Household Contributions to Registered Savings Accounts (18) and Selected Household Characteristics (30) for Private Households of Canada, Provinces and Territories, Census Metropolitan Areas and Census Agglomerations, 2016 Census - 100% Data

This table details household contributions to registered savings accounts and selected household characteristics for private households in Winnipeg

Household contributions to registered savings accounts (18)	Selected household characteristics (30)
	Total - After-tax income of household^Footnote 1	Under $10,000	$10,000 to $19,999	$20,000 to $29,999	$30,000 to $39,999	$40,000 to $49,999	$50,000 to $59,999	$60,000 to $69,999	$70,000 to $79,999	$80,000 to $89,999	$90,000 to $99,999	$100,000 and over	$100,000 to $149,999	$150,000 to $199,999	$200,000 to $249,999	$250,000 and over	Total - Age of major income earner in the household^Footnote 2	15 to 24 years	25 to 34 years	35 to 44 years	45 to 54 years	55 to 70 years	71 years and over	Total - Households by household size	1 person	2 or more persons	2 persons	3 persons	4 persons	5 or more persons
Total - Household contributions to registered savings accounts^Footnote 3	306,550	11,485	18,080	27,760	31,830	31,620	30,045	27,425	24,195	20,415	17,115	66,570	47,290	12,550	3,325	3,405	306,550	11,645	51,785	57,615	60,980	82,960	41,565	306,550	88,405	218,145	99,660	46,840	43,310	28,335
No contributions to any registered savings accounts	91,590	9,820	14,100	17,480	15,210	10,940	8,040	5,545	3,510	2,275	1,400	3,260	2,290	475	205	290	91,590	6,375	14,885	12,925	11,695	23,845	21,865	91,590	40,680	50,910	28,365	9,765	6,875	5,910
Contributed to at least one type of registered savings account	214,965	1,665	3,985	10,280	16,620	20,675	22,010	21,880	20,685	18,140	15,715	63,310	45,000	12,080	3,115	3,110	214,965	5,265	36,900	44,690	49,290	59,115	19,700	214,960	47,725	167,235	71,300	37,075	36,435	22,425
Tax-free savings accounts (TFSAs)	129,775	1,445	3,260	7,885	10,910	12,330	12,910	12,800	11,775	10,070	8,675	37,720	25,835	7,640	2,085	2,160	129,775	3,925	22,425	22,155	25,430	37,045	18,805	129,775	29,495	100,285	45,520	21,530	19,680	13,560
Median contribution - TFSA ($)^Footnote 4	5,475	5,475	3,622	5,473	5,009	5,003	5,002	5,006	5,017	4,830	5,004	7,030	5,496	9,024	11,976	19,980	5,475	2,025	2,604	2,602	4,087	9,493	10,030	5,475	5,492	5,149	7,698	4,076	3,800	2,977
Registered retirement savings plans (RRSPs)	112,050	250	585	1,990	5,000	7,665	9,200	10,285	10,780	10,460	9,685	46,155	31,505	9,590	2,560	2,500	112,050	1,705	19,190	26,370	30,490	32,585	1,715	112,050	19,240	92,810	36,045	21,570	22,815	12,385
Median contribution - RRSP ($)^Footnote 5	2,991	1,300	1,001	1,003	1,206	1,589	1,872	2,007	2,347	2,597	2,994	5,466	4,325	8,428	15,648	24,862	2,991	1,340	2,003	2,504	3,398	4,015	2,232	2,991	2,325	3,103	3,254	3,017	3,299	2,603
Registered pension plans (RPPs)	123,160	145	535	2,095	5,715	9,205	10,855	12,105	12,525	11,895	10,965	47,115	34,455	9,260	2,060	1,335	123,165	2,205	23,125	30,605	34,850	31,340	1,035	123,165	20,440	102,725	36,835	24,755	26,080	15,060
Median contribution - RPP ($)^Footnote 6	3,967	392	391	837	1,588	2,499	2,854	3,142	3,483	3,857	4,500	6,822	6,363	8,426	8,434	7,200	3,967	1,543	3,407	4,261	4,662	3,832	1,278	3,967	3,527	4,112	3,868	4,040	4,869	3,797
Contributed to only one type of registered savings account	103,205	1,510	3,595	8,760	12,295	13,640	13,140	11,365	9,665	7,375	5,685	16,165	12,075	2,415	715	960	103,205	3,195	16,275	18,720	18,875	28,050	18,085	103,205	30,820	72,385	36,095	14,590	12,935	8,765
TFSA only	46,645	1,300	2,905	6,530	7,385	6,820	5,975	4,755	3,540	2,260	1,535	3,645	2,630	505	190	325	46,640	2,055	5,935	4,425	3,870	13,100	17,270	46,640	16,835	29,810	18,750	4,660	3,410	2,985
RRSP only	22,195	130	315	935	1,995	2,535	2,775	2,445	2,295	1,910	1,525	5,355	3,575	920	350	510	22,190	355	3,570	5,315	5,565	6,910	480	22,195	5,880	16,315	7,400	3,535	3,425	1,955
RPP only	34,370	85	375	1,300	2,915	4,290	4,395	4,170	3,835	3,215	2,620	7,170	5,875	990	175	125	34,370	785	6,775	8,985	9,445	8,045	340	34,370	8,110	26,260	9,940	6,395	6,100	3,825
Contributed to two types of registered savings accounts	73,490	135	370	1,355	3,645	5,550	6,775	7,705	7,645	7,245	6,460	26,605	19,065	4,910	1,220	1,415	73,490	1,585	13,405	17,505	19,345	20,275	1,370	73,490	12,365	61,120	23,315	14,195	14,860	8,745
TFSA and RRSP	22,965	95	230	725	1,525	2,115	2,410	2,570	2,330	2,085	1,690	7,200	4,345	1,390	520	940	22,965	660	4,275	4,350	5,005	7,765	910	22,965	4,575	18,390	8,315	4,125	3,525	2,430
RRSP and RPP	28,625	10	30	165	805	1,525	1,920	2,465	2,785	2,950	2,895	13,065	9,720	2,520	510	315	28,620	205	4,130	8,240	8,850	7,120	80	28,620	4,245	24,375	8,440	5,620	7,225	3,090
RPP and TFSA	21,900	30	110	465	1,320	1,905	2,440	2,665	2,535	2,205	1,875	6,345	5,000	990	195	155	21,900	725	5,000	4,915	5,490	5,395	375	21,900	3,545	18,355	6,560	4,450	4,110	3,235
Contributed to all three types of registered savings accounts (TFSA, RRSP and RPP)	38,270	20	20	165	680	1,490	2,090	2,810	3,375	3,515	3,575	20,535	13,865	4,755	1,185	735	38,265	490	7,215	8,460	11,065	10,785	245	38,270	4,535	33,730	11,890	8,290	8,635	4,915

