Household Contributions to Registered Savings Accounts (18) and Selected Household Characteristics (30) for Private Households of Canada, Provinces and Territories, Census Metropolitan Areas and Census Agglomerations, 2016 Census - 100% Data

This table details household contributions to registered savings accounts and selected household characteristics for private households in Cornwall

Household contributions to registered savings accounts (18)	Selected household characteristics (30)
	Total - After-tax income of household^Footnote 1	Under $10,000	$10,000 to $19,999	$20,000 to $29,999	$30,000 to $39,999	$40,000 to $49,999	$50,000 to $59,999	$60,000 to $69,999	$70,000 to $79,999	$80,000 to $89,999	$90,000 to $99,999	$100,000 and over	$100,000 to $149,999	$150,000 to $199,999	$200,000 to $249,999	$250,000 and over	Total - Age of major income earner in the household^Footnote 2	15 to 24 years	25 to 34 years	35 to 44 years	45 to 54 years	55 to 70 years	71 years and over	Total - Households by household size	1 person	2 or more persons	2 persons	3 persons	4 persons	5 or more persons
Total - Household contributions to registered savings accounts^Footnote 3	26,080	725	2,940	3,620	3,460	3,010	2,645	2,190	1,810	1,425	1,075	3,175	2,410	570	120	80	26,080	1,085	3,390	3,660	4,725	8,300	4,920	26,080	8,250	17,835	9,995	3,590	2,750	1,500
No contributions to any registered savings accounts	12,070	620	2,530	2,635	2,075	1,440	1,060	665	435	255	130	225	195	15	5	10	12,070	715	1,675	1,470	1,795	3,670	2,750	12,070	5,030	7,035	4,265	1,315	830	625
Contributed to at least one type of registered savings account	14,015	105	410	985	1,380	1,570	1,585	1,530	1,375	1,175	940	2,955	2,210	555	115	70	14,015	375	1,720	2,185	2,935	4,630	2,170	14,010	3,220	10,790	5,730	2,275	1,920	870
Tax-free savings accounts (TFSAs)	9,050	95	375	840	1,035	1,090	1,035	925	785	645	515	1,715	1,240	340	85	55	9,050	300	1,020	1,045	1,525	3,060	2,100	9,050	2,380	6,675	3,925	1,320	985	440
Median contribution - TFSA ($)^Footnote 4	5,077	5,136	1,401	5,045	4,699	4,912	5,013	5,023	4,808	5,477	5,502	6,498	5,893	6,736	10,962	18,240	5,077	1,298	1,660	1,586	3,032	6,008	10,019	5,077	5,486	4,824	6,744	2,607	2,592	2,002
Registered retirement savings plans (RRSPs)	5,815	10	40	145	340	465	555	625	615	625	485	1,905	1,385	395	80	50	5,820	110	765	1,085	1,585	2,165	110	5,820	900	4,915	2,345	1,150	1,035	380
Median contribution - RRSP ($)^Footnote 5	2,457	0	530	744	1,201	1,516	1,644	1,996	2,136	2,412	2,780	4,922	3,897	6,368	17,856	29,888	2,457	1,205	1,298	1,708	3,032	3,377	1,299	2,457	2,197	2,503	2,688	2,264	2,407	2,148
Registered pension plans (RPPs)	5,990	5	20	105	285	450	525	620	695	650	565	2,065	1,525	445	75	25	5,990	95	935	1,325	1,800	1,775	60	5,985	870	5,120	2,100	1,240	1,245	540
Median contribution - RPP ($)^Footnote 6	3,748	0	618	622	1,336	1,772	2,164	2,664	3,328	3,808	4,395	7,048	6,418	10,832	9,712	11,936	3,748	1,280	3,285	4,540	4,477	3,220	1,292	3,748	3,292	3,866	3,395	3,589	4,858	4,651
Contributed to only one type of registered savings account	8,625	100	385	885	1,130	1,190	1,115	995	800	590	455	980	800	125	30	25	8,630	260	930	1,170	1,420	2,770	2,075	8,625	2,440	6,190	3,660	1,165	885	490
TFSA only	4,875	95	350	750	815	750	650	480	340	205	160	280	235	25	15	15	4,875	200	380	330	390	1,565	2,010	4,880	1,740	3,140	2,255	475	255	155
RRSP only	1,605	10	15	65	165	205	190	230	190	165	110	265	205	30	10	15	1,605	25	200	305	405	635	35	1,605	320	1,285	680	275	230	105
RPP only	2,145	5	20	70	150	230	270	285	270	220	190	435	355	70	5	0	2,145	35	345	535	630	575	30	2,145	380	1,765	725	415	400	225
Contributed to two types of registered savings accounts	3,925	5	25	90	225	330	400	435	430	425	350	1,205	885	235	50	35	3,930	90	585	770	1,065	1,345	85	3,925	630	3,295	1,505	785	725	275
TFSA and RRSP	1,545	0	25	60	115	165	215	205	150	160	115	340	245	50	20	20	1,545	50	205	230	345	655	60	1,545	295	1,255	695	290	190	70
RRSP and RPP	1,210	0	0	10	35	50	85	95	125	150	130	540	405	120	15	5	1,210	10	155	305	380	360	5	1,210	135	1,075	400	265	305	100
RPP and TFSA	1,175	0	0	25	75	120	100	140	155	120	110	325	235	70	10	5	1,175	25	225	235	335	330	20	1,170	200	970	405	235	230	100
Contributed to all three types of registered savings accounts (TFSA, RRSP and RPP)	1,460	0	0	5	25	45	70	100	145	155	135	770	525	195	35	10	1,455	25	205	250	460	515	10	1,455	150	1,305	570	325	305	105

