Household Contributions to Registered Savings Accounts (18) and Selected Household Characteristics (30) for Private Households of Canada, Provinces and Territories, Census Metropolitan Areas and Census Agglomerations, 2016 Census - 100% Data

This table details household contributions to registered savings accounts and selected household characteristics for private households in Thunder Bay

Household contributions to registered savings accounts (18)	Selected household characteristics (30)
	Total - After-tax income of household^Footnote 1	Under $10,000	$10,000 to $19,999	$20,000 to $29,999	$30,000 to $39,999	$40,000 to $49,999	$50,000 to $59,999	$60,000 to $69,999	$70,000 to $79,999	$80,000 to $89,999	$90,000 to $99,999	$100,000 and over	$100,000 to $149,999	$150,000 to $199,999	$200,000 to $249,999	$250,000 and over	Total - Age of major income earner in the household^Footnote 2	15 to 24 years	25 to 34 years	35 to 44 years	45 to 54 years	55 to 70 years	71 years and over	Total - Households by household size	1 person	2 or more persons	2 persons	3 persons	4 persons	5 or more persons
Total - Household contributions to registered savings accounts^Footnote 3	52,545	1,380	4,035	5,030	5,445	5,390	4,750	4,410	3,935	3,470	2,950	11,760	8,280	2,440	580	460	52,545	1,925	7,160	7,865	10,100	16,485	9,000	52,545	16,730	35,815	18,880	7,670	6,260	3,010
No contributions to any registered savings accounts	19,375	1,175	3,445	3,555	3,160	2,385	1,720	1,325	885	585	385	765	610	100	30	25	19,375	1,065	2,490	2,295	2,570	5,900	5,060	19,375	8,915	10,460	6,575	1,910	1,135	840
Contributed to at least one type of registered savings account	33,175	210	585	1,470	2,290	3,000	3,030	3,085	3,045	2,890	2,565	11,000	7,670	2,345	555	440	33,170	865	4,675	5,575	7,535	10,585	3,940	33,170	7,820	25,355	12,310	5,750	5,125	2,165
Tax-free savings accounts (TFSAs)	20,540	180	485	1,180	1,620	1,925	1,890	1,880	1,780	1,615	1,410	6,575	4,385	1,500	375	315	20,535	685	2,885	2,515	3,840	6,830	3,790	20,535	5,205	15,335	8,175	3,350	2,645	1,170
Median contribution - TFSA ($)^Footnote 4	5,494	4,997	2,052	5,484	5,492	5,477	5,491	5,486	5,478	5,448	5,472	6,750	5,494	8,640	11,200	19,947	5,494	1,668	2,208	2,416	4,176	9,513	10,029	5,494	5,496	5,491	8,504	4,147	3,902	2,824
Registered retirement savings plans (RRSPs)	17,035	30	80	285	640	1,095	1,230	1,370	1,485	1,565	1,575	7,680	5,140	1,710	450	370	17,035	305	2,645	3,395	4,715	5,695	285	17,035	2,975	14,060	6,100	3,450	3,235	1,270
Median contribution - RRSP ($)^Footnote 5	3,127	1,544	1,060	1,097	1,206	1,508	2,005	2,058	2,506	2,702	3,003	5,482	4,352	8,024	15,648	24,955	3,127	1,688	2,005	2,606	3,607	4,167	1,748	3,127	2,468	3,333	3,403	3,212	3,394	3,232
Registered pension plans (RPPs)	16,950	25	60	190	530	1,025	1,155	1,365	1,545	1,630	1,595	7,825	5,435	1,800	390	200	16,950	290	2,725	3,845	5,105	4,840	150	16,945	2,715	14,230	5,430	3,600	3,695	1,505
Median contribution - RPP ($)^Footnote 6	4,630	602	194	487	1,525	2,608	3,200	3,510	3,996	4,240	4,481	7,102	6,610	9,504	9,493	7,664	4,630	2,168	4,010	5,248	5,499	4,120	1,758	4,630	3,985	4,779	4,207	4,634	6,109	5,563
Contributed to only one type of registered savings account	17,145	190	545	1,300	1,830	2,145	2,000	1,860	1,660	1,415	1,025	3,170	2,400	535	120	115	17,145	535	2,030	2,390	3,030	5,475	3,690	17,145	5,390	11,755	6,695	2,350	1,865	845
TFSA only	8,565	155	450	1,030	1,250	1,240	1,075	940	730	525	335	835	635	120	30	40	8,565	375	750	455	595	2,840	3,550	8,565	3,340	5,230	3,810	765	405	245
RRSP only	3,825	15	55	160	300	415	440	395	395	380	280	985	685	175	55	65	3,825	65	570	740	995	1,370	85	3,825	1,010	2,815	1,420	650	550	195
RPP only	4,755	15	45	105	280	490	485	530	535	505	415	1,355	1,070	240	35	10	4,755	95	720	1,195	1,440	1,265	50	4,755	1,040	3,715	1,465	935	905	410
Contributed to two types of registered savings accounts	10,705	20	30	165	405	680	825	915	1,005	1,025	1,055	4,575	3,240	940	210	195	10,705	245	1,715	2,200	2,880	3,450	215	10,705	1,790	8,920	3,825	2,165	2,070	860
TFSA and RRSP	3,835	10	20	90	200	325	365	390	375	350	355	1,360	910	240	80	130	3,840	130	640	540	835	1,535	150	3,840	755	3,080	1,640	745	480	220
RRSP and RPP	4,050	0	5	20	85	180	220	280	335	390	460	2,085	1,520	430	85	50	4,050	20	505	1,125	1,260	1,125	15	4,055	565	3,485	1,250	820	1,025	390
RPP and TFSA	2,815	5	10	50	120	180	240	245	295	290	240	1,135	810	270	40	10	2,815	90	565	530	785	790	55	2,815	465	2,355	935	600	575	245
Contributed to all three types of registered savings accounts (TFSA, RRSP and RPP)	5,320	0	5	10	50	175	210	305	380	445	485	3,250	2,030	865	225	125	5,320	85	930	990	1,620	1,660	30	5,320	645	4,675	1,785	1,245	1,185	465

