Household Contributions to Registered Savings Accounts (18) and Selected Household Characteristics (30) for Private Households of Canada, Provinces and Territories, Census Metropolitan Areas and Census Agglomerations, 2016 Census - 100% Data

This table details household contributions to registered savings accounts and selected household characteristics for private households in Edmonton

Household contributions to registered savings accounts (18)	Selected household characteristics (30)
	Total - After-tax income of household^Footnote 1	Under $10,000	$10,000 to $19,999	$20,000 to $29,999	$30,000 to $39,999	$40,000 to $49,999	$50,000 to $59,999	$60,000 to $69,999	$70,000 to $79,999	$80,000 to $89,999	$90,000 to $99,999	$100,000 and over	$100,000 to $149,999	$150,000 to $199,999	$200,000 to $249,999	$250,000 and over	Total - Age of major income earner in the household^Footnote 2	15 to 24 years	25 to 34 years	35 to 44 years	45 to 54 years	55 to 70 years	71 years and over	Total - Households by household size	1 person	2 or more persons	2 persons	3 persons	4 persons	5 or more persons
Total - Household contributions to registered savings accounts^Footnote 3	502,140	12,050	17,375	31,535	33,940	38,360	39,785	38,620	37,330	35,495	32,000	185,655	110,755	45,295	15,195	14,405	502,145	22,030	104,350	104,415	99,020	122,125	50,205	502,145	123,650	378,490	168,735	82,535	77,105	50,110
No contributions to any registered savings accounts	151,040	9,820	13,400	21,955	19,645	17,485	14,930	12,280	9,840	7,485	5,830	18,365	13,010	2,980	950	1,430	151,035	10,365	30,065	27,745	23,075	33,725	26,070	151,040	55,070	95,975	48,000	19,355	15,935	12,680
Contributed to at least one type of registered savings account	351,105	2,235	3,975	9,585	14,290	20,870	24,860	26,345	27,485	28,005	26,170	167,285	97,745	42,315	14,250	12,980	351,105	11,665	74,290	76,670	75,945	88,400	24,140	351,105	68,590	282,520	120,735	63,175	61,170	37,430
Tax-free savings accounts (TFSAs)	217,900	1,920	3,445	8,100	10,740	13,835	15,415	16,025	16,365	16,380	15,010	100,660	56,410	25,770	9,440	9,035	217,895	8,865	47,260	40,590	41,360	56,930	22,890	217,895	42,425	175,465	79,330	38,760	34,660	22,715
Median contribution - TFSA ($)^Footnote 4	5,486	5,473	2,960	5,474	5,475	4,998	5,006	4,998	5,004	5,007	4,992	6,669	5,388	7,217	10,033	15,920	5,486	2,595	3,090	3,203	5,019	10,004	10,042	5,486	5,489	5,484	7,598	4,918	4,510	3,739
Registered retirement savings plans (RRSPs)	214,280	405	685	1,785	4,280	8,220	11,295	13,070	14,955	16,525	16,625	126,450	69,690	33,915	12,050	10,795	214,280	4,850	45,730	51,325	53,010	56,600	2,770	214,280	34,410	179,865	71,400	41,600	42,460	24,405
Median contribution - RRSP ($)^Footnote 5	4,211	1,402	903	1,099	1,207	1,628	2,109	2,414	2,695	3,001	3,324	6,267	4,659	7,750	12,005	22,046	4,211	1,974	3,027	3,751	4,992	5,784	2,502	4,211	3,331	4,461	4,563	4,229	4,688	4,134
Registered pension plans (RPPs)	157,940	105	240	810	2,220	5,530	8,295	9,595	11,145	12,540	12,370	95,090	53,970	26,575	8,665	5,880	157,940	3,530	35,175	39,615	41,275	37,450	895	157,935	24,155	133,780	50,125	31,855	33,125	18,675
Median contribution - RPP ($)^Footnote 6	6,072	830	456	642	1,248	2,667	4,063	4,449	4,816	5,128	5,137	7,873	6,729	9,485	10,596	10,746	6,072	2,489	5,103	6,651	6,979	6,131	2,216	6,072	5,760	6,136	5,928	5,932	6,883	5,749
Contributed to only one type of registered savings account	168,945	2,040	3,605	8,540	11,600	15,025	16,260	16,015	15,295	14,145	12,100	54,320	36,015	11,150	3,315	3,840	168,945	7,120	33,245	34,490	31,180	40,945	21,965	168,945	42,525	126,420	59,610	26,440	24,355	16,015
TFSA only	75,185	1,750	3,090	7,125	8,345	8,920	8,320	7,610	6,645	5,340	4,045	14,000	9,690	2,350	765	1,190	75,185	4,785	13,625	9,575	7,975	18,385	20,835	75,185	21,870	53,315	30,395	9,855	7,275	5,795
RRSP only	55,785	225	370	915	2,045	3,500	4,335	4,665	4,890	4,980	4,690	25,165	15,625	5,520	1,855	2,170	55,790	1,235	11,055	14,505	13,645	14,475	870	55,785	12,155	43,630	17,860	9,695	10,050	6,020
RPP only	37,970	60	145	495	1,210	2,605	3,600	3,740	3,760	3,835	3,365	15,155	10,700	3,280	700	475	37,970	1,095	8,565	10,410	9,555	8,085	260	37,970	8,495	29,480	11,350	6,890	7,030	4,205
Contributed to two types of registered savings accounts	125,310	180	355	975	2,430	4,990	7,050	8,300	9,410	10,275	10,315	71,035	41,140	18,385	5,965	5,545	125,315	3,510	28,215	29,480	29,825	32,340	1,935	125,315	19,710	105,605	42,140	24,435	24,560	14,470
TFSA and RRSP	62,195	145	275	730	1,680	2,925	3,905	4,475	4,810	5,155	5,065	33,030	18,465	7,865	2,965	3,730	62,195	2,110	14,435	12,970	13,045	18,095	1,540	62,195	10,400	51,795	22,350	11,775	10,720	6,950
RRSP and RPP	39,450	15	15	70	295	935	1,505	1,910	2,475	2,815	3,115	26,310	15,010	7,745	2,255	1,295	39,450	465	7,410	11,155	11,380	8,915	120	39,450	5,505	33,945	12,195	7,825	9,435	4,490
RPP and TFSA	23,665	15	65	175	455	1,130	1,640	1,920	2,130	2,310	2,135	11,690	7,665	2,775	740	510	23,670	930	6,370	5,350	5,400	5,335	275	23,665	3,805	19,860	7,590	4,835	4,405	3,030
Contributed to all three types of registered savings accounts (TFSA, RRSP and RPP)	56,845	10	15	70	260	865	1,545	2,020	2,785	3,585	3,760	41,935	20,590	12,780	4,970	3,600	56,850	1,035	12,825	12,690	14,935	15,120	240	56,845	6,350	50,500	18,990	12,305	12,255	6,945

