Household Contributions to Registered Savings Accounts (18) and Selected Household Characteristics (30) for Private Households of Canada, Provinces and Territories, Census Metropolitan Areas and Census Agglomerations, 2016 Census - 100% Data

This table details household contributions to registered savings accounts and selected household characteristics for private households in Miramichi

Household contributions to registered savings accounts (18)	Selected household characteristics (30)
	Total - After-tax income of household^Footnote 1	Under $10,000	$10,000 to $19,999	$20,000 to $29,999	$30,000 to $39,999	$40,000 to $49,999	$50,000 to $59,999	$60,000 to $69,999	$70,000 to $79,999	$80,000 to $89,999	$90,000 to $99,999	$100,000 and over	$100,000 to $149,999	$150,000 to $199,999	$200,000 to $249,999	$250,000 and over	Total - Age of major income earner in the household^Footnote 2	15 to 24 years	25 to 34 years	35 to 44 years	45 to 54 years	55 to 70 years	71 years and over	Total - Households by household size	1 person	2 or more persons	2 persons	3 persons	4 persons	5 or more persons
Total - Household contributions to registered savings accounts^Footnote 3	11,940	430	1,020	1,440	1,435	1,405	1,245	1,085	900	695	565	1,725	1,365	240	75	40	11,940	340	1,260	1,795	2,255	4,030	2,250	11,940	3,375	8,570	4,745	1,860	1,390	580
No contributions to any registered savings accounts	5,735	400	905	1,170	990	745	555	390	240	150	75	120	100	10	5	5	5,735	250	600	650	720	1,965	1,555	5,735	2,210	3,525	2,280	670	390	190
Contributed to at least one type of registered savings account	6,200	30	115	270	450	660	695	690	660	550	495	1,600	1,265	230	75	35	6,200	95	665	1,150	1,540	2,065	695	6,200	1,165	5,040	2,470	1,190	995	390
Tax-free savings accounts (TFSAs)	3,050	25	90	210	285	350	340	320	295	245	215	685	495	125	40	20	3,055	65	300	350	555	1,140	645	3,055	700	2,355	1,370	500	340	140
Median contribution - TFSA ($)^Footnote 4	5,020	1,516	4,688	5,018	5,024	4,912	5,485	4,496	5,475	5,491	4,816	5,022	4,032	5,104	10,035	13,408	5,020	2,096	1,624	1,946	2,488	5,664	10,014	5,020	5,488	4,816	5,990	2,606	2,496	2,088
Registered retirement savings plans (RRSPs)	2,530	5	15	35	100	175	220	265	260	255	225	985	720	175	60	25	2,530	40	265	500	770	910	50	2,530	340	2,190	990	535	495	175
Median contribution - RRSP ($)^Footnote 5	2,604	0	0	693	1,201	1,302	1,816	1,808	2,144	2,502	2,624	4,998	3,760	9,664	22,464	25,024	2,604	3,144	2,064	2,184	2,752	3,232	1,980	2,604	2,424	2,624	2,701	2,601	2,512	2,792
Registered pension plans (RPPs)	3,525	5	15	45	145	310	345	400	410	360	350	1,145	940	155	40	10	3,525	45	485	875	1,100	985	40	3,530	485	3,040	1,235	780	730	290
Median contribution - RPP ($)^Footnote 6	4,077	0	0	794	1,916	3,130	3,212	3,496	3,856	4,036	4,960	6,836	6,800	7,187	6,320	0	4,077	2,776	3,965	4,571	4,478	3,434	1,636	4,077	3,624	4,193	3,865	4,003	5,248	4,944
Contributed to only one type of registered savings account	3,875	30	110	250	375	505	505	450	415	290	265	675	565	70	25	10	3,875	55	365	680	830	1,285	655	3,875	870	3,000	1,555	690	540	225
TFSA only	1,460	25	85	195	225	235	205	150	120	75	55	95	75	10	5	5	1,460	30	75	70	120	555	610	1,460	485	975	720	155	65	35
RRSP only	765	5	10	25	45	75	100	90	85	65	50	215	155	35	15	5	765	5	65	150	220	295	30	770	125	645	300	160	150	40
RPP only	1,645	0	10	30	105	190	205	210	210	150	155	375	335	25	10	5	1,645	20	225	460	485	435	15	1,645	260	1,385	540	375	325	145
Contributed to two types of registered savings accounts	1,750	0	5	20	60	125	165	180	195	200	175	630	500	95	20	10	1,750	25	205	360	535	590	35	1,750	220	1,535	695	375	345	120
TFSA and RRSP	450	0	0	10	30	30	45	45	50	50	40	145	95	30	10	10	450	15	40	50	100	230	15	450	65	380	210	95	50	25
RRSP and RPP	735	0	0	5	10	35	50	65	75	85	75	335	275	45	10	0	735	5	70	190	280	190	0	735	75	660	260	150	180	60
RPP and TFSA	565	0	0	5	15	55	65	70	70	70	60	155	130	20	5	0	570	10	100	125	160	165	15	570	75	495	220	125	110	35
Contributed to all three types of registered savings accounts (TFSA, RRSP and RPP)	575	0	0	0	10	20	25	55	55	55	65	295	195	60	20	5	580	15	90	110	170	190	5	575	75	505	215	125	115	45

