Household Contributions to Registered Savings Accounts (18) and Selected Household Characteristics (30) for Private Households of Canada, Provinces and Territories, Census Metropolitan Areas and Census Agglomerations, 2016 Census - 100% Data

This table details household contributions to registered savings accounts and selected household characteristics for private households in Val-d'Or

Household contributions to registered savings accounts (18)	Selected household characteristics (30)
	Total - After-tax income of household^Footnote 1	Under $10,000	$10,000 to $19,999	$20,000 to $29,999	$30,000 to $39,999	$40,000 to $49,999	$50,000 to $59,999	$60,000 to $69,999	$70,000 to $79,999	$80,000 to $89,999	$90,000 to $99,999	$100,000 and over	$100,000 to $149,999	$150,000 to $199,999	$200,000 to $249,999	$250,000 and over	Total - Age of major income earner in the household^Footnote 2	15 to 24 years	25 to 34 years	35 to 44 years	45 to 54 years	55 to 70 years	71 years and over	Total - Households by household size	1 person	2 or more persons	2 persons	3 persons	4 persons	5 or more persons
Total - Household contributions to registered savings accounts^Footnote 3	14,875	330	1,345	1,665	1,900	1,525	1,335	1,200	1,055	910	730	2,865	2,110	460	165	135	14,880	705	2,460	2,380	2,930	4,595	1,800	14,875	5,040	9,840	5,385	1,910	1,610	935
No contributions to any registered savings accounts	5,545	290	1,140	1,135	1,025	650	435	325	175	135	60	170	125	20	5	15	5,545	345	765	645	775	1,870	1,140	5,545	2,740	2,805	1,805	460	280	260
Contributed to at least one type of registered savings account	9,335	45	210	535	875	875	900	880	880	780	665	2,695	1,980	445	160	115	9,335	360	1,695	1,735	2,155	2,725	655	9,335	2,300	7,035	3,585	1,450	1,335	665
Tax-free savings accounts (TFSAs)	4,825	40	170	410	545	485	475	415	375	320	280	1,320	920	230	95	80	4,820	215	750	660	935	1,630	635	4,825	1,305	3,525	2,020	685	540	280
Median contribution - TFSA ($)^Footnote 4	5,472	5,477	4,996	5,492	5,481	5,040	5,015	5,248	4,824	5,006	4,832	5,493	5,002	8,021	11,168	10,963	5,472	1,676	2,414	2,404	4,552	8,080	10,029	5,472	5,483	5,190	6,504	4,008	3,080	2,653
Registered retirement savings plans (RRSPs)	5,360	5	25	85	270	325	415	480	525	515	480	2,245	1,605	390	145	105	5,360	140	1,010	1,175	1,465	1,535	35	5,360	1,030	4,335	2,000	935	950	445
Median contribution - RRSP ($)^Footnote 5	4,182	0	810	902	1,412	1,350	2,240	2,596	2,960	3,261	3,432	7,973	6,392	12,704	17,760	27,104	4,182	1,436	2,607	3,493	5,013	5,022	1,802	4,182	2,748	4,636	4,808	4,040	4,732	5,152
Registered pension plans (RPPs)	5,030	5	35	110	290	385	455	460	520	475	435	1,865	1,395	315	95	60	5,030	195	1,125	1,175	1,380	1,130	20	5,030	910	4,120	1,700	965	990	465
Median contribution - RPP ($)^Footnote 6	2,934	0	404	347	1,451	1,776	2,243	2,350	2,443	2,941	3,560	5,069	4,777	6,400	6,435	4,416	2,934	1,198	2,406	3,731	3,760	2,568	456	2,934	2,175	3,156	2,640	3,388	3,840	3,664
Contributed to only one type of registered savings account	4,795	35	190	470	685	615	545	485	455	355	260	695	540	90	35	30	4,795	225	775	735	915	1,515	630	4,790	1,545	3,250	1,930	590	460	265
TFSA only	1,895	35	155	350	390	290	210	160	115	65	40	95	70	15	5	10	1,895	95	165	130	170	735	610	1,895	775	1,120	880	120	70	50
RRSP only	1,375	5	10	40	120	130	135	160	175	135	110	370	270	50	25	25	1,380	35	235	285	355	450	15	1,380	380	1,005	555	190	170	95
RPP only	1,520	5	25	80	170	200	205	170	170	155	110	230	200	20	5	0	1,520	90	380	320	390	325	5	1,520	390	1,125	505	285	225	125
Contributed to two types of registered savings accounts	3,200	5	15	50	160	200	270	305	315	320	285	1,275	935	215	80	45	3,205	90	655	720	850	860	25	3,200	585	2,620	1,170	570	595	280
TFSA and RRSP	1,030	5	10	30	75	80	105	100	80	105	80	370	240	60	35	30	1,035	30	180	140	255	410	15	1,030	245	785	455	170	105	60
RRSP and RPP	1,610	0	0	5	40	65	95	130	165	170	165	775	590	135	40	15	1,610	20	335	470	470	315	0	1,610	230	1,380	510	295	405	170
RPP and TFSA	560	0	5	20	45	60	75	70	75	45	35	130	105	10	5	5	560	35	145	110	130	135	10	560	105	450	205	110	90	50
Contributed to all three types of registered savings accounts (TFSA, RRSP and RPP)	1,340	0	0	10	30	55	85	90	110	105	125	730	505	140	40	40	1,340	50	265	275	390	350	5	1,335	175	1,160	480	285	275	125

