and Territories, Census Metropolitan Areas and Census Agglomerations, 2016 Census - 100% Data

This table details household contributions to registered savings accounts and selected household characteristics for private households in New Glasgow

Household contributions to registered savings accounts (18)	Selected household characteristics (30)
	Total - After-tax income of household^Footnote 1	Under $10,000	$10,000 to $19,999	$20,000 to $29,999	$30,000 to $39,999	$40,000 to $49,999	$50,000 to $59,999	$60,000 to $69,999	$70,000 to $79,999	$80,000 to $89,999	$90,000 to $99,999	$100,000 and over	$100,000 to $149,999	$150,000 to $199,999	$200,000 to $249,999	$250,000 and over	Total - Age of major income earner in the household^Footnote 2	15 to 24 years	25 to 34 years	35 to 44 years	45 to 54 years	55 to 70 years	71 years and over	Total - Households by household size	1 person	2 or more persons	2 persons	3 persons	4 persons	5 or more persons
Total - Household contributions to registered savings accounts^Footnote 3	15,135	510	1,465	1,900	2,070	1,755	1,485	1,325	1,095	860	665	2,005	1,525	310	80	90	15,130	405	1,685	2,390	2,800	5,175	2,675	15,135	4,700	10,435	5,780	2,170	1,695	790
No contributions to any registered savings accounts	6,805	465	1,275	1,415	1,240	825	555	395	230	155	75	170	125	25	5	15	6,800	280	645	780	905	2,375	1,815	6,805	2,910	3,900	2,495	715	420	265
Contributed to at least one type of registered savings account	8,325	40	190	480	830	930	935	935	860	705	585	1,840	1,395	295	75	75	8,330	125	1,035	1,620	1,895	2,800	860	8,330	1,795	6,540	3,285	1,455	1,275	520
Tax-free savings accounts (TFSAs)	4,345	30	145	365	470	505	475	450	390	320	270	920	650	160	50	50	4,345	80	530	580	755	1,590	810	4,345	1,065	3,285	1,885	670	520	205
Median contribution - TFSA ($)^Footnote 4	4,187	3,080	2,504	4,999	4,688	4,336	3,224	3,928	3,576	3,254	2,600	5,288	4,112	7,120	14,592	19,980	4,187	1,203	1,297	1,520	2,409	6,007	10,004	4,187	5,480	3,540	5,502	2,168	1,924	1,567
Registered retirement savings plans (RRSPs)	3,360	10	30	70	185	240	325	350	365	335	320	1,130	820	200	60	45	3,360	35	430	700	930	1,205	70	3,365	550	2,810	1,320	630	635	225
Median contribution - RRSP ($)^Footnote 5	2,560	0	601	656	1,236	1,530	1,928	1,964	2,280	2,372	2,648	5,004	4,003	9,568	14,432	20,096	2,560	1,404	1,503	2,096	2,600	3,704	1,274	2,560	2,232	2,602	2,832	2,488	2,344	2,832
Registered pension plans (RPPs)	4,795	5	30	95	350	430	495	560	555	490	415	1,360	1,075	215	35	35	4,800	50	750	1,230	1,365	1,355	45	4,800	745	4,050	1,690	1,005	980	380
Median contribution - RPP ($)^Footnote 6	3,213	0	496	738	1,736	2,091	2,524	2,632	3,211	3,436	4,384	6,443	6,284	8,256	5,376	6,288	3,213	1,680	2,856	3,220	3,599	3,141	1,448	3,213	2,648	3,311	3,083	3,206	3,936	3,872
Contributed to only one type of registered savings account	5,025	40	180	435	670	720	635	580	500	355	255	665	530	85	25	30	5,025	95	520	895	990	1,725	805	5,025	1,330	3,695	2,035	770	595	300
TFSA only	2,015	30	135	325	345	335	245	195	140	85	60	125	95	10	5	15	2,015	55	135	135	150	780	760	2,015	720	1,300	960	190	100	50
RRSP only	880	10	20	35	85	100	120	110	100	75	60	170	115	30	15	10	880	10	75	155	245	370	25	885	215	670	355	140	110	60
RPP only	2,130	5	25	70	240	285	265	275	260	195	135	370	325	45	0	5	2,125	25	305	605	595	570	20	2,130	400	1,730	720	435	390	185
Contributed to two types of registered savings accounts	2,435	5	10	45	140	175	235	275	280	255	235	770	570	140	35	30	2,430	20	350	545	660	805	55	2,430	355	2,080	905	510	495	160
TFSA and RRSP	635	5	5	25	50	70	70	70	65	50	50	180	110	40	15	15	635	10	75	90	135	295	35	635	115	520	285	115	85	35
RRSP and RPP	975	0	0	10	35	40	65	100	105	115	120	380	305	60	10	10	975	5	120	275	300	265	5	975	120	860	330	200	255	70
RPP and TFSA	825	0	5	15	55	65	100	115	100	85	70	210	155	40	5	10	825	10	160	175	225	240	15	825	125	705	290	195	155	65
Contributed to all three types of registered savings accounts (TFSA, RRSP and RPP)	870	0	0	0	20	40	65	75	85	95	90	400	295	75	20	15	870	10	160	180	245	270	5	870	105	765	350	170	185	60