Symbol(s)

Symbol ..

not available for a specific reference period

Symbol ...

not applicable

Symbol x

suppressed to meet the confidentiality requirements of the Statistics Act

Symbol F

too unreliable to be published

Footnote(s)

Footnote 1

After-tax income

'After-tax income' refers to total income less income taxes of the statistical unit during a specified reference period. Income taxes refers to the sum of federal income taxes, provincial and territorial income taxes, less abatement where applicable. Provincial and territorial income taxes include health care premiums in certain jurisdictions. Abatement reduces the federal income taxes payable by persons residing in Quebec or in certain self-governing Yukon First Nation settlement lands.

For the 2016 Census, the reference period is the calendar year 2015 for all income variables.

Footnote 2

Major income earner in the household - The person with the highest total income in the household.

Footnote 3

Registered savings accounts - A collective term for three types of savings accounts: tax-free savings accounts (TFSAs), registered retirement savings plans (RRSPs) and registered pension plans (RPPs).

Contributions to tax-free savings accounts (TFSAs) - Total dollar amount of contributions made by a person to tax-free savings accounts (TFSAs) during the reference period. Individuals can make contributions to their TFSAs up to a limit, known as the TFSA contribution room, in each calendar year.

The TFSA contribution room is made up of:
- the TFSA dollar limit for the calendar year;
- any unused TFSA contribution room from the previous year;
- any withdrawals made from the TFSA in the previous year.

Contributions to registered retirement savings plans (RRSPs) - Total registered retirement savings plan (RRSP) contributions a person deducted against his or her income for a given tax year. Contributions eligible for deductions include deposits made to his or her own registered retirement savings plans (RRSPs) and pooled registered pension plans (PRPPs) as well as his or her spouse's or common-law partner's registered retirement savings plans.

Individuals can make contributions to these plans up to a specified limit, known as the RRSP deduction limit for each tax year. The RRSP deduction limit is set at 18% of the contributor's prior year earned income up to an annual maximum, plus any unused RRSP deduction room carried forward from previous years, less any pension adjustments that are associated with registered pension plans (RPPs) from prior year and any employer's pooled registered pension plan (PRPP) contributions for the given tax year.

Contributions to registered pension plans (RPPs) - Total dollar amount of contributions made by an employee to registered pension plans (RPPs) during the reference year. A registered pension plan is an employer-sponsored plan registered with the Canada Revenue Agency. The purpose of such plans is to provide employees with a regular income at retirement.

Household contributions refer to the total amount of contribution from all household members.

For the 2016 Census, the reference period is the calendar year 2015 for these contributions variables.

Footnote 4

Median contribution - The median contribution of a specified group is the amount that divides the contribution distribution of that group into two halves, i.e., the contributions of half of the units in that group are below the median, while those of the other half are above the median. Median contributions of households are calculated for those with contributions only.

Footnote 5

Median contribution - The median contribution of a specified group is the amount that divides the contribution distribution of that group into two halves, i.e., the contributions of half of the units in that group are below the median, while those of the other half are above the median. Median contributions of households are calculated for those with contributions only.

Footnote 6

Median contribution - The median contribution of a specified group is the amount that divides the contribution distribution of that group into two halves, i.e., the contributions of half of the units in that group are below the median, while those of the other half are above the median. Median contributions of households are calculated for those with contributions only.

Data quality note(s) – Miramichi

• Incomplete enumeration flag
  Default. Not applicable.
• Short-form data quality flag
  Global non-response rate (GNR), short-form census questionnaire: 3.8%.
• Short-form income data quality flag
  Default. Data quality index showing a short-form income non-response rate lower than 10%.

Source: Statistics Canada, 2016 Census of Population, Statistics Canada Catalogue no. 98-400-X2016103.