Household Contributions to Registered Savings Accounts (18) and Selected Household Characteristics (30) for Private Households of Canada, Provinces and Territories, Census Metropolitan Areas and Census Agglomerations, 2016 Census - 100% Data

This table details household contributions to registered savings accounts and selected household characteristics for private households in Sault Ste. Marie

Household contributions to registered savings accounts (18)	Selected household characteristics (30)
	Total - After-tax income of household^Footnote 1	Under $10,000	$10,000 to $19,999	$20,000 to $29,999	$30,000 to $39,999	$40,000 to $49,999	$50,000 to $59,999	$60,000 to $69,999	$70,000 to $79,999	$80,000 to $89,999	$90,000 to $99,999	$100,000 and over	$100,000 to $149,999	$150,000 to $199,999	$200,000 to $249,999	$250,000 and over	Total - Age of major income earner in the household^Footnote 2	15 to 24 years	25 to 34 years	35 to 44 years	45 to 54 years	55 to 70 years	71 years and over	Total - Households by household size	1 person	2 or more persons	2 persons	3 persons	4 persons	5 or more persons
Total - Household contributions to registered savings accounts^Footnote 3	34,530	925	3,035	3,990	3,825	3,670	3,260	2,815	2,475	2,040	1,800	6,695	4,960	1,235	315	185	34,530	1,175	4,390	4,975	6,270	10,925	6,795	34,530	10,975	23,555	12,770	5,190	3,960	1,640
No contributions to any registered savings accounts	14,900	825	2,620	2,990	2,350	1,940	1,365	960	595	395	295	560	445	70	25	30	14,905	785	1,890	1,745	1,960	4,380	4,145	14,905	6,630	8,270	5,170	1,660	925	515
Contributed to at least one type of registered savings account	19,630	100	410	1,000	1,470	1,730	1,900	1,860	1,875	1,645	1,505	6,135	4,520	1,160	295	155	19,630	390	2,500	3,230	4,310	6,545	2,650	19,630	4,345	15,280	7,595	3,525	3,035	1,125
Tax-free savings accounts (TFSAs)	11,925	85	360	830	1,065	1,125	1,225	1,090	1,055	855	780	3,460	2,435	725	200	105	11,925	300	1,490	1,350	2,070	4,185	2,540	11,930	3,000	8,925	5,015	1,910	1,455	545
Median contribution - TFSA ($)^Footnote 4	5,491	5,479	2,216	5,478	5,483	5,493	5,499	5,474	5,487	5,496	5,387	6,364	5,495	8,528	10,272	19,995	5,491	1,896	2,052	2,246	4,058	8,176	10,027	5,491	5,498	5,481	7,896	4,240	3,101	2,968
Registered retirement savings plans (RRSPs)	9,650	15	60	150	405	550	725	830	925	920	870	4,195	3,005	835	230	130	9,650	115	1,330	1,860	2,690	3,475	190	9,645	1,570	8,080	3,525	2,100	1,845	605
Median contribution - RRSP ($)^Footnote 5	2,992	0	602	1,049	1,203	1,304	1,812	2,003	2,312	2,695	3,032	4,912	4,000	7,496	12,832	22,336	2,992	1,300	1,925	2,293	3,234	3,928	1,207	2,992	2,403	3,021	3,176	2,971	3,156	2,602
Registered pension plans (RPPs)	9,320	10	25	115	325	540	650	745	905	860	870	4,275	3,140	885	190	65	9,320	125	1,440	2,200	2,850	2,630	80	9,320	1,265	8,060	2,980	2,115	2,200	760
Median contribution - RPP ($)^Footnote 6	4,609	0	273	794	1,460	2,704	2,839	3,024	3,763	4,240	4,586	7,188	6,606	10,731	9,952	8,992	4,609	1,332	3,656	5,136	5,459	4,133	1,460	4,609	3,890	4,737	3,976	4,560	6,053	5,192
Contributed to only one type of registered savings account	11,010	90	385	905	1,180	1,315	1,315	1,195	1,075	875	710	1,965	1,560	270	80	50	11,010	265	1,200	1,565	1,830	3,645	2,505	11,010	3,140	7,865	4,560	1,585	1,210	520
TFSA only	5,640	75	330	750	835	805	780	575	460	305	220	495	405	50	25	10	5,640	185	435	275	385	1,950	2,405	5,640	2,085	3,560	2,690	510	240	120
RRSP only	2,495	10	40	85	170	230	270	300	280	270	210	640	485	90	40	30	2,500	35	305	490	610	990	70	2,495	565	1,930	990	455	350	140
RPP only	2,875	5	15	75	175	280	270	320	330	295	285	830	680	125	15	10	2,870	45	460	800	830	705	30	2,875	495	2,380	885	615	615	260
Contributed to two types of registered savings accounts	5,960	10	25	80	260	340	465	530	600	550	565	2,545	1,860	515	95	70	5,965	105	850	1,155	1,665	2,060	125	5,960	910	5,055	2,155	1,305	1,180	415
TFSA and RRSP	2,170	10	15	50	145	150	200	240	230	210	210	720	495	140	40	45	2,170	50	325	265	460	975	90	2,170	435	1,735	940	455	245	105
RRSP and RPP	2,330	0	0	15	60	95	135	150	210	230	230	1,210	925	225	45	15	2,330	10	250	590	800	665	10	2,330	280	2,045	715	550	605	180
RPP and TFSA	1,465	5	5	20	55	95	125	140	160	115	130	615	440	150	20	5	1,465	45	280	295	400	415	25	1,465	200	1,270	500	300	335	135
Contributed to all three types of registered savings accounts (TFSA, RRSP and RPP)	2,650	0	5	5	35	75	115	140	205	220	225	1,630	1,095	380	110	35	2,655	20	450	515	815	840	15	2,655	290	2,360	885	645	645	185

