Household Contributions to Registered Savings Accounts (18) and Selected Household Characteristics (30) for Private Households of Canada, Provinces and Territories, Census Metropolitan Areas and Census Agglomerations, 2016 Census - 100% Data

This table details household contributions to registered savings accounts and selected household characteristics for private households in Red Deer

Household contributions to registered savings accounts (18)	Selected household characteristics (30)
	Total - After-tax income of household^Footnote 1	Under $10,000	$10,000 to $19,999	$20,000 to $29,999	$30,000 to $39,999	$40,000 to $49,999	$50,000 to $59,999	$60,000 to $69,999	$70,000 to $79,999	$80,000 to $89,999	$90,000 to $99,999	$100,000 and over	$100,000 to $149,999	$150,000 to $199,999	$200,000 to $249,999	$250,000 and over	Total - Age of major income earner in the household^Footnote 2	15 to 24 years	25 to 34 years	35 to 44 years	45 to 54 years	55 to 70 years	71 years and over	Total - Households by household size	1 person	2 or more persons	2 persons	3 persons	4 persons	5 or more persons
Total - Household contributions to registered savings accounts^Footnote 3	39,980	895	1,635	3,130	3,175	3,435	3,305	3,215	3,030	2,935	2,500	12,725	8,025	2,935	935	830	39,980	2,120	8,345	8,270	7,395	9,875	3,970	39,980	10,650	29,325	14,075	6,310	5,565	3,375
No contributions to any registered savings accounts	14,325	730	1,320	2,305	1,930	1,695	1,435	1,175	885	750	505	1,595	1,145	250	75	115	14,320	1,090	2,870	2,720	2,155	3,310	2,175	14,320	5,330	8,995	4,705	1,970	1,355	965
Contributed to at least one type of registered savings account	25,660	165	315	820	1,245	1,745	1,870	2,045	2,145	2,180	1,995	11,130	6,880	2,685	855	710	25,665	1,035	5,470	5,550	5,235	6,570	1,800	25,660	5,325	20,335	9,365	4,350	4,205	2,410
Tax-free savings accounts (TFSAs)	15,155	135	260	665	875	1,100	1,080	1,190	1,205	1,210	1,105	6,330	3,695	1,555	565	505	15,155	725	3,290	2,775	2,640	4,010	1,715	15,155	3,275	11,880	5,855	2,470	2,150	1,410
Median contribution - TFSA ($)^Footnote 4	5,292	5,491	1,498	5,013	4,932	4,819	4,483	5,021	4,128	4,328	4,344	5,997	4,828	7,222	10,007	19,970	5,292	2,104	2,494	2,656	4,792	10,002	10,046	5,292	5,490	5,015	7,264	3,525	3,544	2,963
Registered retirement savings plans (RRSPs)	16,225	35	75	200	455	750	950	1,135	1,240	1,360	1,330	8,695	5,200	2,180	740	570	16,220	510	3,630	3,925	3,720	4,270	165	16,225	2,750	13,470	5,775	2,980	3,030	1,685
Median contribution - RRSP ($)^Footnote 5	3,703	2,100	702	901	1,204	1,404	1,888	2,293	2,404	2,864	3,400	6,046	4,692	7,584	12,027	21,696	3,703	1,932	2,648	3,468	4,497	5,139	1,856	3,703	2,995	3,930	4,198	3,676	4,005	3,464
Registered pension plans (RPPs)	9,775	10	15	55	215	420	525	585	760	840	810	5,550	3,390	1,485	440	235	9,780	275	2,055	2,390	2,565	2,440	50	9,775	1,555	8,220	3,315	1,910	1,980	1,020
Median contribution - RPP ($)^Footnote 6	5,689	0	0	840	1,548	2,702	3,894	4,520	4,576	4,920	5,283	7,174	6,510	8,704	8,992	9,248	5,689	1,772	4,720	6,005	6,559	5,932	1,808	5,689	5,457	5,732	5,496	5,620	6,304	5,602
Contributed to only one type of registered savings account	13,415	145	285	720	980	1,280	1,280	1,295	1,235	1,200	985	4,000	2,710	805	230	255	13,415	625	2,685	2,730	2,375	3,315	1,685	13,410	3,430	9,980	4,980	1,995	1,895	1,105
TFSA only	5,675	120	230	570	640	720	595	595	490	420	315	980	655	175	55	100	5,675	375	1,000	715	575	1,405	1,600	5,675	1,770	3,905	2,385	680	490	360
RRSP only	5,275	20	45	120	235	360	455	490	480	495	440	2,125	1,415	435	140	130	5,275	170	1,160	1,380	1,155	1,345	65	5,275	1,135	4,140	1,815	870	940	515
RPP only	2,465	5	10	30	110	205	230	215	265	280	230	895	640	200	35	20	2,465	85	525	635	640	565	15	2,465	530	1,935	785	445	465	235
Contributed to two types of registered savings accounts	9,000	20	30	95	240	410	500	625	750	745	760	4,830	2,935	1,215	360	315	9,005	335	2,065	2,100	2,045	2,355	105	9,005	1,535	7,465	3,195	1,695	1,670	910
TFSA and RRSP	4,935	15	25	70	165	245	295	375	410	430	425	2,475	1,425	595	220	240	4,935	215	1,255	1,065	940	1,380	80	4,935	870	4,065	1,855	890	800	520
RRSP and RPP	2,770	0	0	5	30	85	105	150	195	200	220	1,785	1,130	490	110	50	2,770	55	495	765	805	645	5	2,770	390	2,375	910	565	650	255
RPP and TFSA	1,295	0	5	25	50	75	100	100	145	125	120	565	385	135	25	20	1,295	65	315	275	295	325	20	1,300	270	1,020	430	240	220	140
Contributed to all three types of registered savings accounts (TFSA, RRSP and RPP)	3,245	5	0	0	30	60	90	120	160	240	245	2,305	1,240	660	260	145	3,250	70	720	720	825	900	15	3,245	360	2,890	1,190	665	645	390

