Household Contributions to Registered Savings Accounts (18) and Selected Household Characteristics (30) for Private Households of Canada, Provinces and Territories, Census Metropolitan Areas and Census Agglomerations, 2016 Census - 100% Data

This table details household contributions to registered savings accounts and selected household characteristics for private households in Midland

Household contributions to registered savings accounts (18)	Selected household characteristics (30)
	Total - After-tax income of household^Footnote 1	Under $10,000	$10,000 to $19,999	$20,000 to $29,999	$30,000 to $39,999	$40,000 to $49,999	$50,000 to $59,999	$60,000 to $69,999	$70,000 to $79,999	$80,000 to $89,999	$90,000 to $99,999	$100,000 and over	$100,000 to $149,999	$150,000 to $199,999	$200,000 to $249,999	$250,000 and over	Total - Age of major income earner in the household^Footnote 2	15 to 24 years	25 to 34 years	35 to 44 years	45 to 54 years	55 to 70 years	71 years and over	Total - Households by household size	1 person	2 or more persons	2 persons	3 persons	4 persons	5 or more persons
Total - Household contributions to registered savings accounts^Footnote 3	15,180	385	1,240	1,690	1,950	1,825	1,530	1,400	1,175	910	730	2,340	1,755	400	105	80	15,180	330	1,645	2,065	2,875	5,300	2,960	15,180	4,220	10,960	6,165	2,240	1,720	830
No contributions to any registered savings accounts	6,095	325	1,010	1,165	1,110	830	570	410	250	165	85	175	145	15	5	10	6,095	190	670	760	975	2,000	1,500	6,095	2,275	3,820	2,355	740	465	260
Contributed to at least one type of registered savings account	9,085	60	235	520	845	995	960	990	925	745	650	2,170	1,610	385	100	75	9,085	140	975	1,305	1,900	3,300	1,460	9,085	1,950	7,140	3,805	1,505	1,260	570
Tax-free savings accounts (TFSAs)	5,930	55	205	450	640	655	615	600	545	455	380	1,320	955	240	70	55	5,930	110	595	575	1,000	2,225	1,420	5,930	1,415	4,520	2,720	855	630	315
Median contribution - TFSA ($)^Footnote 4	5,763	5,968	3,256	5,484	5,792	5,488	5,498	5,960	6,000	5,648	5,616	7,691	6,001	10,038	10,963	20,041	5,763	2,808	1,588	2,204	3,795	8,288	10,026	5,763	5,648	5,773	9,728	4,469	3,704	2,461
Registered retirement savings plans (RRSPs)	4,045	10	35	75	210	320	375	440	425	370	355	1,425	1,030	270	75	60	4,045	45	455	680	1,145	1,615	105	4,045	600	3,445	1,645	805	715	290
Median contribution - RRSP ($)^Footnote 5	2,599	0	603	626	1,192	1,297	1,992	2,044	2,007	2,776	3,044	5,010	3,948	9,344	12,576	24,870	2,599	1,202	1,693	2,000	3,001	3,248	1,436	2,599	2,106	2,685	2,752	2,668	2,792	2,204
Registered pension plans (RPPs)	3,710	0	10	45	165	295	310	380	420	380	365	1,335	1,020	230	55	30	3,710	45	545	800	1,100	1,195	30	3,710	505	3,205	1,275	830	775	325
Median contribution - RPP ($)^Footnote 6	4,074	0	0	290	998	2,004	2,968	2,728	3,382	4,072	4,837	6,872	6,593	10,688	13,088	7,248	4,074	730	3,728	4,435	4,568	3,813	1,968	4,074	3,688	4,143	3,800	4,347	4,646	4,240
Contributed to only one type of registered savings account	5,450	55	215	475	690	755	670	630	545	385	300	740	570	120	30	25	5,450	90	495	695	865	1,935	1,375	5,450	1,465	3,985	2,360	755	565	300
TFSA only	3,110	50	185	410	505	465	375	310	250	175	120	255	195	40	15	10	3,110	70	195	165	240	1,105	1,335	3,110	1,035	2,075	1,540	270	165	100
RRSP only	1,135	5	15	30	100	140	160	165	135	85	75	225	165	40	10	15	1,140	5	120	195	305	480	30	1,140	220	915	465	205	165	75
RPP only	1,205	0	10	35	80	150	130	160	155	125	105	255	210	40	5	0	1,205	20	175	330	325	345	5	1,205	205	995	350	285	235	125
Contributed to two types of registered savings accounts	2,665	5	20	45	135	200	230	285	300	265	245	940	685	180	45	30	2,665	40	340	460	730	1,015	80	2,665	390	2,275	1,065	515	515	185
TFSA and RRSP	1,125	5	20	35	70	90	110	135	120	110	85	350	225	75	20	25	1,130	20	110	135	265	525	65	1,125	185	945	520	200	150	70
RRSP and RPP	810	0	0	5	25	55	50	70	85	75	90	360	280	65	15	5	815	5	80	200	270	255	5	815	105	710	270	165	220	55
RPP and TFSA	725	0	5	5	40	60	70	80	95	75	65	225	180	35	5	0	730	10	145	125	190	240	10	725	105	620	270	150	140	65
Contributed to all three types of registered savings accounts (TFSA, RRSP and RPP)	970	0	0	0	15	35	60	75	85	100	105	485	355	90	30	15	965	10	140	145	305	355	5	970	85	880	380	230	180	90

