Household Contributions to Registered Savings Accounts (18) and Selected Household Characteristics (30) for Private Households of Canada, Provinces and Territories, Census Metropolitan Areas and Census Agglomerations, 2016 Census - 100% Data

This table details household contributions to registered savings accounts and selected household characteristics for private households in Medicine Hat

Household contributions to registered savings accounts (18)	Selected household characteristics (30)
	Total - After-tax income of household^Footnote 1	Under $10,000	$10,000 to $19,999	$20,000 to $29,999	$30,000 to $39,999	$40,000 to $49,999	$50,000 to $59,999	$60,000 to $69,999	$70,000 to $79,999	$80,000 to $89,999	$90,000 to $99,999	$100,000 and over	$100,000 to $149,999	$150,000 to $199,999	$200,000 to $249,999	$250,000 and over	Total - Age of major income earner in the household^Footnote 2	15 to 24 years	25 to 34 years	35 to 44 years	45 to 54 years	55 to 70 years	71 years and over	Total - Households by household size	1 person	2 or more persons	2 persons	3 persons	4 persons	5 or more persons
Total - Household contributions to registered savings accounts^Footnote 3	31,500	720	1,450	3,095	3,060	2,945	2,885	2,570	2,370	2,185	1,855	8,365	5,545	1,820	535	475	31,500	1,350	5,090	5,700	5,770	8,990	4,600	31,500	8,685	22,810	12,115	4,330	4,130	2,240
No contributions to any registered savings accounts	11,520	595	1,140	2,155	1,780	1,425	1,145	875	645	490	355	910	650	155	50	55	11,520	730	1,730	1,860	1,695	3,070	2,430	11,520	4,450	7,065	4,035	1,250	1,035	750
Contributed to at least one type of registered savings account	19,980	125	315	935	1,280	1,525	1,735	1,695	1,725	1,690	1,495	7,455	4,890	1,665	485	420	19,980	620	3,355	3,850	4,075	5,915	2,165	19,980	4,230	15,745	8,090	3,075	3,100	1,485
Tax-free savings accounts (TFSAs)	12,420	95	270	805	985	1,015	1,125	1,040	990	920	835	4,335	2,695	1,015	310	315	12,420	465	2,015	1,885	2,070	3,885	2,095	12,415	2,815	9,605	5,390	1,775	1,630	810
Median contribution - TFSA ($)^Footnote 4	5,498	4,248	4,016	5,491	5,485	5,473	5,488	5,488	5,392	5,478	4,424	7,497	5,497	8,456	12,000	19,997	5,498	1,868	2,424	2,414	4,616	10,009	10,041	5,498	5,496	5,501	9,997	3,656	3,048	2,997
Registered retirement savings plans (RRSPs)	11,310	35	60	170	360	580	725	795	990	1,030	995	5,570	3,550	1,295	390	330	11,310	270	2,130	2,570	2,755	3,440	150	11,315	1,820	9,490	4,415	2,005	2,115	960
Median contribution - RRSP ($)^Footnote 5	3,614	1,150	1,004	1,164	1,206	1,654	1,843	2,004	2,490	2,699	3,804	6,112	4,858	8,448	14,496	21,568	3,614	1,604	2,688	3,150	3,897	4,813	2,004	3,614	2,948	3,832	4,044	3,606	3,747	3,301
Registered pension plans (RPPs)	7,250	10	15	55	165	330	455	500	605	680	625	3,815	2,505	925	245	135	7,250	140	1,365	1,725	2,035	1,945	45	7,250	1,110	6,145	2,615	1,330	1,555	640
Median contribution - RPP ($)^Footnote 6	5,881	0	0	1,022	1,236	2,504	3,736	4,445	4,840	5,040	5,340	8,541	7,536	11,512	11,040	8,779	5,881	1,980	5,555	6,710	6,856	5,107	614	5,881	5,692	5,906	5,306	5,596	7,416	6,384
Contributed to only one type of registered savings account	11,225	110	285	845	1,060	1,175	1,230	1,140	1,015	920	705	2,735	1,895	520	165	150	11,225	395	1,650	1,975	1,900	3,250	2,055	11,220	2,980	8,245	4,650	1,485	1,360	750
TFSA only	5,550	80	240	725	790	705	700	585	415	350	235	720	480	125	50	65	5,550	270	605	520	465	1,710	1,985	5,550	1,800	3,750	2,595	520	380	250
RRSP only	3,700	20	35	90	185	290	325	335	400	360	315	1,350	915	275	90	80	3,700	80	665	955	865	1,080	55	3,700	740	2,960	1,405	630	610	325
RPP only	1,970	5	10	25	85	170	210	220	200	210	165	665	495	130	30	10	1,970	45	375	500	570	465	20	1,970	430	1,535	650	340	365	180
Contributed to two types of registered savings accounts	6,515	15	25	85	205	305	435	450	565	610	625	3,190	2,125	700	180	180	6,515	185	1,265	1,405	1,565	1,980	105	6,510	1,010	5,500	2,540	1,150	1,275	540
TFSA and RRSP	3,475	15	25	65	140	195	260	270	305	305	320	1,575	985	340	105	145	3,475	125	720	645	705	1,185	95	3,475	580	2,890	1,475	600	550	275
RRSP and RPP	1,890	0	5	15	30	45	75	90	135	200	190	1,105	780	245	55	20	1,890	25	300	510	570	485	5	1,890	250	1,645	640	335	490	175
RPP and TFSA	1,145	0	5	10	40	65	105	90	120	100	110	510	355	115	20	20	1,145	35	245	250	285	310	15	1,145	180	970	425	215	235	90
Contributed to all three types of registered savings accounts (TFSA, RRSP and RPP)	2,250	0	5	5	10	45	65	95	150	165	170	1,535	875	440	135	90	2,245	35	440	460	610	685	5	2,245	245	2,000	900	440	460	190