Symbol(s)

Symbol ..

not available for a specific reference period

Symbol ...

not applicable

Symbol x

suppressed to meet the confidentiality requirements of the Statistics Act

Symbol F

too unreliable to be published

Footnote(s)

Footnote 1

After-tax income

'After-tax income' refers to total income less income taxes of the statistical unit during a specified reference period. Income taxes refers to the sum of federal income taxes, provincial and territorial income taxes, less abatement where applicable. Provincial and territorial income taxes include health care premiums in certain jurisdictions. Abatement reduces the federal income taxes payable by persons residing in Quebec or in certain self-governing Yukon First Nation settlement lands.

For the 2016 Census, the reference period is the calendar year 2015 for all income variables.

Footnote 2

Major income earner in the household - The person with the highest total income in the household.

Footnote 3

Registered savings accounts - A collective term for three types of savings accounts: tax-free savings accounts (TFSAs), registered retirement savings plans (RRSPs) and registered pension plans (RPPs).

Contributions to tax-free savings accounts (TFSAs) - Total dollar amount of contributions made by a person to tax-free savings accounts (TFSAs) during the reference period. Individuals can make contributions to their TFSAs up to a limit, known as the TFSA contribution room, in each calendar year.

The TFSA contribution room is made up of:
- the TFSA dollar limit for the calendar year;
- any unused TFSA contribution room from the previous year;
- any withdrawals made from the TFSA in the previous year.

Contributions to registered retirement savings plans (RRSPs) - Total registered retirement savings plan (RRSP) contributions a person deducted against his or her income for a given tax year. Contributions eligible for deductions include deposits made to his or her own registered retirement savings plans (RRSPs) and pooled registered pension plans (PRPPs) as well as his or her spouse's or common-law partner's registered retirement savings plans.

Individuals can make contributions to these plans up to a specified limit, known as the RRSP deduction limit for each tax year. The RRSP deduction limit is set at 18% of the contributor's prior year earned income up to an annual maximum, plus any unused RRSP deduction room carried forward from previous years, less any pension adjustments that are associated with registered pension plans (RPPs) from prior year and any employer's pooled registered pension plan (PRPP) contributions for the given tax year.

Contributions to registered pension plans (RPPs) - Total dollar amount of contributions made by an employee to registered pension plans (RPPs) during the reference year. A registered pension plan is an employer-sponsored plan registered with the Canada Revenue Agency. The purpose of such plans is to provide employees with a regular income at retirement.

Household contributions refer to the total amount of contribution from all household members.

For the 2016 Census, the reference period is the calendar year 2015 for these contributions variables.

Footnote 4

Median contribution - The median contribution of a specified group is the amount that divides the contribution distribution of that group into two halves, i.e., the contributions of half of the units in that group are below the median, while those of the other half are above the median. Median contributions of households are calculated for those with contributions only.

Footnote 5

Median contribution - The median contribution of a specified group is the amount that divides the contribution distribution of that group into two halves, i.e., the contributions of half of the units in that group are below the median, while those of the other half are above the median. Median contributions of households are calculated for those with contributions only.

Footnote 6

Median contribution - The median contribution of a specified group is the amount that divides the contribution distribution of that group into two halves, i.e., the contributions of half of the units in that group are below the median, while those of the other half are above the median. Median contributions of households are calculated for those with contributions only.

Data quality note(s) – Cornwall

• Incomplete enumeration flag
  Default. Not applicable.
• Short-form data quality flag
  Global non-response rate (GNR), short-form census questionnaire: 4.0%.
• Short-form income data quality flag
  Default. Data quality index showing a short-form income non-response rate lower than 10%.

Source: Statistics Canada, 2016 Census of Population, Statistics Canada Catalogue no. 98-400-X2016103.