Symbol(s)

Symbol ..

not available for a specific reference period

Symbol ...

not applicable

Symbol x

suppressed to meet the confidentiality requirements of the Statistics Act

Symbol F

too unreliable to be published

Footnote(s)

Footnote 1

After-tax income

'After-tax income' refers to total income less income taxes of the statistical unit during a specified reference period. Income taxes refers to the sum of federal income taxes, provincial and territorial income taxes, less abatement where applicable. Provincial and territorial income taxes include health care premiums in certain jurisdictions. Abatement reduces the federal income taxes payable by persons residing in Quebec or in certain self-governing Yukon First Nation settlement lands.

For the 2016 Census, the reference period is the calendar year 2015 for all income variables.

Footnote 2

Major income earner in the household - The person with the highest total income in the household.

Footnote 3

Registered savings accounts - A collective term for three types of savings accounts: tax-free savings accounts (TFSAs), registered retirement savings plans (RRSPs) and registered pension plans (RPPs).

Contributions to tax-free savings accounts (TFSAs) - Total dollar amount of contributions made by a person to tax-free savings accounts (TFSAs) during the reference period. Individuals can make contributions to their TFSAs up to a limit, known as the TFSA contribution room, in each calendar year.

The TFSA contribution room is made up of:
- the TFSA dollar limit for the calendar year;
- any unused TFSA contribution room from the previous year;
- any withdrawals made from the TFSA in the previous year.

Contributions to registered retirement savings plans (RRSPs) - Total registered retirement savings plan (RRSP) contributions a person deducted against his or her income for a given tax year. Contributions eligible for deductions include deposits made to his or her own registered retirement savings plans (RRSPs) and pooled registered pension plans (PRPPs) as well as his or her spouse's or common-law partner's registered retirement savings plans.

Individuals can make contributions to these plans up to a specified limit, known as the RRSP deduction limit for each tax year. The RRSP deduction limit is set at 18% of the contributor's prior year earned income up to an annual maximum, plus any unused RRSP deduction room carried forward from previous years, less any pension adjustments that are associated with registered pension plans (RPPs) from prior year and any employer's pooled registered pension plan (PRPP) contributions for the given tax year.

Contributions to registered pension plans (RPPs) - Total dollar amount of contributions made by an employee to registered pension plans (RPPs) during the reference year. A registered pension plan is an employer-sponsored plan registered with the Canada Revenue Agency. The purpose of such plans is to provide employees with a regular income at retirement.

Household contributions refer to the total amount of contribution from all household members.

For the 2016 Census, the reference period is the calendar year 2015 for these contributions variables.

Footnote 4

Median contribution - The median contribution of a specified group is the amount that divides the contribution distribution of that group into two halves, i.e., the contributions of half of the units in that group are below the median, while those of the other half are above the median. Median contributions of households are calculated for those with contributions only.

Footnote 5

Median contribution - The median contribution of a specified group is the amount that divides the contribution distribution of that group into two halves, i.e., the contributions of half of the units in that group are below the median, while those of the other half are above the median. Median contributions of households are calculated for those with contributions only.

Footnote 6

Median contribution - The median contribution of a specified group is the amount that divides the contribution distribution of that group into two halves, i.e., the contributions of half of the units in that group are below the median, while those of the other half are above the median. Median contributions of households are calculated for those with contributions only.

Data quality note(s) – Edmonton

• Incomplete enumeration flag
  Default. Not applicable.
• Short-form data quality flag
  Global non-response rate (GNR), short-form census questionnaire: 4.4%.
• Short-form income data quality flag
  Default. Data quality index showing a short-form income non-response rate lower than 10%.

Source: Statistics Canada, 2016 Census of Population, Statistics Canada Catalogue no. 98-400-X2016103.