Household Contributions to Registered Savings Accounts (18) and Selected Household Characteristics (30) for Private Households of Canada, Provinces and Territories, Census Metropolitan Areas and Census Agglomerations, 2016 Census - 100% Data

This table details household contributions to registered savings accounts and selected household characteristics for private households in Steinbach

Household contributions to registered savings accounts (18)	Selected household characteristics (30)
	Total - After-tax income of household^Footnote 1	Under $10,000	$10,000 to $19,999	$20,000 to $29,999	$30,000 to $39,999	$40,000 to $49,999	$50,000 to $59,999	$60,000 to $69,999	$70,000 to $79,999	$80,000 to $89,999	$90,000 to $99,999	$100,000 and over	$100,000 to $149,999	$150,000 to $199,999	$200,000 to $249,999	$250,000 and over	Total - Age of major income earner in the household^Footnote 2	15 to 24 years	25 to 34 years	35 to 44 years	45 to 54 years	55 to 70 years	71 years and over	Total - Households by household size	1 person	2 or more persons	2 persons	3 persons	4 persons	5 or more persons
Total - Household contributions to registered savings accounts^Footnote 3	6,025	110	425	680	750	730	670	590	520	425	270	850	625	145	30	50	6,025	405	1,175	1,070	970	1,340	1,065	6,025	1,530	4,500	2,125	830	850	695
No contributions to any registered savings accounts	2,475	95	355	480	455	325	275	165	110	80	40	95	70	15	5	10	2,475	225	485	360	250	475	685	2,480	875	1,600	850	275	245	235
Contributed to at least one type of registered savings account	3,545	10	70	195	295	400	390	430	405	345	235	760	555	130	30	40	3,545	180	695	710	720	860	375	3,545	655	2,895	1,270	550	610	465
Tax-free savings accounts (TFSAs)	1,770	5	55	145	170	205	180	200	180	150	105	370	255	70	15	30	1,770	95	300	245	295	475	360	1,770	365	1,405	725	260	215	200
Median contribution - TFSA ($)^Footnote 4	5,488	0	5,501	5,501	5,497	5,496	4,912	5,008	5,472	4,880	4,720	6,616	4,808	11,344	0	19,977	5,488	2,304	1,948	2,840	4,004	9,993	10,959	5,488	6,984	5,272	9,999	3,080	2,680	2,824
Registered retirement savings plans (RRSPs)	1,715	0	10	30	90	150	145	195	215	185	145	550	395	100	25	30	1,715	60	315	410	435	465	25	1,715	235	1,480	605	285	340	250
Median contribution - RRSP ($)^Footnote 5	2,496	0	0	826	1,251	1,300	1,748	1,710	2,080	2,502	2,840	5,184	4,400	10,336	15,840	24,853	2,496	850	1,655	2,004	3,080	4,453	0	2,496	1,962	2,594	3,250	2,092	2,328	2,108
Registered pension plans (RPPs)	1,755	0	10	40	100	150	200	220	225	195	130	480	370	85	10	15	1,755	70	400	425	445	400	15	1,755	255	1,495	525	320	390	270
Median contribution - RPP ($)^Footnote 6	2,656	0	0	676	1,244	1,820	1,646	2,308	2,664	2,824	4,304	5,344	4,848	7,824	0	0	2,656	986	2,165	3,128	3,750	2,328	0	2,656	2,492	2,680	2,328	2,712	3,168	3,112
Contributed to only one type of registered savings account	2,200	10	65	180	245	315	280	280	230	195	125	275	205	45	10	15	2,200	145	440	410	370	485	360	2,200	485	1,715	810	300	340	270
TFSA only	825	10	55	135	125	135	95	90	60	50	25	55	35	5	0	5	825	60	105	65	60	190	340	830	250	580	385	85	50	60
RRSP only	630	0	10	15	55	90	70	75	80	65	60	120	80	20	10	5	630	30	120	160	145	160	15	635	105	525	215	95	115	95
RPP only	745	5	10	30	65	90	115	105	95	80	45	105	90	15	0	0	740	45	215	185	160	130	5	740	130	615	205	120	175	115
Contributed to two types of registered savings accounts	1,000	0	0	10	50	70	95	125	135	125	70	315	235	50	15	15	1,005	30	190	230	255	280	15	1,005	135	865	340	195	195	135
TFSA and RRSP	335	0	0	5	20	25	25	40	45	35	25	105	65	15	10	10	335	15	70	60	70	105	15	335	40	295	140	55	55	45
RRSP and RPP	405	0	0	0	5	20	30	45	50	55	25	165	130	25	0	5	405	5	65	120	120	100	0	405	50	350	125	75	95	55
RPP and TFSA	265	0	0	5	20	25	40	40	40	35	20	45	40	10	5	0	265	15	60	50	65	75	5	265	40	220	70	60	40	40
Contributed to all three types of registered savings accounts (TFSA, RRSP and RPP)	345	0	0	0	10	20	20	30	40	30	35	165	115	35	0	10	345	10	70	70	95	100	0	345	30	315	125	60	75	60