Symbol(s)

Symbol ..

not available for a specific reference period

Symbol ...

not applicable

Symbol x

suppressed to meet the confidentiality requirements of the Statistics Act

Symbol F

too unreliable to be published

Footnote(s)

Footnote 1

After-tax income

'After-tax income' refers to total income less income taxes of the statistical unit during a specified reference period. Income taxes refers to the sum of federal income taxes, provincial and territorial income taxes, less abatement where applicable. Provincial and territorial income taxes include health care premiums in certain jurisdictions. Abatement reduces the federal income taxes payable by persons residing in Quebec or in certain self-governing Yukon First Nation settlement lands.

For the 2016 Census, the reference period is the calendar year 2015 for all income variables.

Footnote 2

Major income earner in the household - The person with the highest total income in the household.

Footnote 3

Registered savings accounts - A collective term for three types of savings accounts: tax-free savings accounts (TFSAs), registered retirement savings plans (RRSPs) and registered pension plans (RPPs).

Contributions to tax-free savings accounts (TFSAs) - Total dollar amount of contributions made by a person to tax-free savings accounts (TFSAs) during the reference period. Individuals can make contributions to their TFSAs up to a limit, known as the TFSA contribution room, in each calendar year.

The TFSA contribution room is made up of:
- the TFSA dollar limit for the calendar year;
- any unused TFSA contribution room from the previous year;
- any withdrawals made from the TFSA in the previous year.

Contributions to registered retirement savings plans (RRSPs) - Total registered retirement savings plan (RRSP) contributions a person deducted against his or her income for a given tax year. Contributions eligible for deductions include deposits made to his or her own registered retirement savings plans (RRSPs) and pooled registered pension plans (PRPPs) as well as his or her spouse's or common-law partner's registered retirement savings plans.

Individuals can make contributions to these plans up to a specified limit, known as the RRSP deduction limit for each tax year. The RRSP deduction limit is set at 18% of the contributor's prior year earned income up to an annual maximum, plus any unused RRSP deduction room carried forward from previous years, less any pension adjustments that are associated with registered pension plans (RPPs) from prior year and any employer's pooled registered pension plan (PRPP) contributions for the given tax year.

Contributions to registered pension plans (RPPs) - Total dollar amount of contributions made by an employee to registered pension plans (RPPs) during the reference year. A registered pension plan is an employer-sponsored plan registered with the Canada Revenue Agency. The purpose of such plans is to provide employees with a regular income at retirement.

Household contributions refer to the total amount of contribution from all household members.

For the 2016 Census, the reference period is the calendar year 2015 for these contributions variables.

Footnote 4

Median contribution - The median contribution of a specified group is the amount that divides the contribution distribution of that group into two halves, i.e., the contributions of half of the units in that group are below the median, while those of the other half are above the median. Median contributions of households are calculated for those with contributions only.

Footnote 5

Median contribution - The median contribution of a specified group is the amount that divides the contribution distribution of that group into two halves, i.e., the contributions of half of the units in that group are below the median, while those of the other half are above the median. Median contributions of households are calculated for those with contributions only.

Footnote 6

Median contribution - The median contribution of a specified group is the amount that divides the contribution distribution of that group into two halves, i.e., the contributions of half of the units in that group are below the median, while those of the other half are above the median. Median contributions of households are calculated for those with contributions only.

Data quality note(s) – Thunder Bay

• Incomplete enumeration flag
  Default. Not applicable.
• Short-form data quality flag
  Global non-response rate (GNR), short-form census questionnaire: 4.4%.
• Short-form income data quality flag
  Default. Data quality index showing a short-form income non-response rate lower than 10%.

Source: Statistics Canada, 2016 Census of Population, Statistics Canada Catalogue no. 98-400-X2016103.