Symbol(s)

Symbol ..

not available for a specific reference period

Symbol ...

not applicable

Symbol x

suppressed to meet the confidentiality requirements of the Statistics Act

Symbol F

too unreliable to be published

Footnote(s)

Footnote 1

After-tax income

'After-tax income' refers to total income less income taxes of the statistical unit during a specified reference period. Income taxes refers to the sum of federal income taxes, provincial and territorial income taxes, less abatement where applicable. Provincial and territorial income taxes include health care premiums in certain jurisdictions. Abatement reduces the federal income taxes payable by persons residing in Quebec or in certain self-governing Yukon First Nation settlement lands.

For the 2016 Census, the reference period is the calendar year 2015 for all income variables.

Footnote 2

Major income earner in the household - The person with the highest total income in the household.

Footnote 3

Registered savings accounts - A collective term for three types of savings accounts: tax-free savings accounts (TFSAs), registered retirement savings plans (RRSPs) and registered pension plans (RPPs).

Contributions to tax-free savings accounts (TFSAs) - Total dollar amount of contributions made by a person to tax-free savings accounts (TFSAs) during the reference period. Individuals can make contributions to their TFSAs up to a limit, known as the TFSA contribution room, in each calendar year.

The TFSA contribution room is made up of:
- the TFSA dollar limit for the calendar year;
- any unused TFSA contribution room from the previous year;
- any withdrawals made from the TFSA in the previous year.

Contributions to registered retirement savings plans (RRSPs) - Total registered retirement savings plan (RRSP) contributions a person deducted against his or her income for a given tax year. Contributions eligible for deductions include deposits made to his or her own registered retirement savings plans (RRSPs) and pooled registered pension plans (PRPPs) as well as his or her spouse's or common-law partner's registered retirement savings plans.

Individuals can make contributions to these plans up to a specified limit, known as the RRSP deduction limit for each tax year. The RRSP deduction limit is set at 18% of the contributor's prior year earned income up to an annual maximum, plus any unused RRSP deduction room carried forward from previous years, less any pension adjustments that are associated with registered pension plans (RPPs) from prior year and any employer's pooled registered pension plan (PRPP) contributions for the given tax year.

Contributions to registered pension plans (RPPs) - Total dollar amount of contributions made by an employee to registered pension plans (RPPs) during the reference year. A registered pension plan is an employer-sponsored plan registered with the Canada Revenue Agency. The purpose of such plans is to provide employees with a regular income at retirement.

Household contributions refer to the total amount of contribution from all household members.

For the 2016 Census, the reference period is the calendar year 2015 for these contributions variables.

Footnote 4

Median contribution - The median contribution of a specified group is the amount that divides the contribution distribution of that group into two halves, i.e., the contributions of half of the units in that group are below the median, while those of the other half are above the median. Median contributions of households are calculated for those with contributions only.

Footnote 5

Median contribution - The median contribution of a specified group is the amount that divides the contribution distribution of that group into two halves, i.e., the contributions of half of the units in that group are below the median, while those of the other half are above the median. Median contributions of households are calculated for those with contributions only.

Footnote 6

Median contribution - The median contribution of a specified group is the amount that divides the contribution distribution of that group into two halves, i.e., the contributions of half of the units in that group are below the median, while those of the other half are above the median. Median contributions of households are calculated for those with contributions only.

Data quality note(s) – Red Deer

• Incomplete enumeration flag
  Default. Not applicable.
• Short-form data quality flag
  Global non-response rate (GNR), short-form census questionnaire: 4.7%.
• Short-form income data quality flag
  Default. Data quality index showing a short-form income non-response rate lower than 10%.

Source: Statistics Canada, 2016 Census of Population, Statistics Canada Catalogue no. 98-400-X2016103.