Symbol(s)

Symbol ..

not available for a specific reference period

Symbol ...

not applicable

Symbol x

suppressed to meet the confidentiality requirements of the Statistics Act

Symbol F

too unreliable to be published

Footnote(s)

Footnote 1

After-tax income

'After-tax income' refers to total income less income taxes of the statistical unit during a specified reference period. Income taxes refers to the sum of federal income taxes, provincial and territorial income taxes, less abatement where applicable. Provincial and territorial income taxes include health care premiums in certain jurisdictions. Abatement reduces the federal income taxes payable by persons residing in Quebec or in certain self-governing Yukon First Nation settlement lands.

For the 2016 Census, the reference period is the calendar year 2015 for all income variables.

Footnote 2

Major income earner in the household - The person with the highest total income in the household.

Footnote 3

Registered savings accounts - A collective term for three types of savings accounts: tax-free savings accounts (TFSAs), registered retirement savings plans (RRSPs) and registered pension plans (RPPs).

Contributions to tax-free savings accounts (TFSAs) - Total dollar amount of contributions made by a person to tax-free savings accounts (TFSAs) during the reference period. Individuals can make contributions to their TFSAs up to a limit, known as the TFSA contribution room, in each calendar year.

The TFSA contribution room is made up of:
- the TFSA dollar limit for the calendar year;
- any unused TFSA contribution room from the previous year;
- any withdrawals made from the TFSA in the previous year.

Contributions to registered retirement savings plans (RRSPs) - Total registered retirement savings plan (RRSP) contributions a person deducted against his or her income for a given tax year. Contributions eligible for deductions include deposits made to his or her own registered retirement savings plans (RRSPs) and pooled registered pension plans (PRPPs) as well as his or her spouse's or common-law partner's registered retirement savings plans.

Individuals can make contributions to these plans up to a specified limit, known as the RRSP deduction limit for each tax year. The RRSP deduction limit is set at 18% of the contributor's prior year earned income up to an annual maximum, plus any unused RRSP deduction room carried forward from previous years, less any pension adjustments that are associated with registered pension plans (RPPs) from prior year and any employer's pooled registered pension plan (PRPP) contributions for the given tax year.

Contributions to registered pension plans (RPPs) - Total dollar amount of contributions made by an employee to registered pension plans (RPPs) during the reference year. A registered pension plan is an employer-sponsored plan registered with the Canada Revenue Agency. The purpose of such plans is to provide employees with a regular income at retirement.

Household contributions refer to the total amount of contribution from all household members.

For the 2016 Census, the reference period is the calendar year 2015 for these contributions variables.

Footnote 4

Median contribution - The median contribution of a specified group is the amount that divides the contribution distribution of that group into two halves, i.e., the contributions of half of the units in that group are below the median, while those of the other half are above the median. Median contributions of households are calculated for those with contributions only.

Footnote 5

Median contribution - The median contribution of a specified group is the amount that divides the contribution distribution of that group into two halves, i.e., the contributions of half of the units in that group are below the median, while those of the other half are above the median. Median contributions of households are calculated for those with contributions only.

Footnote 6

Median contribution - The median contribution of a specified group is the amount that divides the contribution distribution of that group into two halves, i.e., the contributions of half of the units in that group are below the median, while those of the other half are above the median. Median contributions of households are calculated for those with contributions only.

Data quality note(s) – Steinbach

• Incomplete enumeration flag
  Default. Not applicable.
• Short-form data quality flag
  Global non-response rate (GNR), short-form census questionnaire: 2.9%.
• Short-form income data quality flag
  Default. Data quality index showing a short-form income non-response rate lower than 10%.

Source: Statistics Canada, 2016 Census of Population, Statistics Canada Catalogue no. 98-400-X2016103.