Symbol(s)

Symbol ..

not available for a specific reference period

Symbol ...

not applicable

Symbol x

suppressed to meet the confidentiality requirements of the Statistics Act

Symbol F

too unreliable to be published

Footnote(s)

Footnote 1

After-tax income

'After-tax income' refers to total income less income taxes of the statistical unit during a specified reference period. Income taxes refers to the sum of federal income taxes, provincial and territorial income taxes, less abatement where applicable. Provincial and territorial income taxes include health care premiums in certain jurisdictions. Abatement reduces the federal income taxes payable by persons residing in Quebec or in certain self-governing Yukon First Nation settlement lands.

For the 2016 Census, the reference period is the calendar year 2015 for all income variables.

Footnote 2

Major income earner in the household - The person with the highest total income in the household.

Footnote 3

Registered savings accounts - A collective term for three types of savings accounts: tax-free savings accounts (TFSAs), registered retirement savings plans (RRSPs) and registered pension plans (RPPs).

Contributions to tax-free savings accounts (TFSAs) - Total dollar amount of contributions made by a person to tax-free savings accounts (TFSAs) during the reference period. Individuals can make contributions to their TFSAs up to a limit, known as the TFSA contribution room, in each calendar year.

The TFSA contribution room is made up of:
- the TFSA dollar limit for the calendar year;
- any unused TFSA contribution room from the previous year;
- any withdrawals made from the TFSA in the previous year.

Contributions to registered retirement savings plans (RRSPs) - Total registered retirement savings plan (RRSP) contributions a person deducted against his or her income for a given tax year. Contributions eligible for deductions include deposits made to his or her own registered retirement savings plans (RRSPs) and pooled registered pension plans (PRPPs) as well as his or her spouse's or common-law partner's registered retirement savings plans.

Individuals can make contributions to these plans up to a specified limit, known as the RRSP deduction limit for each tax year. The RRSP deduction limit is set at 18% of the contributor's prior year earned income up to an annual maximum, plus any unused RRSP deduction room carried forward from previous years, less any pension adjustments that are associated with registered pension plans (RPPs) from prior year and any employer's pooled registered pension plan (PRPP) contributions for the given tax year.

Contributions to registered pension plans (RPPs) - Total dollar amount of contributions made by an employee to registered pension plans (RPPs) during the reference year. A registered pension plan is an employer-sponsored plan registered with the Canada Revenue Agency. The purpose of such plans is to provide employees with a regular income at retirement.

Household contributions refer to the total amount of contribution from all household members.

For the 2016 Census, the reference period is the calendar year 2015 for these contributions variables.

Footnote 4

Median contribution - The median contribution of a specified group is the amount that divides the contribution distribution of that group into two halves, i.e., the contributions of half of the units in that group are below the median, while those of the other half are above the median. Median contributions of households are calculated for those with contributions only.

Footnote 5

Median contribution - The median contribution of a specified group is the amount that divides the contribution distribution of that group into two halves, i.e., the contributions of half of the units in that group are below the median, while those of the other half are above the median. Median contributions of households are calculated for those with contributions only.

Footnote 6

Median contribution - The median contribution of a specified group is the amount that divides the contribution distribution of that group into two halves, i.e., the contributions of half of the units in that group are below the median, while those of the other half are above the median. Median contributions of households are calculated for those with contributions only.

Data quality note(s) – Winnipeg

• Incomplete enumeration flag
  Default. Not applicable.
• Short-form data quality flag
  Global non-response rate (GNR), short-form census questionnaire: 3.3%.
• Short-form income data quality flag
  Default. Data quality index showing a short-form income non-response rate lower than 10%.

Source: Statistics Canada, 2016 Census of Population, Statistics Canada Catalogue no. 98-400-X2016103.