Symbol(s)

Symbol ..

not available for a specific reference period

Symbol ...

not applicable

Symbol x

suppressed to meet the confidentiality requirements of the Statistics Act

Symbol F

too unreliable to be published

Footnote(s)

Footnote 1

After-tax income

'After-tax income' refers to total income less income taxes of the statistical unit during a specified reference period. Income taxes refers to the sum of federal income taxes, provincial and territorial income taxes, less abatement where applicable. Provincial and territorial income taxes include health care premiums in certain jurisdictions. Abatement reduces the federal income taxes payable by persons residing in Quebec or in certain self-governing Yukon First Nation settlement lands.

For the 2016 Census, the reference period is the calendar year 2015 for all income variables.

Footnote 2

Major income earner in the household - The person with the highest total income in the household.

Footnote 3

Registered savings accounts - A collective term for three types of savings accounts: tax-free savings accounts (TFSAs), registered retirement savings plans (RRSPs) and registered pension plans (RPPs).

Contributions to tax-free savings accounts (TFSAs) - Total dollar amount of contributions made by a person to tax-free savings accounts (TFSAs) during the reference period. Individuals can make contributions to their TFSAs up to a limit, known as the TFSA contribution room, in each calendar year.

The TFSA contribution room is made up of:
- the TFSA dollar limit for the calendar year;
- any unused TFSA contribution room from the previous year;
- any withdrawals made from the TFSA in the previous year.

Contributions to registered retirement savings plans (RRSPs) - Total registered retirement savings plan (RRSP) contributions a person deducted against his or her income for a given tax year. Contributions eligible for deductions include deposits made to his or her own registered retirement savings plans (RRSPs) and pooled registered pension plans (PRPPs) as well as his or her spouse's or common-law partner's registered retirement savings plans.

Individuals can make contributions to these plans up to a specified limit, known as the RRSP deduction limit for each tax year. The RRSP deduction limit is set at 18% of the contributor's prior year earned income up to an annual maximum, plus any unused RRSP deduction room carried forward from previous years, less any pension adjustments that are associated with registered pension plans (RPPs) from prior year and any employer's pooled registered pension plan (PRPP) contributions for the given tax year.

Contributions to registered pension plans (RPPs) - Total dollar amount of contributions made by an employee to registered pension plans (RPPs) during the reference year. A registered pension plan is an employer-sponsored plan registered with the Canada Revenue Agency. The purpose of such plans is to provide employees with a regular income at retirement.

Household contributions refer to the total amount of contribution from all household members.

For the 2016 Census, the reference period is the calendar year 2015 for these contributions variables.

Footnote 4

Median contribution - The median contribution of a specified group is the amount that divides the contribution distribution of that group into two halves, i.e., the contributions of half of the units in that group are below the median, while those of the other half are above the median. Median contributions of households are calculated for those with contributions only.

Footnote 5

Median contribution - The median contribution of a specified group is the amount that divides the contribution distribution of that group into two halves, i.e., the contributions of half of the units in that group are below the median, while those of the other half are above the median. Median contributions of households are calculated for those with contributions only.

Footnote 6

Median contribution - The median contribution of a specified group is the amount that divides the contribution distribution of that group into two halves, i.e., the contributions of half of the units in that group are below the median, while those of the other half are above the median. Median contributions of households are calculated for those with contributions only.

Data quality note(s) – Medicine Hat

• Incomplete enumeration flag
  Default. Not applicable.
• Short-form data quality flag
  Global non-response rate (GNR), short-form census questionnaire: 4.6%.
• Short-form income data quality flag
  Default. Data quality index showing a short-form income non-response rate lower than 10%.

Source: Statistics Canada, 2016 Census of Population, Statistics Canada Catalogue no. 98-400-X2016103.