Symbol(s)

Symbol ..

not available for a specific reference period

Symbol ...

not applicable

Symbol x

suppressed to meet the confidentiality requirements of the Statistics Act

Symbol F

too unreliable to be published

Footnote(s)

Footnote 1

After-tax income

'After-tax income' refers to total income less income taxes of the statistical unit during a specified reference period. Income taxes refers to the sum of federal income taxes, provincial and territorial income taxes, less abatement where applicable. Provincial and territorial income taxes include health care premiums in certain jurisdictions. Abatement reduces the federal income taxes payable by persons residing in Quebec or in certain self-governing Yukon First Nation settlement lands.

For the 2016 Census, the reference period is the calendar year 2015 for all income variables.

Footnote 2

Major income earner in the household - The person with the highest total income in the household.

Footnote 3

Registered savings accounts - A collective term for three types of savings accounts: tax-free savings accounts (TFSAs), registered retirement savings plans (RRSPs) and registered pension plans (RPPs).

Contributions to tax-free savings accounts (TFSAs) - Total dollar amount of contributions made by a person to tax-free savings accounts (TFSAs) during the reference period. Individuals can make contributions to their TFSAs up to a limit, known as the TFSA contribution room, in each calendar year.

The TFSA contribution room is made up of:
- the TFSA dollar limit for the calendar year;
- any unused TFSA contribution room from the previous year;
- any withdrawals made from the TFSA in the previous year.

Contributions to registered retirement savings plans (RRSPs) - Total registered retirement savings plan (RRSP) contributions a person deducted against his or her income for a given tax year. Contributions eligible for deductions include deposits made to his or her own registered retirement savings plans (RRSPs) and pooled registered pension plans (PRPPs) as well as his or her spouse's or common-law partner's registered retirement savings plans.

Individuals can make contributions to these plans up to a specified limit, known as the RRSP deduction limit for each tax year. The RRSP deduction limit is set at 18% of the contributor's prior year earned income up to an annual maximum, plus any unused RRSP deduction room carried forward from previous years, less any pension adjustments that are associated with registered pension plans (RPPs) from prior year and any employer's pooled registered pension plan (PRPP) contributions for the given tax year.

Contributions to registered pension plans (RPPs) - Total dollar amount of contributions made by an employee to registered pension plans (RPPs) during the reference year. A registered pension plan is an employer-sponsored plan registered with the Canada Revenue Agency. The purpose of such plans is to provide employees with a regular income at retirement.

Household contributions refer to the total amount of contribution from all household members.

For the 2016 Census, the reference period is the calendar year 2015 for these contributions variables.

Footnote 4

Median contribution - The median contribution of a specified group is the amount that divides the contribution distribution of that group into two halves, i.e., the contributions of half of the units in that group are below the median, while those of the other half are above the median. Median contributions of households are calculated for those with contributions only.

Footnote 5

Median contribution - The median contribution of a specified group is the amount that divides the contribution distribution of that group into two halves, i.e., the contributions of half of the units in that group are below the median, while those of the other half are above the median. Median contributions of households are calculated for those with contributions only.

Footnote 6

Median contribution - The median contribution of a specified group is the amount that divides the contribution distribution of that group into two halves, i.e., the contributions of half of the units in that group are below the median, while those of the other half are above the median. Median contributions of households are calculated for those with contributions only.

Data quality note(s) – New Glasgow

• Incomplete enumeration flag
  Default. Not applicable.
• Short-form data quality flag
  Global non-response rate (GNR), short-form census questionnaire: 4.0%.
• Short-form income data quality flag
  Default. Data quality index showing a short-form income non-response rate lower than 10%.

Source: Statistics Canada, 2016 Census of Population, Statistics Canada Catalogue no. 98-400-X2016103.