Symbol(s)

Symbol ..

not available for a specific reference period

Symbol ...

not applicable

Symbol x

suppressed to meet the confidentiality requirements of the Statistics Act

Symbol F

too unreliable to be published

Footnote(s)

Footnote 1

After-tax income

'After-tax income' refers to total income less income taxes of the statistical unit during a specified reference period. Income taxes refers to the sum of federal income taxes, provincial and territorial income taxes, less abatement where applicable. Provincial and territorial income taxes include health care premiums in certain jurisdictions. Abatement reduces the federal income taxes payable by persons residing in Quebec or in certain self-governing Yukon First Nation settlement lands.

For the 2016 Census, the reference period is the calendar year 2015 for all income variables.

Footnote 2

Major income earner in the household - The person with the highest total income in the household.

Footnote 3

Registered savings accounts - A collective term for three types of savings accounts: tax-free savings accounts (TFSAs), registered retirement savings plans (RRSPs) and registered pension plans (RPPs).

Contributions to tax-free savings accounts (TFSAs) - Total dollar amount of contributions made by a person to tax-free savings accounts (TFSAs) during the reference period. Individuals can make contributions to their TFSAs up to a limit, known as the TFSA contribution room, in each calendar year.

The TFSA contribution room is made up of:
- the TFSA dollar limit for the calendar year;
- any unused TFSA contribution room from the previous year;
- any withdrawals made from the TFSA in the previous year.

Contributions to registered retirement savings plans (RRSPs) - Total registered retirement savings plan (RRSP) contributions a person deducted against his or her income for a given tax year. Contributions eligible for deductions include deposits made to his or her own registered retirement savings plans (RRSPs) and pooled registered pension plans (PRPPs) as well as his or her spouse's or common-law partner's registered retirement savings plans.

Individuals can make contributions to these plans up to a specified limit, known as the RRSP deduction limit for each tax year. The RRSP deduction limit is set at 18% of the contributor's prior year earned income up to an annual maximum, plus any unused RRSP deduction room carried forward from previous years, less any pension adjustments that are associated with registered pension plans (RPPs) from prior year and any employer's pooled registered pension plan (PRPP) contributions for the given tax year.

Contributions to registered pension plans (RPPs) - Total dollar amount of contributions made by an employee to registered pension plans (RPPs) during the reference year. A registered pension plan is an employer-sponsored plan registered with the Canada Revenue Agency. The purpose of such plans is to provide employees with a regular income at retirement.

Household contributions refer to the total amount of contribution from all household members.

For the 2016 Census, the reference period is the calendar year 2015 for these contributions variables.

Footnote 4

Median contribution - The median contribution of a specified group is the amount that divides the contribution distribution of that group into two halves, i.e., the contributions of half of the units in that group are below the median, while those of the other half are above the median. Median contributions of households are calculated for those with contributions only.

Footnote 5

Median contribution - The median contribution of a specified group is the amount that divides the contribution distribution of that group into two halves, i.e., the contributions of half of the units in that group are below the median, while those of the other half are above the median. Median contributions of households are calculated for those with contributions only.

Footnote 6

Median contribution - The median contribution of a specified group is the amount that divides the contribution distribution of that group into two halves, i.e., the contributions of half of the units in that group are below the median, while those of the other half are above the median. Median contributions of households are calculated for those with contributions only.

Data quality note(s) – Val-d'Or

• Incomplete enumeration flag
  Default. Not applicable.
• Short-form data quality flag
  Global non-response rate (GNR), short-form census questionnaire: 4.7%.
• Short-form income data quality flag
  Default. Data quality index showing a short-form income non-response rate lower than 10%.

Source: Statistics Canada, 2016 Census of Population, Statistics Canada Catalogue no. 98-400-X2016103.