Symbol(s)

Symbol ..

not available for a specific reference period

Symbol ...

not applicable

Symbol x

suppressed to meet the confidentiality requirements of the Statistics Act

Symbol F

too unreliable to be published

Footnote(s)

Footnote 1

After-tax income

'After-tax income' refers to total income less income taxes of the statistical unit during a specified reference period. Income taxes refers to the sum of federal income taxes, provincial and territorial income taxes, less abatement where applicable. Provincial and territorial income taxes include health care premiums in certain jurisdictions. Abatement reduces the federal income taxes payable by persons residing in Quebec or in certain self-governing Yukon First Nation settlement lands.

For the 2016 Census, the reference period is the calendar year 2015 for all income variables.

Footnote 2

Major income earner in the household - The person with the highest total income in the household.

Footnote 3

Registered savings accounts - A collective term for three types of savings accounts: tax-free savings accounts (TFSAs), registered retirement savings plans (RRSPs) and registered pension plans (RPPs).

Contributions to tax-free savings accounts (TFSAs) - Total dollar amount of contributions made by a person to tax-free savings accounts (TFSAs) during the reference period. Individuals can make contributions to their TFSAs up to a limit, known as the TFSA contribution room, in each calendar year.

The TFSA contribution room is made up of:
- the TFSA dollar limit for the calendar year;
- any unused TFSA contribution room from the previous year;
- any withdrawals made from the TFSA in the previous year.

Contributions to registered retirement savings plans (RRSPs) - Total registered retirement savings plan (RRSP) contributions a person deducted against his or her income for a given tax year. Contributions eligible for deductions include deposits made to his or her own registered retirement savings plans (RRSPs) and pooled registered pension plans (PRPPs) as well as his or her spouse's or common-law partner's registered retirement savings plans.

Individuals can make contributions to these plans up to a specified limit, known as the RRSP deduction limit for each tax year. The RRSP deduction limit is set at 18% of the contributor's prior year earned income up to an annual maximum, plus any unused RRSP deduction room carried forward from previous years, less any pension adjustments that are associated with registered pension plans (RPPs) from prior year and any employer's pooled registered pension plan (PRPP) contributions for the given tax year.

Contributions to registered pension plans (RPPs) - Total dollar amount of contributions made by an employee to registered pension plans (RPPs) during the reference year. A registered pension plan is an employer-sponsored plan registered with the Canada Revenue Agency. The purpose of such plans is to provide employees with a regular income at retirement.

Household contributions refer to the total amount of contribution from all household members.

For the 2016 Census, the reference period is the calendar year 2015 for these contributions variables.

Footnote 4

Median contribution - The median contribution of a specified group is the amount that divides the contribution distribution of that group into two halves, i.e., the contributions of half of the units in that group are below the median, while those of the other half are above the median. Median contributions of households are calculated for those with contributions only.

Footnote 5

Median contribution - The median contribution of a specified group is the amount that divides the contribution distribution of that group into two halves, i.e., the contributions of half of the units in that group are below the median, while those of the other half are above the median. Median contributions of households are calculated for those with contributions only.

Footnote 6

Median contribution - The median contribution of a specified group is the amount that divides the contribution distribution of that group into two halves, i.e., the contributions of half of the units in that group are below the median, while those of the other half are above the median. Median contributions of households are calculated for those with contributions only.

Data quality note(s) – Midland

• Incomplete enumeration flag
  Default. Not applicable.
• Short-form data quality flag
  Global non-response rate (GNR), short-form census questionnaire: 4.7%.
• Short-form income data quality flag
  Default. Data quality index showing a short-form income non-response rate lower than 10%.

Source: Statistics Canada, 2016 Census of Population, Statistics Canada Catalogue no. 98-400-X2016103.