Symbol(s)

Symbol ..

not available for a specific reference period

Symbol ...

not applicable

Symbol x

suppressed to meet the confidentiality requirements of the Statistics Act

Symbol F

too unreliable to be published

Footnote(s)

Footnote 1

After-tax income

'After-tax income' refers to total income less income taxes of the statistical unit during a specified reference period. Income taxes refers to the sum of federal income taxes, provincial and territorial income taxes, less abatement where applicable. Provincial and territorial income taxes include health care premiums in certain jurisdictions. Abatement reduces the federal income taxes payable by persons residing in Quebec or in certain self-governing Yukon First Nation settlement lands.

For the 2016 Census, the reference period is the calendar year 2015 for all income variables.

Footnote 2

Major income earner in the household - The person with the highest total income in the household.

Footnote 3

Registered savings accounts - A collective term for three types of savings accounts: tax-free savings accounts (TFSAs), registered retirement savings plans (RRSPs) and registered pension plans (RPPs).

Contributions to tax-free savings accounts (TFSAs) - Total dollar amount of contributions made by a person to tax-free savings accounts (TFSAs) during the reference period. Individuals can make contributions to their TFSAs up to a limit, known as the TFSA contribution room, in each calendar year.

The TFSA contribution room is made up of:
- the TFSA dollar limit for the calendar year;
- any unused TFSA contribution room from the previous year;
- any withdrawals made from the TFSA in the previous year.

Contributions to registered retirement savings plans (RRSPs) - Total registered retirement savings plan (RRSP) contributions a person deducted against his or her income for a given tax year. Contributions eligible for deductions include deposits made to his or her own registered retirement savings plans (RRSPs) and pooled registered pension plans (PRPPs) as well as his or her spouse's or common-law partner's registered retirement savings plans.

Individuals can make contributions to these plans up to a specified limit, known as the RRSP deduction limit for each tax year. The RRSP deduction limit is set at 18% of the contributor's prior year earned income up to an annual maximum, plus any unused RRSP deduction room carried forward from previous years, less any pension adjustments that are associated with registered pension plans (RPPs) from prior year and any employer's pooled registered pension plan (PRPP) contributions for the given tax year.

Contributions to registered pension plans (RPPs) - Total dollar amount of contributions made by an employee to registered pension plans (RPPs) during the reference year. A registered pension plan is an employer-sponsored plan registered with the Canada Revenue Agency. The purpose of such plans is to provide employees with a regular income at retirement.

Household contributions refer to the total amount of contribution from all household members.

For the 2016 Census, the reference period is the calendar year 2015 for these contributions variables.

Footnote 4

Median contribution - The median contribution of a specified group is the amount that divides the contribution distribution of that group into two halves, i.e., the contributions of half of the units in that group are below the median, while those of the other half are above the median. Median contributions of households are calculated for those with contributions only.

Footnote 5

Median contribution - The median contribution of a specified group is the amount that divides the contribution distribution of that group into two halves, i.e., the contributions of half of the units in that group are below the median, while those of the other half are above the median. Median contributions of households are calculated for those with contributions only.

Footnote 6

Median contribution - The median contribution of a specified group is the amount that divides the contribution distribution of that group into two halves, i.e., the contributions of half of the units in that group are below the median, while those of the other half are above the median. Median contributions of households are calculated for those with contributions only.

Data quality note(s) – Sault Ste. Marie

• Incomplete enumeration flag
  Excludes census data for one or more incompletely enumerated Indian reserves or Indian settlements.
• Short-form data quality flag
  Global non-response rate (GNR), short-form census questionnaire: 4.5%.
• Short-form income data quality flag
  Default. Data quality index showing a short-form income non-response rate lower than 10%.

Source: Statistics Canada, 2016 Census of Population, Statistics Canada Catalogue no. 98-400-X2016103.